# 4546 Palms Way, Saint Teresa, FL 32346

> **TL;DR:** land, $240,000.
> Waterfront. Est. $1,284/mo. Listed 85 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $240,000 |
| Lot Size | 29,185 sqft (0.67 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 85 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,214 |
| Estimated Insurance | $70 |
| **Total** | **$1,284** |

## Key Amenities

- Waterfront

## Property Highlights

- 0.67 acre lot
- Waterfront

## Description

### Agent Description
Build your dream beach home on this waterfront homesite in The Palms at St. Teresa. These deep, elevated lots overlook the Gulf and Alligator Harbor, offering beautiful waterfront views without the need for costly pilings. Proposed plans for deep dock extensions with private boat lifts are also under discussion, adding even more potential for waterfront living. Visit in person to fully appreciate the setting, views, and opportunity this property offers.

## Location

- **Address:** 4546 Palms Way, Saint Teresa, FL 32346
- **County:** Franklin
- **Neighborhood:** PALMS AT ST TERESA LOT 2
- **Coordinates:** 29.92954622, -84.43688705
- **Google Maps:** https://www.google.com/maps?q=29.92954622,-84.43688705

## Listing Agent

- **Name:** Brittany Bevis · **License:** 3269446
- **Brokerage:** The Naumann Group Real Estate, Inc.
- **Broker Phone:** (850) 933-0328
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4546-Palms-Way_Panacea_FL_32346_M54487-09923?f=listhub&s=TBRFL&m=403297&c=propsimple)

## Photos

![4546 Palms Way - Photo 1](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2015238827r.jpg)

![4546 Palms Way - Photo 2](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f3915103950r.jpg)

![4546 Palms Way - Photo 3](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2057177309r.jpg)

![4546 Palms Way - Photo 4](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f1383102117r.jpg)

![4546 Palms Way - Photo 5](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2486724764r.jpg)

![4546 Palms Way - Photo 6](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f1179128462r.jpg)

![4546 Palms Way - Photo 7](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f3900442069r.jpg)

![4546 Palms Way - Photo 8](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f947205223r.jpg)

![4546 Palms Way - Photo 9](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2260957095r.jpg)

![4546 Palms Way - Photo 10](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2775726327r.jpg)

![4546 Palms Way - Photo 11](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2130617720r.jpg)

![4546 Palms Way - Photo 12](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f987513944r.jpg)

![4546 Palms Way - Photo 13](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f1215119529r.jpg)

![4546 Palms Way - Photo 14](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f3242741287r.jpg)

![4546 Palms Way - Photo 15](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f1910159373r.jpg)

![4546 Palms Way - Photo 16](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f670990049r.jpg)

![4546 Palms Way - Photo 17](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2402573186r.jpg)

![4546 Palms Way - Photo 18](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f4018591808r.jpg)

![4546 Palms Way - Photo 19](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f1739192075r.jpg)

![4546 Palms Way - Photo 20](http://lh.rdcpix.com/4f7d5f424c1b89067207cbb2bd5bb4bfl-f2830931635r.jpg)

---

**MLS#:** 403297 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/4546-palms-way-saint-teresa-fl-32346-702f8df643db4f95814e8b37a254ebce)

---

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