# 4726 Bay Point Road #C223, Panama City Beach, FL 32408 > **TL;DR:** 1bd/1ba condo, $309,900 ($344/sqft), built 1981, 900 sqft. > Waterfront, A/C. Est. $2,692/mo. Listed 132 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $309,900 | | Price/sqft | $344 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 900 | | Year Built | 1981 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 132 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,567 | | Estimated Insurance | $90 | | HOA | $1,035 | | **Total** | **$2,692** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1981 - Waterfront ## Description ### Agent Description Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down! Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point. Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings. The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa. Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music. Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park. Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle. Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities. Schedule your private showing today and discover why life is better on the water. ## Location - **Address:** 4726 Bay Point Road #C223, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Harbour Villas - **Coordinates:** 30.144418, -85.726894 - **Google Maps:** https://www.google.com/maps?q=30.144418,-85.726894 ## Listing Agent - **Name:** Alina Kvasha · **License:** SL3514360 - **Brokerage:** Dalton Wade - **Broker Phone:** (727) 888-4175 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4726-Bay-Point-Rd-C223_Panama-City-Beach_FL_32408_M54411-79024?f=listhub&s=BCARFL&m=791694&c=propsimple) ## Photos ![4726 Bay Point Road #C223 - Photo 1](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1516500577r.jpg) ![4726 Bay Point Road #C223 - Photo 2](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f440763563r.jpg) ![4726 Bay Point Road #C223 - Photo 3](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f733441989r.jpg) ![4726 Bay Point Road #C223 - Photo 4](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f530414455r.jpg) ![4726 Bay Point Road #C223 - Photo 5](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1058929876r.jpg) ![4726 Bay Point Road #C223 - Photo 6](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2411443083r.jpg) ![4726 Bay Point Road #C223 - Photo 7](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f894054697r.jpg) ![4726 Bay Point Road #C223 - Photo 8](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1851725r.jpg) ![4726 Bay Point Road #C223 - Photo 9](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f64336691r.jpg) ![4726 Bay Point Road #C223 - Photo 10](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2643193548r.jpg) ![4726 Bay Point Road #C223 - Photo 11](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4052345995r.jpg) ![4726 Bay Point Road #C223 - Photo 12](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4097259910r.jpg) ![4726 Bay Point Road #C223 - Photo 13](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2399817014r.jpg) ![4726 Bay Point Road #C223 - Photo 14](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2806039488r.jpg) ![4726 Bay Point Road #C223 - Photo 15](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1058929876r.jpg) ![4726 Bay Point Road #C223 - Photo 16](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1328790269r.jpg) ![4726 Bay Point Road #C223 - Photo 17](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1929527122r.jpg) ![4726 Bay Point Road #C223 - Photo 18](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2309960623r.jpg) ![4726 Bay Point Road #C223 - Photo 19](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4222905051r.jpg) ![4726 Bay Point Road #C223 - Photo 20](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2253743935r.jpg) ![4726 Bay Point Road #C223 - Photo 21](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1572602217r.jpg) ![4726 Bay Point Road #C223 - Photo 22](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f3496862830r.jpg) ![4726 Bay Point Road #C223 - Photo 23](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f3196796505r.jpg) ![4726 Bay Point Road #C223 - Photo 24](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f735649693r.jpg) ![4726 Bay Point Road #C223 - Photo 25](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f472289478r.jpg) ![4726 Bay Point Road #C223 - Photo 26](http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2174282091r.jpg) --- **MLS#:** 791694 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813#listing", "url": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813", "name": "4726 Bay Point Road #C223, Panama City Beach, FL 32408", "description": "Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down! Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point. Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings. The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa. Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music. Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park. Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle. Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities. Schedule your private showing today and discover why life is better on the water.", "image": [ "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1516500577r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f440763563r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f733441989r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f530414455r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1058929876r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2411443083r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f894054697r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1851725r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f64336691r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2643193548r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4052345995r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4097259910r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2399817014r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2806039488r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1328790269r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1929527122r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2309960623r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4222905051r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2253743935r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1572602217r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f3496862830r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f3196796505r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f735649693r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f472289478r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2174282091r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1516500577r.jpg", "caption": "4726 Bay Point Road #C223 - Panama City Beach, FL" }, "datePosted": "2026-06-22", "dateModified": "2026-10-29T18:21:53.807Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813#property", "name": "4726 Bay Point Road #C223, Panama City Beach, FL 32408", "address": { "@type": "PostalAddress", "streetAddress": "4726 Bay Point Road #C223", "addressLocality": "Panama City Beach", "addressRegion": "FL", "postalCode": "32408", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.144418, "longitude": -85.726894 }, "image": [ "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1516500577r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f440763563r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f733441989r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f530414455r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1058929876r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2411443083r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f894054697r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1851725r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f64336691r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2643193548r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4052345995r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4097259910r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2399817014r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2806039488r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1328790269r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1929527122r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2309960623r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f4222905051r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2253743935r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f1572602217r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f3496862830r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f3196796505r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f735649693r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f472289478r.jpg", "http://lh.rdcpix.com/91e9dcb2cedce675896d5759844bfa5al-f2174282091r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "791694" }, "accommodationCategory": "Condominium", "numberOfBedrooms": 1, "numberOfBathroomsTotal": 1, "numberOfFullBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 900, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1981, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Central" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "WasherDryerStacked, ElectricRange, ElectricWaterHeater" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Stucco" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Gated" }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Unit Number", "value": "C223" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Condominium" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813#offer", "url": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813", "price": 309900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813#agent", "name": "Alina Kvasha", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-7ad01e59637a41ac9bfbb118399d5813#brokerage", "name": "Dalton Wade", "telephone": "(727) 888-4175" } } } ```