About This Home

This 3-bedroom, 4-bathroom single family at 45 S Shelby Circle lot: 95 in Highlands, NC is listed for $1,900,000 ($631 per sqft). Built in 2026, the home offers 3,011 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2026
  • 0.20 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2-car garage
2026

Amenities

FireplaceHardwoodA/C
Listing Description

Modern and sophisticated, this beautifully designed 3011 heated interior square foot new home with a spacious garage and two covered porches, is underway in coveted Shelby Place, offering an exceptional blend of refined finishes, thoughtful design, and effortless indoor-outdoor living.

The main level features a spacious primary suite with a generous walk-in closet and beautiful bath with an oversized walk-in shower. A conveniently located laundry area adds ease and functionality to the main level. The open-concept living space is anchored by a wood-burning fireplace and framed by a wall of windows overlooking the community greenspace and mature trees beyond, creating a serene and inviting setting.

The thoughtfully designed kitchen is designed for both everyday living and entertaining, with expansive countertops, a 36-inch Wolf range, and a convenient breakfast bar. Just beyond the living area, an outdoor terrace with fireplace provides the perfect retreat for relaxing and enjoying cool Highlands evenings.

The lower level offers exceptional flexibility with two spacious guest bedrooms, two full baths, and a secondary living area complete with fireplace, bar, and kitchenette featuring a sink, under-counter refrigerator, and dishwasher. A two-car garage provides convenient parking and additional storage.

Shelby Place is a highly desirable in-town neighborhood known for its walkability, community greenspace, and pickleball courts, all just minutes from the vibrant shops, restaurants, and amenities of downtown Highlands. Come experience the relaxed elegance and natural beauty of life in this special corner of the Highlands-Cashiers Plateau.

Architectural renderings and floor plans are subject to modification by the builder, at the builder's discretion, prior to completion of the home. Estimated Completion Date is April 2027. Tax amount is reflective of land value and will change one the home is completed and the land is reassessed with the home on it.

Monthly Cost Estimate

$10,702/mo

20% down · 6.5% · 30 years

Principal$1,374
Interest$8,233
Insurance$554
HOA$540

Estimates only. Actual payments may vary.

Location

45 S Shelby Circle lot: 95

Highlands, NC 28741

Shelby Place

Features & Amenities

Interior Features

BeamedCeilingsBuiltInFeaturesCeilingFansDoubleVanityHighSpeedInternetKitchenIslandOpenFloorplanBarWalkInClosetsWiredForSound

Exterior Features

PrivateYardRainGutters

Property Details

Flooring

TileHardwood

Construction

Stone SprayFoamInsulation

Outdoor Features

Porch

Parking

GarageDriveway

Cooling

ZonedCentral AirElectric

Appliances

BarFridgeDishwasherDisposalMicrowaveRangeRefrigeratorRangeHoodStainlessSteelAppliancesTanklessWaterHeater

Questions & Answers

This 3-bedroom, 4-bathroom single family at 45 S Shelby Circle lot: 95 is listed at $1,900,000 ($631/sqft). The estimated monthly payment is $10,701 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $540/month.

Key features include: Built in 2026, 0.20 acre lot, 2 stories, Fireplace. Interior Features: BeamedCeilings, BuiltInFeatures, CeilingFans. Exterior Features: PrivateYard, RainGutters.

This property is listed by Julie Osborn.

JO

Julie Osborn

License 277868

Agent at Pat Allen Realty Group

Listed by Pat Allen Realty Group · Broker phone: 8285268784 · View on Broker Site

MLS# 1003951· Source: Highlands Cashiers Board of Realtors· 69 days on PropertySimple

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

45 S Shelby Circle lot: 95, Highlands, NC 28741

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