# 4726 Bay Point Road #4204, Panama City Beach, FL 32408 > **TL;DR:** 2bd/3ba condo, $398,000 ($332/sqft), built 1981, 1,200 sqft. > Waterfront, A/C. Est. $3,164/mo. Listed 654 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $398,000 | | Price/sqft | $332 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,200 | | Year Built | 1981 | | Stories | 2 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 654 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,013 | | Estimated Insurance | $116 | | HOA | $1,035 | | **Total** | **$3,164** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1981 - 2 stories - Waterfront ## Description ### Agent Description Discover your perfect coastal retreat. This fully furnished, turn-key home is ideally located at the marina, offering easy boat access for all your water adventures. Enjoy stunning water views from the property, creating a serene and relaxing atmosphere. Whether you're taking a short stroll to the marina, exploring nearby beaches, or savoring local dining, this home provides the ultimate in convenience and laid-back luxury. Ready for immediate move-in, it's the ideal spot for both relaxation and recreation! This home had a complete remodel and is absolutely beautiful. Short term rentals are allowed. ## Location - **Address:** 4726 Bay Point Road #4204, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Harbour Villas - **Coordinates:** 30.145087, -85.726637 - **Google Maps:** https://www.google.com/maps?q=30.145087,-85.726637 ## Listing Agent - **Name:** DJ T Janovyak · **License:** BK0599600 - **Brokerage:** West Bay Property - **Broker Phone:** (850) 235-2551 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4726-Bay-Point-Rd-Unit-4204_Panama-City-Beach_FL_32408_M93370-84680?f=listhub&s=BCARFL&m=767406&c=propsimple) ## Photos ![4726 Bay Point Road #4204 - Photo 1](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3084483183r.jpg) ![4726 Bay Point Road #4204 - Photo 2](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f849492627r.jpg) ![4726 Bay Point Road #4204 - Photo 3](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f768701179r.jpg) ![4726 Bay Point Road #4204 - Photo 4](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f25802988r.jpg) ![4726 Bay Point Road #4204 - Photo 5](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f27065305r.jpg) ![4726 Bay Point Road #4204 - Photo 6](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3842780837r.jpg) ![4726 Bay Point Road #4204 - Photo 7](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1629327501r.jpg) ![4726 Bay Point Road #4204 - Photo 8](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f535199310r.jpg) ![4726 Bay Point Road #4204 - Photo 9](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3986940892r.jpg) ![4726 Bay Point Road #4204 - Photo 10](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1190190678r.jpg) ![4726 Bay Point Road #4204 - Photo 11](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2225814552r.jpg) ![4726 Bay Point Road #4204 - Photo 12](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3276218854r.jpg) ![4726 Bay Point Road #4204 - Photo 13](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1207598409r.jpg) ![4726 Bay Point Road #4204 - Photo 14](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2248459902r.jpg) ![4726 Bay Point Road #4204 - Photo 15](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f981783590r.jpg) ![4726 Bay Point Road #4204 - Photo 16](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3694918761r.jpg) ![4726 Bay Point Road #4204 - Photo 17](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1940881605r.jpg) ![4726 Bay Point Road #4204 - Photo 18](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f991206821r.jpg) ![4726 Bay Point Road #4204 - Photo 19](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f915555460r.jpg) ![4726 Bay Point Road #4204 - Photo 20](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2075269410r.jpg) ![4726 Bay Point Road #4204 - Photo 21](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2418177349r.jpg) ![4726 Bay Point Road #4204 - Photo 22](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1771173559r.jpg) ![4726 Bay Point Road #4204 - Photo 23](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3267175901r.jpg) ![4726 Bay Point Road #4204 - Photo 24](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f127905464r.jpg) ![4726 Bay Point Road #4204 - Photo 25](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1669983858r.jpg) ![4726 Bay Point Road #4204 - Photo 26](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2109350960r.jpg) ![4726 Bay Point Road #4204 - Photo 27](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f4083527226r.jpg) ![4726 Bay Point Road #4204 - Photo 28](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f952262001r.jpg) ![4726 Bay Point Road #4204 - Photo 29](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3392586076r.jpg) ![4726 Bay Point Road #4204 - Photo 30](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f336216462r.jpg) ![4726 Bay Point Road #4204 - Photo 31](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1713709468r.jpg) ![4726 Bay Point Road #4204 - Photo 32](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f4133993333r.jpg) ![4726 Bay Point Road #4204 - Photo 33](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2191265483r.jpg) ![4726 Bay Point Road #4204 - Photo 34](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1782258170r.jpg) ![4726 Bay Point Road #4204 - Photo 35](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f109669547r.jpg) ![4726 Bay Point Road #4204 - Photo 36](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3134097347r.jpg) ![4726 Bay Point Road #4204 - Photo 37](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3847212655r.jpg) ![4726 Bay Point Road #4204 - Photo 38](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2795763136r.jpg) ![4726 Bay Point Road #4204 - Photo 39](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1196456753r.jpg) ![4726 Bay Point Road #4204 - Photo 40](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f122416892r.jpg) ![4726 Bay Point Road #4204 - Photo 41](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2879045400r.jpg) ![4726 Bay Point Road #4204 - Photo 42](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2236417732r.jpg) ![4726 Bay Point Road #4204 - Photo 43](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2611641850r.jpg) ![4726 Bay Point Road #4204 - Photo 44](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f109038109r.jpg) ![4726 Bay Point Road #4204 - Photo 45](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f96253422r.jpg) ![4726 Bay Point Road #4204 - Photo 46](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2770887055r.jpg) ![4726 Bay Point Road #4204 - Photo 47](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2213800482r.jpg) ![4726 Bay Point Road #4204 - Photo 48](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f31020681r.jpg) ![4726 Bay Point Road #4204 - Photo 49](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f4116899815r.jpg) ![4726 Bay Point Road #4204 - Photo 50](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f278886594r.jpg) ![4726 Bay Point Road #4204 - Photo 51](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f614242757r.jpg) ![4726 Bay Point Road #4204 - Photo 52](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f4030965883r.jpg) ![4726 Bay Point Road #4204 - Photo 53](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f3180196238r.jpg) ![4726 Bay Point Road #4204 - Photo 54](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f342861921r.jpg) ![4726 Bay Point Road #4204 - Photo 55](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f2553508468r.jpg) ![4726 Bay Point Road #4204 - Photo 56](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f1787198997r.jpg) ![4726 Bay Point Road #4204 - Photo 57](http://lh.rdcpix.com/260509b09c91b8a05e46a1ef268680cfl-f802850478r.jpg) --- **MLS#:** 767406 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-632c13ae37a6464ab69b3df07ece4beb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-632c13ae37a6464ab69b3df07ece4beb#listing", "url": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-632c13ae37a6464ab69b3df07ece4beb", "name": "4726 Bay Point Road #4204, Panama City Beach, FL 32408", "description": "Discover your perfect coastal retreat. This fully furnished, turn-key home is ideally located at the marina, offering easy boat access for all your water adventures. 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