About This Home

This 3-bedroom, 1-bathroom single family at 449 S Elm Street in Whitwell, TN is listed for $165,000 ($106 per sqft). Built in 1918, the home offers 1,560 sqft of living space on a 1.20 acres lot.

Key Features

  • Built in 1918
  • 1.20 acre lot
  • Fireplace

Property Details

1 story
1 full
1-car garage
1918

Amenities

FireplaceSpaHardwoodA/C
Listing Description

Charming 1918 home situated on a spacious 1.2 acre lot overlooking the city of Whitwell with beautiful mountain views from the front porch. Full of character and potential, this property offers a great opportunity for someone ready to make it their own with cosmetic updates and personal touches.

Whether you're looking for a primary residence, investment property, or future rental, the possibilities here are endless. Major improvements already completed include a roof and electrical breaker panel approximately 4 years old, updated HVAC ductwork, and an updated bathroom featuring a handicap-accessible tub/shower combo. Two gas log fireplaces provide additional warmth and backup heat. Enjoy the privacy and space of the oversized lot while still being conveniently located near town.

Monthly Cost Estimate

$882/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48

Estimates only. Actual payments may vary.

Location

449 S Elm Street

Whitwell, TN 37397

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenHigh Speed InternetPlumbedSeparate Dining RoomTub/shower Combo

Exterior Features

Rain GuttersStorage

Property Details

Flooring

HardwoodLinoleumPlank

Construction

Block Vinyl Siding

Outdoor Features

Porch

Parking

Off StreetGarageDriveway

Heating

Central

Cooling

Window Unit(s)Ceiling Fan(s)Electric

Appliances

Water HeaterWasher/DryerWasherFree-Standing RefrigeratorFree-Standing Electric RangeElectric Water HeaterElectric Range

Questions & Answers

This 3-bedroom, 1-bathroom single family at 449 S Elm Street is listed at $165,000 ($106/sqft). The estimated monthly payment is $882 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1918, 1.20 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Eat-in Kitchen, High Speed Internet. Exterior Features: Rain Gutters, Storage.

This property is listed by Paiton Patterson.

PP

Paiton Patterson

License TN367983

Agent at Keller Williams Realty

Listed by Keller Williams Realty · Broker phone: (423) 664-1600 · View on Broker Site · Broker website

MLS# 1535195· Source: Greater Chattanooga Association of REALTORS· 158 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

449 S Elm Street, Whitwell, TN 37397

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