# 454 E CARDIGAN Terrace #454, West Chester, PA 19380 > **TL;DR:** 3bd/2ba townhouse, $350,000 ($260/sqft), built 1981, 1,346 sqft. > Fireplace, A/C. Est. $2,003/mo. Listed 41 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $350,000 | | Price/sqft | $260 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,346 | | Year Built | 1981 | | Lot Size | 1,999 sqft (0.05 acres) | | Stories | 3 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 41 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,770 | | Estimated Insurance | $102 | | HOA | $131 | | **Total** | **$2,003** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1981 - 0.05 acre lot - 3 stories - Fireplace ## Description ### Agent Description Welcome to 454 E Cardigan Terrace in the Indian King community of West Whiteland Township. This two-story townhome offers approximately 1,346 square feet of above-grade living space with 3 bedrooms, 2 full baths, central air, electric heat pump, and a fireplace. The home was built in 1981 and is served by public water and sewer. The main level features a spacious living area with wood-style flooring, along with a kitchen featuring wood cabinetry, tile backsplash, solid-surface countertops, stainless steel appliances, and an electric cooktop. A rear patio and fenced outdoor area provide additional space for outdoor use. Upstairs are three bedrooms and two full baths, along with access to a partly finished attic that provides additional flexible space and storage. The property is in need of cosmetic improvements, including flooring, paint, and other general updating, giving buyers an opportunity to make improvements to their own specifications. This is a Department of Housing and Urban Development (HUD) property (Case# 441-925940). This property is being sold as-is, with no guarantees or warranties provided. Utilities are off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including disclosures, the Property Condition Report (PCR), sale contract, and sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, any required Use & Occupancy (U&O) inspections are the buyer's responsibility and expense. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. The final escrow amount is subject to lender determination. This is an Equal Housing Opportunity property. ## Location - **Address:** 454 E CARDIGAN Terrace #454, West Chester, PA 19380 - **County:** CHESTER - **Neighborhood:** INDIAN KING - **Coordinates:** 40.01109, -75.62379 - **Google Maps:** https://www.google.com/maps?q=40.01109,-75.62379 ## Listing Agent - **Name:** James Marks · **License:** AB068681 - **Brokerage:** Springer Realty Group - **Broker Phone:** (484) 498-4000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/454-Cardigan-Ter_West-Chester_PA_19380_M34014-54602?f=listhub&s=TRENDPA&m=PACT2135444&c=propsimple) ## Photos ![454 E CARDIGAN Terrace #454 - Photo 1](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3488695804r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 2](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f2022194531r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 3](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f958497240r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 4](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f2622710360r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 5](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f845801412r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 6](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f647068366r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 7](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f1538795489r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 8](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f336396364r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 9](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3532656621r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 10](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f1757678000r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 11](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f2372490607r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 12](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f781480354r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 13](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3094636700r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 14](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3242915590r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 15](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f1153119400r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 16](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f295438207r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 17](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3563181262r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 18](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3243482708r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 19](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f1529399617r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 20](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f1270350047r.jpg) ![454 E CARDIGAN Terrace #454 - Photo 21](http://lh.rdcpix.com/66f0af3b0c06e19b4d11dd85de5a165bl-f3124070563r.jpg) --- **MLS#:** PACT2135444 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/454-e-cardigan-terrace-west-chester-pa-19380-aeac80a70bd64bf98c9374b091a2bd1b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/454-e-cardigan-terrace-west-chester-pa-19380-aeac80a70bd64bf98c9374b091a2bd1b#listing", "url": "https://staging.propertysimple.ai/listing/454-e-cardigan-terrace-west-chester-pa-19380-aeac80a70bd64bf98c9374b091a2bd1b", "name": "454 E CARDIGAN Terrace #454, West Chester, PA 19380", "description": "Welcome to 454 E Cardigan Terrace in the Indian King community of West Whiteland Township. This two-story townhome offers approximately 1,346 square feet of above-grade living space with 3 bedrooms, 2 full baths, central air, electric heat pump, and a fireplace. The home was built in 1981 and is served by public water and sewer. The main level features a spacious living area with wood-style flooring, along with a kitchen featuring wood cabinetry, tile backsplash, solid-surface countertops, stainless steel appliances, and an electric cooktop. A rear patio and fenced outdoor area provide additional space for outdoor use. Upstairs are three bedrooms and two full baths, along with access to a partly finished attic that provides additional flexible space and storage. The property is in need of cosmetic improvements, including flooring, paint, and other general updating, giving buyers an opportunity to make improvements to their own specifications. This is a Department of Housing and Urban Development (HUD) property (Case# 441-925940). This property is being sold as-is, with no guarantees or warranties provided. Utilities are off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including disclosures, the Property Condition Report (PCR), sale contract, and sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, any required Use & Occupancy (U&O) inspections are the buyer's responsibility and expense. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. The final escrow amount is subject to lender determination. 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