# 4639 Harbor View Terrace, Morganton, NC 28655

> **TL;DR:** 4bd/3ba single family, $925,000 ($261/sqft), built 2003, 3,542 sqft.
> Fireplace, A/C. Est. $4,822/mo. Listed 76 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $925,000 |
| Price/sqft | $261 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,542 |
| Year Built | 2003 |
| Lot Size | 35,719 sqft (0.82 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 76 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,008 |
| HOA | $814 |
| **Total** | **$4,822** |

## Nearby Schools

- **Elementary:** Glen Alpine
- **Middle:** Table Rock
- **High:** Freedom

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2003
- 0.82 acre lot
- Fireplace

## Description

### Agent Description
If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, about 90 minutes from Charlotte, and just 2 minutes to Bones Jones Burgers & Butchery, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.

## Location

- **Address:** 4639 Harbor View Terrace, Morganton, NC 28655
- **County:** Burke
- **Neighborhood:** East Shores
- **Coordinates:** 35.764129, -81.821861
- **Google Maps:** https://www.google.com/maps?q=35.764129,-81.821861

## Virtual Tour & Media

- **Video Tour:** https://unbranded.youriguide.com/4639_harbor_view_terrace_morganton_nc/

## Listing Agent

- **Name:** Carmyn Shugart
- **Brokerage:** True North Realty
- **Phone:** 8284499093
- **Email:** carmyn@nctruenorthrealty.com

## Primary Photo

![4639 Harbor View Terrace - Primary Photo](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f4143331339r.jpg)

*31 total photos available on [listing page](https://www.propertysimple.com/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035)*

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**MLS#:** 4367035 | **Updated:** 2026-06-24
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035)

---

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