# 465 W Spruce Street, Chippewa Falls, WI 54729 > **TL;DR:** 3bd/1ba single family, $181,900 ($131/sqft), built 1900, 1,392 sqft. Est. $973/mo. Listed 37 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $181,900 | | Price/sqft | $131 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,392 | | Year Built | 1900 | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 37 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $920 | | Estimated Insurance | $53 | | **Total** | **$973** | ## Property Highlights - Built in 1900 - 2 stories ## Description ### Agent Description An inviting opportunity at an appealing price point, 465 W Spruce St offers practical space and classic two-story character in Chippewa Falls. This new listing features three bedrooms, one bathroom, and 1,392 square feet, creating a versatile layout for first-time buyers, downsizers, or anyone seeking value without giving up useful everyday features. The wraparound front porch gives the home a memorable presence on its corner lot and provides a natural place for coffee, conversation, or watching the neighborhood pass by. Inside, a dedicated dining room offers space for shared meals and special occasions. Main-floor laundry keeps household routines convenient, while the main-level bedroom makes single-floor living more accessible. Two additional bedrooms are located upstairs, offering separation for family, guests, hobbies, or a home office. Outdoor living continues on the back deck, ready for grilling, relaxing, or enjoying warm Wisconsin afternoons. The backyard storage shed helps keep lawn equipment, bicycles, tools, and seasonal items organized. Overhead, a metal roof adds a practical feature to the property. Located within easy reach of Chippewa Falls High School and LC Stanley Park, this home places education and outdoor recreation nearby. With a flexible bedroom arrangement, multiple outdoor spaces, and an approachable entry into homeownership, this property brings together function and potential. Explore the possibilities and see how 465 W Spruce St can fit your plans, whether you're buying your first home or making your next move in Chippewa Falls today. ## Location - **Address:** 465 W Spruce Street, Chippewa Falls, WI 54729 - **County:** Chippewa - **Coordinates:** 44.938505, -91.405624 - **Google Maps:** https://www.google.com/maps?q=44.938505,-91.405624 ## Listing Agent - **Name:** Vicki Phelps · **License:** 90007-94 - **Brokerage:** Century 21 Affliated - **Broker Phone:** (171) 545-6049 x9 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/465-W-Spruce-St_Chippewa-Falls_WI_54729_M72985-74919?f=listhub&s=RANWWI&m=1605403&c=propsimple) ## Photos ![465 W Spruce Street - Photo 1](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1659239722r.jpg) ![465 W Spruce Street - Photo 2](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f4006867377r.jpg) ![465 W Spruce Street - Photo 3](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2019898273r.jpg) ![465 W Spruce Street - Photo 4](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f361374120r.jpg) ![465 W Spruce Street - Photo 5](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1816635690r.jpg) ![465 W Spruce Street - Photo 6](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1797897452r.jpg) ![465 W Spruce Street - Photo 7](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3325015240r.jpg) ![465 W Spruce Street - Photo 8](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3717300437r.jpg) ![465 W Spruce Street - Photo 9](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2755335071r.jpg) ![465 W Spruce Street - Photo 10](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2958710982r.jpg) ![465 W Spruce Street - Photo 11](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1117646141r.jpg) ![465 W Spruce Street - Photo 12](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f730636413r.jpg) ![465 W Spruce Street - Photo 13](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2892624418r.jpg) ![465 W Spruce Street - Photo 14](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3084966974r.jpg) ![465 W Spruce Street - Photo 15](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3659089056r.jpg) ![465 W Spruce Street - Photo 16](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2479542622r.jpg) ![465 W Spruce Street - Photo 17](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1280729876r.jpg) ![465 W Spruce Street - Photo 18](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3408233105r.jpg) ![465 W Spruce Street - Photo 19](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3794089591r.jpg) ![465 W Spruce Street - Photo 20](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1672234960r.jpg) ![465 W Spruce Street - Photo 21](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f4137507950r.jpg) ![465 W Spruce Street - Photo 22](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3338000477r.jpg) ![465 W Spruce Street - Photo 23](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2778275568r.jpg) ![465 W Spruce Street - Photo 24](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f288461960r.jpg) ![465 W Spruce Street - Photo 25](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1182105402r.jpg) ![465 W Spruce Street - Photo 26](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3797561882r.jpg) ![465 W Spruce Street - Photo 27](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3093585278r.jpg) ![465 W Spruce Street - Photo 28](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f612481055r.jpg) ![465 W Spruce Street - Photo 29](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f786316086r.jpg) ![465 W Spruce Street - Photo 30](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2524731574r.jpg) ![465 W Spruce Street - Photo 31](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2968130746r.jpg) ![465 W Spruce Street - Photo 32](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f2984053640r.jpg) ![465 W Spruce Street - Photo 33](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f1133150839r.jpg) ![465 W Spruce Street - Photo 34](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f937179064r.jpg) ![465 W Spruce Street - Photo 35](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f139050051r.jpg) ![465 W Spruce Street - Photo 36](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f4273441915r.jpg) ![465 W Spruce Street - Photo 37](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f596909508r.jpg) ![465 W Spruce Street - Photo 38](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f643914979r.jpg) ![465 W Spruce Street - Photo 39](http://lh.rdcpix.com/03c5a5738945e73845b7ded87a594ba8l-f3689670934r.jpg) --- **MLS#:** 1605403 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 REALTORS® Association of Northwestern Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/465-w-spruce-street-chippewa-falls-wi-54729-e3ce4d485e8041128acdcd55316f865d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/465-w-spruce-street-chippewa-falls-wi-54729-e3ce4d485e8041128acdcd55316f865d#listing", "url": "https://staging.propertysimple.ai/listing/465-w-spruce-street-chippewa-falls-wi-54729-e3ce4d485e8041128acdcd55316f865d", "name": "465 W Spruce Street, Chippewa Falls, WI 54729", "description": "An inviting opportunity at an appealing price point, 465 W Spruce St offers practical space and classic two-story character in Chippewa Falls. 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