# 448 W 4th St, Loveland, CO 80537 > **TL;DR:** 3bd/2ba single family, $645,000 ($258/sqft), built 1906, 2,504 sqft. > View, A/C, 2-car garage. Est. $3,449/mo. Listed 138 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $645,000 | | Price/sqft | $258 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 2,504 | | Year Built | 1906 | | Lot Size | 6,534 sqft (0.15 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 138 | ## Why This Home Stands Out - **Views** - City ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,261 | | Estimated Insurance | $188 | | **Total** | **$3,449** | ## Nearby Schools - **Elementary:** Garfield - **Middle:** Bill Reed - **High:** Thompson Valley ## Key Amenities - View - A/C - 2-car garage ## Property Highlights - Built in 1906 - 0.15 acre lot - 2 stories ## Description ### Agent Description This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA! ## Location - **Address:** 448 W 4th St, Loveland, CO 80537 - **County:** Larimer - **Neighborhood:** Ten Brook - **Coordinates:** 40.395246, -105.082312 - **Google Maps:** https://www.google.com/maps?q=40.395246,-105.082312 ## Virtual Tour & Media - **Video Tour:** http://448W4thSt.kittlerealestatelistings.com/ ## Listing Agent - **Name:** Heide Kay Fralic - **Brokerage:** Kittle Real Estate - **Broker Phone:** (970) 235-0705 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/448-W-4th-St_Loveland_CO_80537_M26319-69297?f=listhub&s=IRESCO&m=1061691&c=propsimple) ## Photos ![448 W 4th St - Photo 1](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f34162587r.jpg) ![448 W 4th St - Photo 2](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1927351903r.jpg) ![448 W 4th St - Photo 3](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2422874902r.jpg) ![448 W 4th St - Photo 4](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3221307035r.jpg) ![448 W 4th St - Photo 5](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f4101903409r.jpg) ![448 W 4th St - Photo 6](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f864844314r.jpg) ![448 W 4th St - Photo 7](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f133847245r.jpg) ![448 W 4th St - Photo 8](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1401538961r.jpg) ![448 W 4th St - Photo 9](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f588340504r.jpg) ![448 W 4th St - Photo 10](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2480520135r.jpg) ![448 W 4th St - Photo 11](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f56426659r.jpg) ![448 W 4th St - Photo 12](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3014333853r.jpg) ![448 W 4th St - Photo 13](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1896329757r.jpg) ![448 W 4th St - Photo 14](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2459873395r.jpg) ![448 W 4th St - Photo 15](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2130663257r.jpg) ![448 W 4th St - Photo 16](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2806282191r.jpg) ![448 W 4th St - Photo 17](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f192576221r.jpg) ![448 W 4th St - Photo 18](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3259602666r.jpg) ![448 W 4th St - Photo 19](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1911655365r.jpg) ![448 W 4th St - Photo 20](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1591801255r.jpg) ![448 W 4th St - Photo 21](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1393104955r.jpg) ![448 W 4th St - Photo 22](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2216400237r.jpg) ![448 W 4th St - Photo 23](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1365511947r.jpg) ![448 W 4th St - Photo 24](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f183589248r.jpg) ![448 W 4th St - Photo 25](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3969835527r.jpg) ![448 W 4th St - Photo 26](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f4156529743r.jpg) ![448 W 4th St - Photo 27](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1229471511r.jpg) ![448 W 4th St - Photo 28](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f51356367r.jpg) ![448 W 4th St - Photo 29](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2338134638r.jpg) ![448 W 4th St - Photo 30](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3418758328r.jpg) ![448 W 4th St - Photo 31](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2199905765r.jpg) ![448 W 4th St - Photo 32](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f84230933r.jpg) ![448 W 4th St - Photo 33](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f4040807163r.jpg) ![448 W 4th St - Photo 34](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2002487854r.jpg) ![448 W 4th St - Photo 35](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3989877363r.jpg) ![448 W 4th St - Photo 36](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f4125087782r.jpg) ![448 W 4th St - Photo 37](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3859925776r.jpg) ![448 W 4th St - Photo 38](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3516565399r.jpg) ![448 W 4th St - Photo 39](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3820371110r.jpg) ![448 W 4th St - Photo 40](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f2870502635r.jpg) ![448 W 4th St - Photo 41](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f131735600r.jpg) ![448 W 4th St - Photo 42](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f765381898r.jpg) ![448 W 4th St - Photo 43](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f923400383r.jpg) ![448 W 4th St - Photo 44](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1990217258r.jpg) ![448 W 4th St - Photo 45](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3613966498r.jpg) ![448 W 4th St - Photo 46](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3820034612r.jpg) ![448 W 4th St - Photo 47](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f3107919599r.jpg) ![448 W 4th St - Photo 48](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f1968778969r.jpg) ![448 W 4th St - Photo 49](http://lh.rdcpix.com/12df1835e20b9556c5881847c9efa817l-f588324434r.jpg) --- **MLS#:** 1061691 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/448-w-4th-st-loveland-co-80537-84f3f8cac6b948ef93f16bdab8b2f1bf) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/448-w-4th-st-loveland-co-80537-84f3f8cac6b948ef93f16bdab8b2f1bf#listing", "url": "https://staging.propertysimple.ai/listing/448-w-4th-st-loveland-co-80537-84f3f8cac6b948ef93f16bdab8b2f1bf", "name": "448 W 4th St, Loveland, CO 80537", "description": "This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. 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