# 4639 Harbor View Terrace, Morganton, NC 28655

> **TL;DR:** 4bd/3ba single family, $985,000 ($278/sqft), built 2003, 3,542 sqft.
> Fireplace, A/C. Est. $5,082/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $985,000 |
| Price/sqft | $278 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,542 |
| Year Built | 2003 |
| Lot Size | 35,719 sqft (0.82 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 1 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,268 |
| HOA | $814 |
| **Total** | **$5,082** |

## Nearby Schools

- **Elementary:** Glen Alpine
- **Middle:** Table Rock
- **High:** Freedom

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2003
- 0.82 acre lot
- Fireplace

## Description

### Agent Description
If you've been looking for space, privacy, and proximity to Lake James... this one checks all of it. Set just second row from Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to the day. Both the living room and primary suite open onto the newly updated TREX deck, extending your living space outdoors and creating an easy indoor-outdoor flow. The primary bedroom features an en-suite bathroom with a dual vanity and glass walk-in shower. An additional full bath, laundry room, and two extra bedrooms complete the main level. Downstairs, flexibility really shows with a full second setup. A spacious living area, kitchenette, dining space, bedroom with ensuite bath, craft room, a separate bonus room used as a bedroom, and walk-out access. Ideal for guests, multi-generational living, or potential income. A rare opportunity to enjoy privacy, functionality, and mountain living just moments from the water. This is the kind of place you look forward to coming home to.

## Location

- **Address:** 4639 Harbor View Terrace, Morganton, NC 28655
- **County:** Burke
- **Neighborhood:** East Shores
- **Coordinates:** 35.764129, -81.821861
- **Google Maps:** https://www.google.com/maps?q=35.764129,-81.821861

## Listing Agent

- **Name:** Carmyn Shugart
- **Brokerage:** True North Realty
- **Phone:** 8284499093
- **Email:** carmyn@nctruenorthrealty.com

## Primary Photo

![4639 Harbor View Terrace - Primary Photo](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1609552252r.jpg)

*32 total photos available on [listing page](https://www.propertysimple.com/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035)*

---

**MLS#:** 4367035 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "4639 Harbor View Terrace, Morganton, NC 28655",
  "description": "If you've been looking for space, privacy, and proximity to Lake James... this one checks all of it. Set just second row from Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start",
  "url": "https://www.propertysimple.com/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035",
  "image": "http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1609552252r.jpg",
  "datePosted": "2026-04-24",
  "price": 985000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "4639 Harbor View Terrace",
    "addressLocality": "Morganton",
    "addressRegion": "NC",
    "postalCode": "28655",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 35.764129,
    "longitude": -81.821861
  },
  "numberOfRooms": 4,
  "numberOfBathroomsTotal": 3,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 3542,
    "unitCode": "FTK"
  },
  "yearBuilt": 2003
}
```