# 460 Rio Chama Circle SW, Los Lunas, NM 87031

> **TL;DR:** 3bd/3ba single family, $489,950 ($186/sqft), built 2023, 2,630 sqft.
> 3-car garage. Est. $2,840/mo. Listed 366 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $489,950 |
| Price/sqft | $186 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,630 |
| Year Built | 2023 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 366 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,477 |
| Estimated Insurance | $143 |
| HOA | $220 |
| **Total** | **$2,840** |

## Key Amenities

- 3-car garage

## Property Highlights

- Built in 2023
- 0.22 acre lot

## Description

### Agent Description
Step into refined, low-maintenance living in this beautifully crafted home located within Jubilee, a gated 55+ active adult community in Los Lunas. This elegant residence is designed for comfort and style, offering a spacious three-car garage that provides ample room for vehicles, hobbies, and storage. Enjoy breathtaking mountain views from the inviting patio and living areas, creating the perfect setting for relaxation or entertaining in an atmosphere of quiet sophistication. Inside you'll find a well-laid-out single-level floor plan designed for enjoyment and ease of living. The open great-room merges with a generous kitchen (ideal for entertaining or relaxed daily living), and the exterior view of the mountains provides a dramatic backdrop for morning coffee or evening sunsets.Residents enjoy access to a clubhouse and community center, fitness options and swimming, trails for walking or biking, and numerous clubs and events. The calendar is filled with activities such as game nights, happy hours, hobby groups, fitness classes, and seasonal celebrations- perfect for an active lifestyle and building friendships. This home gives you the full package: gated security, a vibrant active-adult neighborhood, a high-functioning home with three-garage space plus mountain vistas, and a community with lifestyle amenities that invite you to live well every day.

## Location

- **Address:** 460 Rio Chama Circle SW, Los Lunas, NM 87031
- **County:** Valencia
- **Neighborhood:** Jubilee Subdivision Phase 2E
- **Coordinates:** 34.818041, -106.785076
- **Google Maps:** https://www.google.com/maps?q=34.818041,-106.785076

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=JQKRJwsq31U

## Listing Agent

- **Name:** Veronica A Gonzales · **License:** 34929
- **Brokerage:** Keller Williams Realty - Albuquerque
- **Broker Phone:** (505) 271-8200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/460-Rio-Chama-Cir-SW_Los-Lunas_NM_87031_M98176-60152?f=listhub&s=GAARNM&m=1093946&c=propsimple)

## Photos

![460 Rio Chama Circle SW - Photo 1](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3828715187r.jpg)

![460 Rio Chama Circle SW - Photo 2](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1096769132r.jpg)

![460 Rio Chama Circle SW - Photo 3](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3957594294r.jpg)

![460 Rio Chama Circle SW - Photo 4](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2116820643r.jpg)

![460 Rio Chama Circle SW - Photo 5](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3292158814r.jpg)

![460 Rio Chama Circle SW - Photo 6](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2810015794r.jpg)

![460 Rio Chama Circle SW - Photo 7](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f310225621r.jpg)

![460 Rio Chama Circle SW - Photo 8](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f614567123r.jpg)

![460 Rio Chama Circle SW - Photo 9](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2294324341r.jpg)

![460 Rio Chama Circle SW - Photo 10](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f982663613r.jpg)

![460 Rio Chama Circle SW - Photo 11](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f892812740r.jpg)

![460 Rio Chama Circle SW - Photo 12](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3037940566r.jpg)

![460 Rio Chama Circle SW - Photo 13](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f282898349r.jpg)

![460 Rio Chama Circle SW - Photo 14](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f330203594r.jpg)

![460 Rio Chama Circle SW - Photo 15](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2319982421r.jpg)

![460 Rio Chama Circle SW - Photo 16](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f22951783r.jpg)

![460 Rio Chama Circle SW - Photo 17](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1042771933r.jpg)

![460 Rio Chama Circle SW - Photo 18](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2994908189r.jpg)

![460 Rio Chama Circle SW - Photo 19](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f529763601r.jpg)

![460 Rio Chama Circle SW - Photo 20](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3822192406r.jpg)

![460 Rio Chama Circle SW - Photo 21](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2949213536r.jpg)

![460 Rio Chama Circle SW - Photo 22](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f4032766635r.jpg)

![460 Rio Chama Circle SW - Photo 23](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1095754208r.jpg)

![460 Rio Chama Circle SW - Photo 24](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1069027096r.jpg)

![460 Rio Chama Circle SW - Photo 25](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f547576228r.jpg)

![460 Rio Chama Circle SW - Photo 26](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3506522281r.jpg)

![460 Rio Chama Circle SW - Photo 27](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1419869475r.jpg)

![460 Rio Chama Circle SW - Photo 28](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3435663446r.jpg)

![460 Rio Chama Circle SW - Photo 29](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1502178257r.jpg)

![460 Rio Chama Circle SW - Photo 30](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3329869806r.jpg)

![460 Rio Chama Circle SW - Photo 31](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1752241821r.jpg)

![460 Rio Chama Circle SW - Photo 32](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1681848952r.jpg)

![460 Rio Chama Circle SW - Photo 33](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2493380314r.jpg)

![460 Rio Chama Circle SW - Photo 34](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3786919104r.jpg)

![460 Rio Chama Circle SW - Photo 35](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3716917028r.jpg)

![460 Rio Chama Circle SW - Photo 36](http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f800949264r.jpg)

---

**MLS#:** 1093946 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Southwest MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe#listing",
  "url": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe",
  "name": "460 Rio Chama Circle SW, Los Lunas, NM 87031",
  "description": "Step into refined, low-maintenance living in this beautifully crafted home located within Jubilee, a gated 55+ active adult community in Los Lunas. This elegant residence is designed for comfort and style, offering a spacious three-car garage that provides ample room for vehicles, hobbies, and storage. Enjoy breathtaking mountain views from the inviting patio and living areas, creating the perfect setting for relaxation or entertaining in an atmosphere of quiet sophistication. Inside you'll find a well-laid-out single-level floor plan designed for enjoyment and ease of living. The open great-room merges with a generous kitchen (ideal for entertaining or relaxed daily living), and the exterior view of the mountains provides a dramatic backdrop for morning coffee or evening sunsets.Residents enjoy access to a clubhouse and community center, fitness options and swimming, trails for walking or biking, and numerous clubs and events. The calendar is filled with activities such as game nights, happy hours, hobby groups, fitness classes, and seasonal celebrations- perfect for an active lifestyle and building friendships. This home gives you the full package: gated security, a vibrant active-adult neighborhood, a high-functioning home with three-garage space plus mountain vistas, and a community with lifestyle amenities that invite you to live well every day.",
  "image": [
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3828715187r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1096769132r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3957594294r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2116820643r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3292158814r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2810015794r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f310225621r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f614567123r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2294324341r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f982663613r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f892812740r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3037940566r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f282898349r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f330203594r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2319982421r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f22951783r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1042771933r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2994908189r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f529763601r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3822192406r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2949213536r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f4032766635r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1095754208r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1069027096r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f547576228r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3506522281r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1419869475r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3435663446r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1502178257r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3329869806r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1752241821r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1681848952r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2493380314r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3786919104r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3716917028r.jpg",
    "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f800949264r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3828715187r.jpg",
    "caption": "460 Rio Chama Circle SW - Los Lunas, NM"
  },
  "datePosted": "2025-11-02",
  "dateModified": "2026-10-31T08:21:46.311Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe#property",
    "name": "460 Rio Chama Circle SW, Los Lunas, NM 87031",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "460 Rio Chama Circle SW",
      "addressLocality": "Los Lunas",
      "addressRegion": "NM",
      "postalCode": "87031",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 34.818041,
      "longitude": -106.785076
    },
    "image": [
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3828715187r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1096769132r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3957594294r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2116820643r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3292158814r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2810015794r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f310225621r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f614567123r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2294324341r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f982663613r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f892812740r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3037940566r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f282898349r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f330203594r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2319982421r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f22951783r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1042771933r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2994908189r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f529763601r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3822192406r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2949213536r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f4032766635r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1095754208r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1069027096r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f547576228r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3506522281r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1419869475r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3435663446r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1502178257r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3329869806r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1752241821r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f1681848952r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f2493380314r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3786919104r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f3716917028r.jpg",
      "http://lh.rdcpix.com/d40372c39767d47384f9010a0bd46f0cl-f800949264r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1093946"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 2,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 2630,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2023,
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.22 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe#offer",
    "url": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe",
    "price": 489950,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe#agent",
    "name": "Veronica A Gonzales",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/460-rio-chama-circle-sw-los-lunas-nm-87031-3dc497b7f15f4e129e886cec26f512fe#brokerage",
      "name": "Keller Williams Realty - Albuquerque",
      "telephone": "(505) 271-8200",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/c5ababc31eff0895011eff7280a400fck-c1853423801r.png"
      }
    }
  }
}
```