# 46 Water Plant Road, Stearns, KY 42647 > **TL;DR:** 3bd/2ba single family, $209,900 ($179/sqft), built 1989, 1,173 sqft. > A/C. Est. $1,122/mo. Listed 81 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $209,900 | | Price/sqft | $179 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,173 | | Year Built | 1989 | | Lot Size | 16,117 sqft (0.37 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 81 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,061 | | Estimated Insurance | $61 | | **Total** | **$1,122** | ## Nearby Schools - **Elementary:** Pine Knot - **Middle:** McCreary County - **High:** McCreary County ## Key Amenities - A/C ## Property Highlights - Built in 1989 - 0.37 acre lot - 2 stories ## Description ### Agent Description WELCOME TO 46 WATER PLANT RD. | MOVE-IN READY IN STEARNS, KY! Looking for a home that offers space, convenience, and peace of mind? This inviting property sits on a 0.37-acre lot in Stearns, Kentucky, conveniently located near the outdoor recreation and scenic beauty of Big South Fork and the surrounding Lake Cumberland region. Featuring 3 bedrooms, 1 full bath, 1 half bath, and approximately 1,173 square feet of living space, plus an additional 774 square feet in the unfinished walk-out basement, this home offers flexibility for everyday living and room to make it your own. The main-level bedroom provides added convenience, while the walk-out basement offers valuable space for storage, hobbies, a workshop, or future possibilities. Outside, enjoy a covered front porch, rear deck, and a manageable 0.37-acre lot with room to enjoy the outdoors. Recent improvements and added buyer confidence! Fresh interior paint and other property improvements have helped prepare this home for its next owner. A recent appraisal and home inspection have already been completed, with documentation available for buyer review upon request. Vacant, move-in ready, and ready for a quick closing! Whether you're purchasing your first home, looking to simplify, or searching for a full-time residence near some of Kentucky's favorite outdoor destinations, this property offers an opportunity worth exploring. Schedule your private showing today and discover what 46 Water Plant Rd. has to offer! ## Location - **Address:** 46 Water Plant Road, Stearns, KY 42647 - **County:** McCreary - **Coordinates:** 36.686722, -84.457914 - **Google Maps:** https://www.google.com/maps?q=36.686722,-84.457914 ## Listing Agent - **Name:** Shae Worley - **Brokerage:** Lake Cumberland Real Estate Professionals - **Broker Phone:** (606) 677-0059 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/46-Water-Plant-Rd_Stearns_KY_42647_M46009-83963?f=listhub&s=LBARKY&m=26022024&c=propsimple) ## Photos ![46 Water Plant Road - Photo 1](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3948733653r.jpg) ![46 Water Plant Road - Photo 2](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2473553867r.jpg) ![46 Water Plant Road - Photo 3](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1368149987r.jpg) ![46 Water Plant Road - Photo 4](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f490625251r.jpg) ![46 Water Plant Road - Photo 5](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3258167834r.jpg) ![46 Water Plant Road - Photo 6](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1684292632r.jpg) ![46 Water Plant Road - Photo 7](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3898134077r.jpg) ![46 Water Plant Road - Photo 8](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2313705900r.jpg) ![46 Water Plant Road - Photo 9](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2418782180r.jpg) ![46 Water Plant Road - Photo 10](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2064581069r.jpg) ![46 Water Plant Road - Photo 11](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f180427899r.jpg) ![46 Water Plant Road - Photo 12](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1039067659r.jpg) ![46 Water Plant Road - Photo 13](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f630251913r.jpg) ![46 Water Plant Road - Photo 14](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1256657754r.jpg) ![46 Water Plant Road - Photo 15](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2757944984r.jpg) ![46 Water Plant Road - Photo 16](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f555594203r.jpg) ![46 Water Plant Road - Photo 17](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3967281981r.jpg) ![46 Water Plant Road - Photo 18](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2152052474r.jpg) ![46 Water Plant Road - Photo 19](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3514860444r.jpg) ![46 Water Plant Road - Photo 20](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2957314667r.jpg) ![46 Water Plant Road - Photo 21](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3001445476r.jpg) ![46 Water Plant Road - Photo 22](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1907856314r.jpg) ![46 Water Plant Road - Photo 23](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3440186179r.jpg) ![46 Water Plant Road - Photo 24](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1887883801r.jpg) ![46 Water Plant Road - Photo 25](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f708542956r.jpg) ![46 Water Plant Road - Photo 26](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f4055941777r.jpg) ![46 Water Plant Road - Photo 27](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3279847019r.jpg) ![46 Water Plant Road - Photo 28](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1933001225r.jpg) --- **MLS#:** 26022024 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/46-water-plant-road-stearns-ky-42647-030580ca8fc24eaaa1cd26b02d267aba) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/46-water-plant-road-stearns-ky-42647-030580ca8fc24eaaa1cd26b02d267aba#listing", "url": "https://staging.propertysimple.ai/listing/46-water-plant-road-stearns-ky-42647-030580ca8fc24eaaa1cd26b02d267aba", "name": "46 Water Plant Road, Stearns, KY 42647", "description": "WELCOME TO 46 WATER PLANT RD. | MOVE-IN READY IN STEARNS, KY! Looking for a home that offers space, convenience, and peace of mind? 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A recent appraisal and home inspection have already been completed, with documentation available for buyer review upon request. Vacant, move-in ready, and ready for a quick closing! Whether you're purchasing your first home, looking to simplify, or searching for a full-time residence near some of Kentucky's favorite outdoor destinations, this property offers an opportunity worth exploring. 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