4639 Harbor View Terrace, Morganton, NC 28655

If you've been looking for space, privacy, and proximity to Lake James... this one checks all of it. Set just second row from Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional.

Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to the day. Both the living room and primary suite open onto the newly updated TREX deck, extending your living space outdoors and creating an easy indoor-outdoor flow.

The primary bedroom features an en-suite bathroom with a dual vanity and glass walk-in shower. An additional full bath, laundry room, and two extra bedrooms complete the main level. Downstairs, flexibility really shows with a full second setup. A spacious living area, kitchenette, dining space, bedroom with ensuite bath, craft room, a separate bonus room used as a bedroom, and walk-out access.

Ideal for guests, multi-generational living, or potential income. A rare opportunity to enjoy privacy, functionality, and mountain living just moments from the water. This is the kind of place you look forward to coming home to.