# 452 Cumberland Cove Rd, Monterey, TN 38574 > **TL;DR:** 3bd/3ba single family, $618,000 ($218/sqft), built 1998, 2,833 sqft. > Fireplace, View, Hardwood, A/C. Est. $3,443/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $618,000 | | Price/sqft | $218 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,833 | | Year Built | 1998 | | Lot Size | 174,240 sqft (4.00 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Views** - Water - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,125 | | Estimated Insurance | $180 | | HOA | $138 | | **Total** | **$3,443** | ## Key Amenities - Fireplace - View - Hardwood - A/C ## Property Highlights - Built in 1998 - 4.00 acre lot - 2 stories - 2 parking spaces - Fireplace ## Description ### Agent Description Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls. The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite-ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms. The inviting living area centers around a gas log fireplace, while the chef's kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience. The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables. Additional features include a 2-car attached garage, circle driveway with ample recreational vehicle parking, storage shed, whole-house backup generator, whole-home water filtration system, and fully encapsulated crawlspace for enhanced climate and moisture control. ## Location - **Address:** 452 Cumberland Cove Rd, Monterey, TN 38574 - **County:** Putnam - **Neighborhood:** Cumberland Cove - **Coordinates:** 36.0530373, -85.2805264 - **Google Maps:** https://www.google.com/maps?q=36.0530373,-85.2805264 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/452-Cumberland-Cove-Rd-Monterey-TN-38574/unbranded ## Listing Agent - **Name:** David Huffaker - **Brokerage:** The Huffaker Group, LLC - **Broker Phone:** 6152083285 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/452-Cumberland-Cove-Rd_Monterey_TN_38574_M86049-49837?f=listhub&s=UCARTN&m=246561&c=propsimple) ## Photos ![452 Cumberland Cove Rd - Photo 1](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f106517397r.jpg) ![452 Cumberland Cove Rd - Photo 2](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1532889112r.jpg) ![452 Cumberland Cove Rd - Photo 3](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f51354824r.jpg) ![452 Cumberland Cove Rd - Photo 4](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2378447444r.jpg) ![452 Cumberland Cove Rd - Photo 5](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f4222507674r.jpg) ![452 Cumberland Cove Rd - Photo 6](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2498485521r.jpg) ![452 Cumberland Cove Rd - Photo 7](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f752850251r.jpg) ![452 Cumberland Cove Rd - Photo 8](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1692606226r.jpg) ![452 Cumberland Cove Rd - Photo 9](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f982681888r.jpg) ![452 Cumberland Cove Rd - Photo 10](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1425643379r.jpg) ![452 Cumberland Cove Rd - Photo 11](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2835915676r.jpg) ![452 Cumberland Cove Rd - Photo 12](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1558172819r.jpg) ![452 Cumberland Cove Rd - Photo 13](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f647381963r.jpg) ![452 Cumberland Cove Rd - Photo 14](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2364930576r.jpg) ![452 Cumberland Cove Rd - Photo 15](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f3861188151r.jpg) ![452 Cumberland Cove Rd - Photo 16](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f3397620573r.jpg) ![452 Cumberland Cove Rd - Photo 17](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f3356460298r.jpg) ![452 Cumberland Cove Rd - Photo 18](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1730809270r.jpg) ![452 Cumberland Cove Rd - Photo 19](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2814475643r.jpg) ![452 Cumberland Cove Rd - Photo 20](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1960818718r.jpg) ![452 Cumberland Cove Rd - Photo 21](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2257755949r.jpg) ![452 Cumberland Cove Rd - Photo 22](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2211443849r.jpg) ![452 Cumberland Cove Rd - Photo 23](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f344099481r.jpg) ![452 Cumberland Cove Rd - Photo 24](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f812790001r.jpg) ![452 Cumberland Cove Rd - Photo 25](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f3588434134r.jpg) ![452 Cumberland Cove Rd - Photo 26](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2645647246r.jpg) ![452 Cumberland Cove Rd - Photo 27](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1264583487r.jpg) ![452 Cumberland Cove Rd - Photo 28](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f1729077226r.jpg) ![452 Cumberland Cove Rd - Photo 29](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f3577128686r.jpg) ![452 Cumberland Cove Rd - Photo 30](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2465072270r.jpg) ![452 Cumberland Cove Rd - Photo 31](http://lh.rdcpix.com/dc5823444e7ce70fea1c8713dc8c5a8el-f2608291240r.jpg) --- **MLS#:** 246561 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/452-cumberland-cove-rd-monterey-tn-38574-73317be24a8d4237b9da0a38d3fa55f6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/452-cumberland-cove-rd-monterey-tn-38574-73317be24a8d4237b9da0a38d3fa55f6#listing", "url": "https://staging.propertysimple.ai/listing/452-cumberland-cove-rd-monterey-tn-38574-73317be24a8d4237b9da0a38d3fa55f6", "name": "452 Cumberland Cove Rd, Monterey, TN 38574", "description": "Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls. The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite-ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms. The inviting living area centers around a gas log fireplace, while the chef's kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience. The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables. 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