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About This Home

This 2-bedroom, 1-bathroom townhouse at 434 Belmont Avenue in Waterloo, IA is listed for $124,900 ($145 per sqft). Built in 1929, the home offers 864 sqft of living space on a 0.03 acres lot.

Agent Description

Tucked into a Waterloo neighborhood where daily life feels simple and manageable, this thoughtfully renovated townhouse offers a practical layout paired with comfortable outdoor space. From the moment you arrive, the home presents an easygoing lifestyle-one designed for low maintenance and everyday convenience.

Stepping through the front door, the main level unfolds into a welcoming living room that naturally connects to the dining area and kitchen beyond. The layout encourages an easy rhythm for daily routines, whether it's relaxing in the living space, gathering for a quick dinner, or catching up over coffee at the table.

In the kitchen, recently installed appliances-including a new stove and refrigerator-provide a fresh start for meal prep while maintaining a clean, efficient workspace that supports both quick weeknight cooking and leisurely weekend mornings. Upstairs, the home's two bedrooms offer comfortable proportions and flexibility for rest, work, or hobbies.

Each space feels bright and practical, creating a quiet retreat at the end of the day. The full bathroom adds a touch of character with its carefully chosen accent tile and a glass block window that filters in soft natural light while maintaining privacy-an inviting detail that elevates the everyday routine.

Out back, the home continues to surprise with a fenced courtyard-style yard designed for private outdoor living. A patio seating area creates the perfect setting for morning coffee, casual dinners, or simply unwinding in the fresh air. The fully fenced space offers both security and charm, while a dedicated parking pad at the rear provides convenient off-street parking.

Fully renovated and ready for its next chapter, this Waterloo townhouse blends smart design with manageable living-an ideal option for those seeking a move-in ready home where comfort, simplicity, and thoughtful updates come together.

Key Features

  • Built in 1929
  • 0.03 acre lot

Property Details

1 full
1929

Amenities

HardwoodA/C

Monthly Cost Estimate

$668/mo

20% down · 6.5% · 30 years

Principal$90
Interest$541
Insurance$36

Estimates only. Actual payments may vary.

Location

434 Belmont Avenue

Waterloo, IA 50701

MILLERS REPLAT OF BLK 5

Features & Amenities

Exterior Features

Patio

Property Details

Flooring

Hardwood

Construction

Brick

Pool Features

Patio

Heating

Natural Gas

Cooling

Central Air

Appliances

Microwave Built InFree-Standing RangeRefrigeratorElectric Water Heater

Questions & Answers

This 2-bedroom, 1-bathroom townhouse at 434 Belmont Avenue is listed at $124,900 ($145/sqft). The estimated monthly payment is $541 based on 20% down at 6.5% interest.

Key features include: Built in 1929, 0.03 acre lot. Exterior Features: Patio.

This property is listed by Lynette Sorensen and can be reached at 3195042789 or twinpower.lynette@gmail.com.

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LS

Lynette Sorensen

Agent at RE/MAX Concepts - Cedar Falls

(319) 504-2789

Listed by RE/MAX Concepts - Cedar Falls

MLS# 20261185· Source: listhub· Updated 15 days ago

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

434 Belmont Avenue, Waterloo, IA 50701

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