# 434 Highway 98, Apalachicola, FL 32320

> **TL;DR:** 3bd/2ba single family, $875,000 ($620/sqft), built 1976, 1,412 sqft.
> Waterfront, View. Est. $4,679/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $875,000 |
| Price/sqft | $620 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,412 |
| Year Built | 1976 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,424 |
| Estimated Insurance | $255 |
| **Total** | **$4,679** |

## Key Amenities

- Waterfront
- View

## Property Highlights

- Built in 1976
- 0.30 acre lot
- 2 stories
- 3 parking spaces
- Waterfront

## Description

### Agent Description
Here's your chance to purchase a bayfront residential property with commercial zoning in Apalachicola. This property sits right off the channel, allowing for year round deep water access to some of the best fishing in Florida. This property is zoned C-1 for Commercial Fishing, so it'd be the perfect place for both residential or professional uses.

## Location

- **Address:** 434 Highway 98, Apalachicola, FL 32320
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 29.7136315, -85.006601
- **Google Maps:** https://www.google.com/maps?q=29.7136315,-85.006601

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/434-Highway-98-Apalachicola-FL-32320/unbranded

## Listing Agent

- **Name:** Cameron White
- **Brokerage:** The Naumann Group - Coastal Division
- **Broker Phone:** (850) 799-1230
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/434-US-Highway-98_Apalachicola_FL_32320_M53348-62469?f=listhub&s=RAKSGCFL&m=329552&c=propsimple)

## Photos

![434 Highway 98 - Photo 1](http://lh.rdcpix.com/19a14c9c5d209b2ea75e694253035342l-f3054818776r.jpg)

![434 Highway 98 - Photo 2](http://lh.rdcpix.com/19a14c9c5d209b2ea75e694253035342l-f2643593651r.jpg)

![434 Highway 98 - Photo 3](http://lh.rdcpix.com/19a14c9c5d209b2ea75e694253035342l-f2868613206r.jpg)

![434 Highway 98 - Photo 4](http://lh.rdcpix.com/19a14c9c5d209b2ea75e694253035342l-f3827854699r.jpg)

![434 Highway 98 - Photo 5](http://lh.rdcpix.com/19a14c9c5d209b2ea75e694253035342l-f3531669520r.jpg)

![434 Highway 98 - Photo 6](http://lh.rdcpix.com/19a14c9c5d209b2ea75e694253035342l-f2188868589r.jpg)

---

**MLS#:** 329552 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/434-highway-98-apalachicola-fl-32320-10cc46fe09a246e2a30ddbc793c839fb)

---

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