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About This Home

This 4-bedroom, 3-bathroom single family at 431 Loan Oak St. lot: 6 Block 2 in Middleton, ID is listed for $524,990 ($234 per sqft). Built in 2026, the home offers 2,248 sqft of living space on a 0.19 acres lot.

Agent Description

At 2248 square feet, the Orchard Encore is an efficiently-designed, mid-sized single level home offering both space and comfort. The open kitchen is a chef's dream, with counter space galore, plenty of cupboard storage and a breakfast bar. The expansive living room and adjoining dining area complete this eating and entertainment space, with the added appeal of an optional desk or beverage center.

The spacious and private master suite boasts a dual vanity bathroom, separate shower and an enormous closet. The first 5 contracts in this new community can receive up to $25k in seller concessions. Ask agent for details.

Key Features

  • Built in 2026
  • 0.19 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

3 full
2 spaces
2026

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,508/mo

20% down · 6.5% · 30 years

Principal$380
Interest$2,275
Insurance$153
HOA$700

Estimates only. Actual payments may vary.

Location

431 Loan Oak St. lot: 6 Block 2

Middleton, ID 83644

Willow Wood Estates

Features & Amenities

Interior Features

Bath-MasterBed-Master Main LevelGreat RoomDouble VanityWalk-In Closet(s)PantrySolid Surface Counters

Property Details

Flooring

Carpet

Construction

Concrete Masonry

Pool Features

Patio

Parking

Driveway

Heating

Natural GasForced AirCeiling

Cooling

Central Air

Appliances

Gas Water HeaterDishwasherDisposalMicrowaveOven/Range Freestanding

Questions & Answers

This 4-bedroom, 3-bathroom single family at 431 Loan Oak St. lot: 6 Block 2 is listed at $524,990 ($234/sqft). The estimated monthly payment is $2,975 based on 20% down at 6.5% interest.

HOA fees are $700/month.

Key features include: Built in 2026, 0.19 acre lot, 2 parking spaces, Fireplace. Interior Features: Bath-Master, Bed-Master Main Level, Great Room.

This property is listed by Christy Moore and can be reached at 2088711060 or cmoore@hayden-homes.com.

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CM

Christy Moore

Agent at New Home Star Idaho

(208) 871-1060

Listed by New Home Star Idaho

MLS# 98971376· Source: listhub· Updated 90 days ago

Copyright © 2026 Intermountain Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

431 Loan Oak St. lot: 6 Block 2, Middleton, ID 83644

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