About This Home

This 4-bedroom, 3-bathroom single family at 428 SE 1st Street in Waverly, IA is listed for $448,900 ($196 per sqft). Built in 1973, the home offers 2,285 sqft of living space on a 0.46 acres lot.

Key Features

  • Built in 1973
  • 0.46 acre lot
  • Fireplace
  • Waterfront

Property Details

1 full
1973

Amenities

FireplaceWaterfrontA/C
Listing Description

Fall in love with this beautifully restored in-town riverfront estate, where timeless character meets modern comfort and breathtaking natural beauty. Renovated with exacting attention to detail, this home boasts four bedrooms and three bathrooms, a three-season porch, entertainment room, two-car garage, and a large unfinished basement, ideal for expansion.

The property sits on a secluded lot at a bend in the Cedar River, with a large adjacent lot functioning as a river-park. Too many updates to list in their entirety: new flooring throughout, three brand-new bathrooms, elevated landscaping across property, interior and exterior paint, new covered canoe-rack, tool shed, radon mitigation system, and more.

This distinctive property offers an elevated blend of historic charm, quality craftsmanship, and convenient access to all that Waverly has to offer. Come take a look if you would enjoy waking up to peaceful river views, unwinding in your own private retreat, or enjoying the rare opportunity to experience waterfront living every day.

Monthly Cost Estimate

$2,401/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,945
Insurance$131

Estimates only. Actual payments may vary.

Location

428 SE 1st Street

Waverly, IA 50677

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan/Light

Exterior Features

FishingGardenDeckEnclosed

Property Details

Construction

Vertical Siding

Outdoor Features

Deck

Parking

CarportGarage - AttachedOpen

Heating

Forced AirNatural GasElectric (Heating)

Cooling

Central Air

Appliances

DishwasherDryerDisposalFree-Standing RangeSump PumpWasherGas Water Heater

Questions & Answers

This 4-bedroom, 3-bathroom single family at 428 SE 1st Street is listed at $448,900 ($196/sqft). The estimated monthly payment is $2,401 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1973, 0.46 acre lot, Fireplace, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fan/Light. Exterior Features: Fishing, Garden, Deck.

This property is listed by Justin Schedtler.

JS

Justin Schedtler

Agent at Signature Realty LC

Listed by Signature Realty LC · Broker phone: (319) 231-6426 · View on Broker Site · Broker website

MLS# 20264447· Source: Northeast Iowa Regional Board of Realtors· 47 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 SE 1st Street, Waverly, IA 50677

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