# 46 St Bernard, Saranac Lake, NY 12983

> **TL;DR:** multi-family, $289,000 ($173/sqft), built 1900, 1,670 sqft.
> Hardwood. Est. $1,545/mo. Listed 74 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $289,000 |
| Price/sqft | $173 |
| Square Feet | 1,670 |
| Year Built | 1900 |
| Lot Size | 5,227 sqft (0.12 acres) |
| Stories | 2 |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 74 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,461 |
| Estimated Insurance | $84 |
| **Total** | **$1,545** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1900
- 0.12 acre lot
- 2 stories
- 3 parking spaces

## Description

### Agent Description
Formerly known as Johnson Cottage, this historic duplex in downtown Saranac Lake offers two 2-bedroom, 1-bath apartments with similar layouts--ideal for owner-occupancy, multigenerational use, or investment. The lower unit is currently rented for $1,150/month, while the upper apartment features new appliances and fresh paint and is ready for its next occupant. Enjoy an exceptional in-town location just steps from the weekly Farmers' Market, local schools, and Main Street shops and restaurants. Live in one unit while generating income from the other, or add a well-located duplex to your investment portfolio!

## Location

- **Address:** 46 St Bernard, Saranac Lake, NY 12983
- **County:** Franklin
- **Coordinates:** 44.325622, -74.131117
- **Google Maps:** https://www.google.com/maps?q=44.325622,-74.131117

## Listing Agent

- **Name:** Stephanie Colby
- **Brokerage:** Acre Adk
- **Broker Phone:** 5183026464
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/46-Saint-Bernard-St_Saranac-Lake_NY_12983_M32959-69973?f=listhub&s=ACVMLSNY&m=208159&c=propsimple)

## Photos

![46 St Bernard - Photo 1](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f1695191212r.jpg)

![46 St Bernard - Photo 2](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f203582979r.jpg)

![46 St Bernard - Photo 3](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2897515528r.jpg)

![46 St Bernard - Photo 4](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2069684970r.jpg)

![46 St Bernard - Photo 5](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f4098065843r.jpg)

![46 St Bernard - Photo 6](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f547208451r.jpg)

![46 St Bernard - Photo 7](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f3763710338r.jpg)

![46 St Bernard - Photo 8](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f816761568r.jpg)

![46 St Bernard - Photo 9](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f1928774031r.jpg)

![46 St Bernard - Photo 10](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f3993430189r.jpg)

![46 St Bernard - Photo 11](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f1865346733r.jpg)

![46 St Bernard - Photo 12](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f4139679425r.jpg)

![46 St Bernard - Photo 13](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2602127863r.jpg)

![46 St Bernard - Photo 14](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f788942439r.jpg)

![46 St Bernard - Photo 15](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f1655443885r.jpg)

![46 St Bernard - Photo 16](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2455313815r.jpg)

![46 St Bernard - Photo 17](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f573078495r.jpg)

![46 St Bernard - Photo 18](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f1929958710r.jpg)

![46 St Bernard - Photo 19](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f974954498r.jpg)

![46 St Bernard - Photo 20](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f845570368r.jpg)

![46 St Bernard - Photo 21](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2533719071r.jpg)

![46 St Bernard - Photo 22](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2971087175r.jpg)

![46 St Bernard - Photo 23](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f4086201502r.jpg)

![46 St Bernard - Photo 24](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2555941302r.jpg)

![46 St Bernard - Photo 25](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f1542926549r.jpg)

![46 St Bernard - Photo 26](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f2312130712r.jpg)

![46 St Bernard - Photo 27](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f569493960r.jpg)

![46 St Bernard - Photo 28](http://lh.rdcpix.com/09d3226e85efda384638c4c79f6b59cdl-f4172790370r.jpg)

---

**MLS#:** 208159 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/46-st-bernard-saranac-lake-ny-12983-32e823543d3b49e2b26e504bf1a00f8b)

---

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