# 428 SE 1st Street, Waverly, IA 50677 > **TL;DR:** 4bd/3ba single family, $448,900 ($196/sqft), built 1973, 2,285 sqft. > Fireplace, Waterfront, A/C. Est. $2,401/mo. Listed 49 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $448,900 | | Price/sqft | $196 | | Bedrooms | 4 | | Bathrooms | 1 full | | Square Feet | 2,285 | | Year Built | 1973 | | Lot Size | 20,038 sqft (0.46 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 49 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,270 | | Estimated Insurance | $131 | | **Total** | **$2,401** | ## Nearby Schools - **Elementary:** Waverly/Shell Rock - **Middle:** Waverly/Shell Rock - **High:** Waverly/Shell Rock ## Key Amenities - Fireplace - Waterfront - A/C ## Property Highlights - Built in 1973 - 0.46 acre lot - Fireplace - Waterfront ## Description ### Agent Description Fall in love with this beautifully restored in-town riverfront estate, where timeless character meets modern comfort and breathtaking natural beauty. Renovated with exacting attention to detail, this home boasts four bedrooms and three bathrooms, a three-season porch, entertainment room, two-car garage, and a large unfinished basement, ideal for expansion. The property sits on a secluded lot at a bend in the Cedar River, with a large adjacent lot functioning as a river-park. Too many updates to list in their entirety: new flooring throughout, three brand-new bathrooms, elevated landscaping across property, interior and exterior paint, new covered canoe-rack, tool shed, radon mitigation system, and more. This distinctive property offers an elevated blend of historic charm, quality craftsmanship, and convenient access to all that Waverly has to offer. Come take a look if you would enjoy waking up to peaceful river views, unwinding in your own private retreat, or enjoying the rare opportunity to experience waterfront living every day. ## Location - **Address:** 428 SE 1st Street, Waverly, IA 50677 - **County:** Bremer - **Coordinates:** 42.721844, -92.469575 - **Google Maps:** https://www.google.com/maps?q=42.721844,-92.469575 ## Virtual Tour & Media - **Video Tour:** https://cicada.aryeo.com/videos/01a0a59f-8921-731e-961b-2f45a0821421 ## Listing Agent - **Name:** Justin Schedtler - **Brokerage:** Signature Realty LC - **Broker Phone:** (319) 231-6426 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/428-1st-St-SE_Waverly_IA_50677_M77973-26763?f=listhub&s=WCFBORIA&m=20264447&c=propsimple) ## Photos ![428 SE 1st Street - Photo 1](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f1943789512r.jpg) ![428 SE 1st Street - Photo 2](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f973289376r.jpg) ![428 SE 1st Street - Photo 3](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f47882252r.jpg) ![428 SE 1st Street - Photo 4](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f3275471073r.jpg) ![428 SE 1st Street - Photo 5](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f2807632318r.jpg) ![428 SE 1st Street - Photo 6](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f424375866r.jpg) ![428 SE 1st Street - Photo 7](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f3093102295r.jpg) ![428 SE 1st Street - Photo 8](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f4153777309r.jpg) ![428 SE 1st Street - Photo 9](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f659524917r.jpg) ![428 SE 1st Street - Photo 10](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f3219900118r.jpg) ![428 SE 1st Street - Photo 11](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f2814043072r.jpg) ![428 SE 1st Street - Photo 12](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f1406490208r.jpg) ![428 SE 1st Street - Photo 13](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f1228804489r.jpg) ![428 SE 1st Street - Photo 14](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f674258363r.jpg) ![428 SE 1st Street - Photo 15](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f4159350954r.jpg) ![428 SE 1st Street - Photo 16](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f1024056294r.jpg) ![428 SE 1st Street - Photo 17](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f2085227127r.jpg) ![428 SE 1st Street - Photo 18](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f2767823622r.jpg) ![428 SE 1st Street - Photo 19](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f2571683794r.jpg) ![428 SE 1st Street - Photo 20](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f4097466720r.jpg) ![428 SE 1st Street - Photo 21](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f2853308693r.jpg) ![428 SE 1st Street - Photo 22](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f1366894042r.jpg) ![428 SE 1st Street - Photo 23](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f3417236090r.jpg) ![428 SE 1st Street - Photo 24](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f593815005r.jpg) ![428 SE 1st Street - Photo 25](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f118061453r.jpg) ![428 SE 1st Street - Photo 26](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f1759231363r.jpg) ![428 SE 1st Street - Photo 27](http://lh.rdcpix.com/6a64a3b5cca90634fc58d746f9a21b4dl-f844775657r.jpg) --- **MLS#:** 20264447 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/428-se-1st-street-waverly-ia-50677-750a168609aa4c079badb05d2de5bc2d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/428-se-1st-street-waverly-ia-50677-750a168609aa4c079badb05d2de5bc2d#listing", "url": "https://staging.propertysimple.ai/listing/428-se-1st-street-waverly-ia-50677-750a168609aa4c079badb05d2de5bc2d", "name": "428 SE 1st Street, Waverly, IA 50677", "description": "Fall in love with this beautifully restored in-town riverfront estate, where timeless character meets modern comfort and breathtaking natural beauty. 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