About This Home

This 1-bedroom, 1-bathroom condo at 4726 Bay Point Road #C223 in Panama City Beach, FL is listed for $309,900 ($344 per sqft). Built in 1981, the home offers 900 sqft of living space on a N/A lot.

Key Features

  • Built in 1981
  • Waterfront

Property Details

1 full
#C223
1981

Amenities

WaterfrontA/C
Listing Description

Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down! Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point.

Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings.

The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa.

Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music.

Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park. Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle.

Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities. Schedule your private showing today and discover why life is better on the water.

Monthly Cost Estimate

$2,692/mo

20% down · 6.5% · 30 years

Principal$224
Interest$1,343
Insurance$90
HOA$1,035

Estimates only. Actual payments may vary.

Location

4726 Bay Point Road #C223

Panama City Beach, FL 32408

Bay Point Harbour Villas

Property Details

Construction

Stucco

Parking

Gated

Heating

Central

Cooling

Central Air

Appliances

WasherDryerStackedElectricRangeElectricWaterHeater

Questions & Answers

This 1-bedroom, 1-bathroom condo at 4726 Bay Point Road is listed at $309,900 ($344/sqft). The estimated monthly payment is $2,692 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1035/month.

Key features include: Built in 1981, Waterfront.

This property is listed by Alina Kvasha.

AK

Alina Kvasha

License SL3514360

Agent at Dalton Wade

Listed by Dalton Wade · Broker phone: (727) 888-4175 · View on Broker Site

MLS# 791694· Source: Central Panhandle Association of REALTORS· 130 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4726 Bay Point Road #C223, Panama City Beach, FL 32408

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