# 460 Rio Chama, Los Lunas, NM 87031

> **TL;DR:** 3bd/3ba single family, $489,950 ($186/sqft), built 2023, 2,630 sqft.
> A/C, 3-car garage. Est. $2,840/mo. Listed 270 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $489,950 |
| Price/sqft | $186 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,630 |
| Year Built | 2023 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 270 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,477 |
| Estimated Insurance | $143 |
| HOA | $220 |
| **Total** | **$2,840** |

## Key Amenities

- A/C
- 3-car garage

## Property Highlights

- Built in 2023
- 0.22 acre lot
- 3 parking spaces

## Description

### Agent Description
Step into refined, low-maintenance living in this beautifully crafted home located within Jubilee, a gated 55+ active adult community in Los Lunas. This elegant residence is designed for comfort and style, offering a spacious three-car garage that provides ample room for vehicles, hobbies, and storage. Enjoy breathtaking mountain views from the inviting patio and living areas, creating the perfect setting for relaxation or entertaining in an atmosphere of quiet sophistication. Inside you'll find a well-laid-out single-level floor plan designed for enjoyment and ease of living. The open great-room merges with a generous kitchen (ideal for entertaining or relaxed daily living), and the exterior view of the mountains provides a dramatic backdrop for morning coffee or evening sunsets. Residents enjoy access to a clubhouse and community center, fitness options and swimming, trails for walking or biking, and numerous clubs and events. The calendar is filled with activities such as game nights, happy hours, hobby groups, fitness classes, and seasonal celebrations- perfect for an active lifestyle and building friendships. This home gives you the full package: gated security, a vibrant active-adult neighborhood, a high-functioning home with three-garage space plus mountain vistas, and a community with lifestyle amenities that invite you to live well every day.

## Location

- **Address:** 460 Rio Chama, Los Lunas, NM 87031
- **County:** Valencia
- **Coordinates:** 34.8180721, -106.7851007
- **Google Maps:** https://www.google.com/maps?q=34.8180721,-106.7851007

## Virtual Tour & Media

- **Video Tour:** https://zillow.com/view-imx/235b0467-871c-4e8c-b284-3a8d0d9502fa?initialViewType=pano&setAttribution=mls&utm_source=dashboard&wl=1

## Listing Agent

- **Name:** Veronica Gonzales · **License:** 34929
- **Brokerage:** Keller Williams Realty
- **Broker Phone:** 505 2718200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/460-Rio-Chama-Cir-SW_Los-Lunas_NM_87031_M98176-60152?f=listhub&s=SFARNM&m=202600443&c=propsimple)

## Photos

![460 Rio Chama - Photo 1](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f450612061r.jpg)

![460 Rio Chama - Photo 2](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f3409495293r.jpg)

![460 Rio Chama - Photo 3](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1151954616r.jpg)

![460 Rio Chama - Photo 4](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1245335249r.jpg)

![460 Rio Chama - Photo 5](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2638172260r.jpg)

![460 Rio Chama - Photo 6](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2364774605r.jpg)

![460 Rio Chama - Photo 7](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1184675013r.jpg)

![460 Rio Chama - Photo 8](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2209685549r.jpg)

![460 Rio Chama - Photo 9](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f3859554509r.jpg)

![460 Rio Chama - Photo 10](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2198328871r.jpg)

![460 Rio Chama - Photo 11](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2131352228r.jpg)

![460 Rio Chama - Photo 12](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1501684169r.jpg)

![460 Rio Chama - Photo 13](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1112395952r.jpg)

![460 Rio Chama - Photo 14](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f927777600r.jpg)

![460 Rio Chama - Photo 15](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f464154247r.jpg)

![460 Rio Chama - Photo 16](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1153788663r.jpg)

![460 Rio Chama - Photo 17](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2741538778r.jpg)

![460 Rio Chama - Photo 18](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f4242941601r.jpg)

![460 Rio Chama - Photo 19](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f684185879r.jpg)

![460 Rio Chama - Photo 20](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1895061118r.jpg)

![460 Rio Chama - Photo 21](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f4645889r.jpg)

![460 Rio Chama - Photo 22](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f901287550r.jpg)

![460 Rio Chama - Photo 23](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1034848123r.jpg)

![460 Rio Chama - Photo 24](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2217841176r.jpg)

![460 Rio Chama - Photo 25](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f3543349702r.jpg)

![460 Rio Chama - Photo 26](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2250782207r.jpg)

![460 Rio Chama - Photo 27](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2361992910r.jpg)

![460 Rio Chama - Photo 28](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2047887259r.jpg)

![460 Rio Chama - Photo 29](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1898357141r.jpg)

![460 Rio Chama - Photo 30](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2856974217r.jpg)

![460 Rio Chama - Photo 31](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2567003591r.jpg)

![460 Rio Chama - Photo 32](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f269161238r.jpg)

![460 Rio Chama - Photo 33](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f387174801r.jpg)

![460 Rio Chama - Photo 34](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1666292935r.jpg)

![460 Rio Chama - Photo 35](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f4113831315r.jpg)

![460 Rio Chama - Photo 36](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1001276737r.jpg)

![460 Rio Chama - Photo 37](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2840658609r.jpg)

![460 Rio Chama - Photo 38](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2959911694r.jpg)

![460 Rio Chama - Photo 39](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f3969324018r.jpg)

![460 Rio Chama - Photo 40](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1064690974r.jpg)

![460 Rio Chama - Photo 41](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2308348897r.jpg)

![460 Rio Chama - Photo 42](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2324896367r.jpg)

![460 Rio Chama - Photo 43](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f795160341r.jpg)

![460 Rio Chama - Photo 44](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f4186367466r.jpg)

![460 Rio Chama - Photo 45](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1498566618r.jpg)

![460 Rio Chama - Photo 46](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f1468955761r.jpg)

![460 Rio Chama - Photo 47](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f4083610083r.jpg)

![460 Rio Chama - Photo 48](http://lh.rdcpix.com/35d98bf1d9a6b90c2f0e20fd5b2289bfl-f2179935416r.jpg)

---

**MLS#:** 202600443 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Santa Fe Association of REALTORS&#174;, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/460-rio-chama-los-lunas-nm-87031-9a67bdc2dd3343249029ea6e9115e021)

---

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