About This Home

This 3-bedroom, 3-bathroom single family at 452 Cumberland Cove Rd in Monterey, TN is listed for $618,000 ($218 per sqft). Built in 1998, the home offers 2,833 sqft of living space on a 4.00 acres lot.

Key Features

  • Built in 1998
  • 4.00 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
3 full, 1 half
2 spaces
1998

Amenities

FireplaceViewHardwoodA/C
Listing Description

Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls.

The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite-ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms.

The inviting living area centers around a gas log fireplace, while the chef's kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience.

The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables.

Additional features include a 2-car attached garage, circle driveway with ample recreational vehicle parking, storage shed, whole-house backup generator, whole-home water filtration system, and fully encapsulated crawlspace for enhanced climate and moisture control.

Monthly Cost Estimate

$3,443/mo

20% down · 6.5% · 30 years

Principal$447
Interest$2,678
Insurance$180
HOA$138

Estimates only. Actual payments may vary.

Location

452 Cumberland Cove Rd

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

HardwoodCarpetTile

Construction

Frame Brick Vinyl Siding

Views

Water

Outdoor Features

DeckPorch

Parking

Garage

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherGas OvenDisposalRefrigeratorGas RangeMicrowaveWasherDryer

Questions & Answers

This 3-bedroom, 3-bathroom single family at 452 Cumberland Cove Rd is listed at $618,000 ($218/sqft). The estimated monthly payment is $3,443 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $138/month.

Key features include: Built in 1998, 4.00 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Ceiling Fan(s).

This property is listed by David Huffaker.

DH

David Huffaker

Agent at The Huffaker Group, LLC

Listed by The Huffaker Group, LLC · Broker phone: 6152083285 · View on Broker Site

MLS# 246561· Source: Upper Cumberland Association of Realtors· 6 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

452 Cumberland Cove Rd, Monterey, TN 38574

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