About This Home

This 4-bedroom, 4-bathroom single family at 442 S Collins Street in South Elgin, IL is listed for $449,108 ($158 per sqft). Built in 2000, the home offers 2,848 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 2000
  • 0.18 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
3 full, 1 half
2-car garage
2000

Amenities

FireplaceA/C
Listing Description

***D303 St. Charles Schools*** The popular and spacious Cumberland 2-story floorplan in the River Ridge subdivision offering 4 bedrooms, 3.5 bathrooms, finished basement with a framed out room and attached 2.5-car garage. Mature landscaping and a lovely covered porch welcome you.

Step inside to an open 2-story foyer that is flooded with natural light. The bright living room with big windows opens to the dining room. Well appointed kitchen with ample cabinets and counterspace, center island, stainless steel appliances, pantry closet with custom spice organizer and a roomy eat-in area with glass sliders that lead to the back patio.

Steps away is a sizeable family room featuring a gas fireplace with built-ins and a picture window. A powder room and a large laundry room with cabinets, counter and utility sink rounds out the main level. Upstairs is the Master suite with volume ceiling, walk-in closet with organizing system and ensuite bath with dual sink vanity, soaking tub and separate shower stall.

3 additional bedrooms, 1 with a walk-in closet, full hall bath with extended vanity and shower over tub combo and a spacious loft completes the 2nd level. The full finished basement has a large rec room, wet bar area with built-ins, a workroom that could easily be converted to a 5th bedroom, a full bath and a storage area.

Relax outdoors on the concrete patio or in the abundant greenspace of the fully fenced backyard. Walking distance to nearby parks, baseball fields and the Fox River. Value-added features: (2026) Microwave, washer, kitchen sink and faucet; (2025) Roof, AC, glass sliders, front screen door; (2024) Furnace, humidifier; (2023) Dryer, hall bath renovation; (2022) Water softener, dishwasher; (2021) Refrigerator; (2019) Water heater, Master bath renovation.

Monthly Cost Estimate

$2,402/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,946
Insurance$131

Estimates only. Actual payments may vary.

Location

442 S Collins Street

South Elgin, IL 60177

River Ridge

Features & Amenities

Interior Features

Vaulted Ceiling(s)Wet BarBuilt-in FeaturesWalk-In Closet(s)Pantry

Property Details

Flooring

Carpet

Construction

Aluminum Siding Brick

Outdoor Features

Patio

Parking

GarageOpen

Heating

Natural GasForced AirBaseboard

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)Water Softener OwnedHumidifier

Questions & Answers

This 4-bedroom, 4-bathroom single family at 442 S Collins Street is listed at $449,108 ($158/sqft). The estimated monthly payment is $2,402 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2000, 0.18 acre lot, 2 stories, 3 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s), Wet Bar, Built-in Features.

This property is listed by Katie Fish.

KF

Katie Fish

Agent at Keller Williams Inspire

Listed by Keller Williams Inspire · Broker phone: (630) 377-6200 · View on Broker Site

MLS# 12787269· Source: Midwest Real Estate Data, LLC· 3 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

442 S Collins Street, South Elgin, IL 60177

Open this listing in: