# 444 Fernberg Rd #12, Ely, MN 55731 > **TL;DR:** 3bd/1ba single family, $229,000 ($227/sqft), built 1968, 1,008 sqft. > Waterfront. Est. $1,225/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $229,000 | | Price/sqft | $227 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,008 | | Year Built | 1968 | | Lot Size | 3,049 sqft (0.07 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,158 | | Estimated Insurance | $67 | | **Total** | **$1,225** | ## Key Amenities - Waterfront ## Property Highlights - Built in 1968 - 0.07 acre lot - Waterfront ## Description ### Agent Description **4-Season Cabin on Garden Lake - White Iron Chain, Ely, MN** This is a turnkey 4-season cabin ready for your personal enjoyment or rental income, perfectly situated with stunning views of Garden Lake. Enjoy sweeping lake vistas right from the living area - the ideal spot for morning coffee, evening sunsets, or relaxing with friends and family. Professional maintenance and property management are in place, so the cabin is well cared for year-round whether you're using it or renting it out. Taxes are exceptionally low thanks to the shared shoreline ownership. You'll also enjoy a dedicated dock space plus full access to all resort amenities. The White Iron Chain of Lakes is famous for outstanding fishing, boating, swimming, and year-round recreation, with convenient access to the Boundary Waters Canoe Area Wilderness (BWCAW). This is true Northwoods living at its best. This is a rare opportunity to own a true rustic cabin in an outstanding location on the White Iron Chain. You must see this unit and experience the gorgeous setting in person. Ely, Minnesota - your gateway to adventure and relaxation. Owner will Contract for Deed/Owner Financing available ## Location - **Address:** 444 Fernberg Rd #12, Ely, MN 55731 - **County:** Lake County - **Coordinates:** 47.92777261, -91.75306301 - **Google Maps:** https://www.google.com/maps?q=47.92777261,-91.75306301 ## Listing Agent - **Name:** Chad Davis - **Brokerage:** Canoe Capital Realty LLC - **Broker Phone:** (218) 235-1084 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/444-Fernberg-Rd-12_Ely_MN_55731_M93547-88545?f=listhub&s=DAARMN&m=6128581&c=propsimple) ## Photos ![444 Fernberg Rd #12 - Photo 1](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f740785210r.jpg) ![444 Fernberg Rd #12 - Photo 2](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f817991834r.jpg) ![444 Fernberg Rd #12 - Photo 3](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3115388097r.jpg) ![444 Fernberg Rd #12 - Photo 4](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f2831001306r.jpg) ![444 Fernberg Rd #12 - Photo 5](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f2119736171r.jpg) ![444 Fernberg Rd #12 - Photo 6](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f128878757r.jpg) ![444 Fernberg Rd #12 - Photo 7](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f896169931r.jpg) ![444 Fernberg Rd #12 - Photo 8](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3798889157r.jpg) ![444 Fernberg Rd #12 - Photo 9](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f708105163r.jpg) ![444 Fernberg Rd #12 - Photo 10](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3753601516r.jpg) ![444 Fernberg Rd #12 - Photo 11](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f57739131r.jpg) ![444 Fernberg Rd #12 - Photo 12](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3846929931r.jpg) ![444 Fernberg Rd #12 - Photo 13](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f2809826993r.jpg) ![444 Fernberg Rd #12 - Photo 14](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3123118537r.jpg) ![444 Fernberg Rd #12 - Photo 15](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3713191776r.jpg) ![444 Fernberg Rd #12 - Photo 16](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f3408088247r.jpg) ![444 Fernberg Rd #12 - Photo 17](http://lh.rdcpix.com/6fed7150d97aab7f970e8e515cabcb75l-f1719168818r.jpg) --- **MLS#:** 6128581 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Lake Superior Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/444-fernberg-rd-ely-mn-55731-41b54b69d1c04efd99cd1d578ee073b8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/444-fernberg-rd-ely-mn-55731-41b54b69d1c04efd99cd1d578ee073b8#listing", "url": "https://staging.propertysimple.ai/listing/444-fernberg-rd-ely-mn-55731-41b54b69d1c04efd99cd1d578ee073b8", "name": "444 Fernberg Rd #12, Ely, MN 55731", "description": "**4-Season Cabin on Garden Lake - White Iron Chain, Ely, MN** This is a turnkey 4-season cabin ready for your personal enjoyment or rental income, perfectly situated with stunning views of Garden Lake. 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