# 4726 Bay Point Road #A110, Panama City, FL 32408 > **TL;DR:** 1bd/1ba condo, $334,000 ($371/sqft), built 1981, 900 sqft. > Waterfront, A/C. Est. $2,821/mo. Listed 99 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $334,000 | | Price/sqft | $371 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 900 | | Year Built | 1981 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 99 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,689 | | Estimated Insurance | $97 | | HOA | $1,035 | | **Total** | **$2,821** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1981 - Waterfront ## Description ### Agent Description MOTIVATED SELLER!!! Park your boat right in front of your condo! You are literally on the marina - marina view and great location for your boat! SELLER FINANCING AVAILABLE! $1,000 towards closing cost or prepays! Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo in the gated community of Bay Point. Enjoy a brand-new paver patio and spacious, open living in this 1-bedroom, 1-bath residence that has been completely renovated. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring, paver patio and more. The ground-floor location offers convenient access to single story living and the ground floor units are the only ones that have access to your own private patio. Relax and enjoy the marina just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. This is the ideal primary residence, second home, or investment property - call today! ## Location - **Address:** 4726 Bay Point Road #A110, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Harbour Villas - **Coordinates:** 30.144468, -85.726539 - **Google Maps:** https://www.google.com/maps?q=30.144468,-85.726539 ## Listing Agent - **Name:** Michele Morros · **License:** 3085018 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4726-Bay-Point-Rd-A110_Panama-City-Beach_FL_32408_M66812-73665?f=listhub&s=BCARFL&m=792959&c=propsimple) ## Photos ![4726 Bay Point Road #A110 - Photo 1](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f13781921r.jpg) ![4726 Bay Point Road #A110 - Photo 2](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f971469853r.jpg) ![4726 Bay Point Road #A110 - Photo 3](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f58219838r.jpg) ![4726 Bay Point Road #A110 - Photo 4](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3840722663r.jpg) ![4726 Bay Point Road #A110 - Photo 5](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3186533077r.jpg) ![4726 Bay Point Road #A110 - Photo 6](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3426734094r.jpg) ![4726 Bay Point Road #A110 - Photo 7](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f316730123r.jpg) ![4726 Bay Point Road #A110 - Photo 8](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f4033854292r.jpg) ![4726 Bay Point Road #A110 - Photo 9](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f95615784r.jpg) ![4726 Bay Point Road #A110 - Photo 10](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1930414732r.jpg) ![4726 Bay Point Road #A110 - Photo 11](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f21846238r.jpg) ![4726 Bay Point Road #A110 - Photo 12](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1812013745r.jpg) ![4726 Bay Point Road #A110 - Photo 13](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f2797870408r.jpg) ![4726 Bay Point Road #A110 - Photo 14](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f2821558103r.jpg) ![4726 Bay Point Road #A110 - Photo 15](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f972158280r.jpg) ![4726 Bay Point Road #A110 - Photo 16](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f782713870r.jpg) ![4726 Bay Point Road #A110 - Photo 17](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3812034530r.jpg) ![4726 Bay Point Road #A110 - Photo 18](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3894411616r.jpg) ![4726 Bay Point Road #A110 - Photo 19](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3669371188r.jpg) ![4726 Bay Point Road #A110 - Photo 20](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f2681117215r.jpg) ![4726 Bay Point Road #A110 - Photo 21](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f207186330r.jpg) ![4726 Bay Point Road #A110 - Photo 22](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f418506331r.jpg) ![4726 Bay Point Road #A110 - Photo 23](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3646744170r.jpg) ![4726 Bay Point Road #A110 - Photo 24](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1519362186r.jpg) ![4726 Bay Point Road #A110 - Photo 25](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f627467523r.jpg) ![4726 Bay Point Road #A110 - Photo 26](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3518955952r.jpg) ![4726 Bay Point Road #A110 - Photo 27](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1866483332r.jpg) ![4726 Bay Point Road #A110 - Photo 28](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f2549831334r.jpg) ![4726 Bay Point Road #A110 - Photo 29](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3043438483r.jpg) ![4726 Bay Point Road #A110 - Photo 30](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f2246461069r.jpg) ![4726 Bay Point Road #A110 - Photo 31](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3246992599r.jpg) ![4726 Bay Point Road #A110 - Photo 32](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f81947426r.jpg) ![4726 Bay Point Road #A110 - Photo 33](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3539585366r.jpg) ![4726 Bay Point Road #A110 - Photo 34](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f839100460r.jpg) ![4726 Bay Point Road #A110 - Photo 35](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f2912833312r.jpg) ![4726 Bay Point Road #A110 - Photo 36](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1248592039r.jpg) ![4726 Bay Point Road #A110 - Photo 37](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3244591731r.jpg) ![4726 Bay Point Road #A110 - Photo 38](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3592568532r.jpg) ![4726 Bay Point Road #A110 - Photo 39](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3180491019r.jpg) ![4726 Bay Point Road #A110 - Photo 40](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1253903868r.jpg) ![4726 Bay Point Road #A110 - Photo 41](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1439183622r.jpg) ![4726 Bay Point Road #A110 - Photo 42](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3972615957r.jpg) ![4726 Bay Point Road #A110 - Photo 43](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1297110043r.jpg) ![4726 Bay Point Road #A110 - Photo 44](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1836296478r.jpg) ![4726 Bay Point Road #A110 - Photo 45](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f4035165260r.jpg) ![4726 Bay Point Road #A110 - Photo 46](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3771128789r.jpg) ![4726 Bay Point Road #A110 - Photo 47](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1278488481r.jpg) ![4726 Bay Point Road #A110 - Photo 48](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f4226485222r.jpg) ![4726 Bay Point Road #A110 - Photo 49](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f805065553r.jpg) ![4726 Bay Point Road #A110 - Photo 50](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f3554982708r.jpg) ![4726 Bay Point Road #A110 - Photo 51](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1978974832r.jpg) ![4726 Bay Point Road #A110 - Photo 52](http://lh.rdcpix.com/6922847d623de23cd1e6967f01b488del-f1856058943r.jpg) --- **MLS#:** 792959 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-fl-32408-ae5eac35ea594c2d83014d86b351dd6e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-fl-32408-ae5eac35ea594c2d83014d86b351dd6e#listing", "url": "https://staging.propertysimple.ai/listing/4726-bay-point-road-panama-city-fl-32408-ae5eac35ea594c2d83014d86b351dd6e", "name": "4726 Bay Point Road #A110, Panama City, FL 32408", "description": "MOTIVATED SELLER!!! Park your boat right in front of your condo! You are literally on the marina - marina view and great location for your boat! SELLER FINANCING AVAILABLE! $1,000 towards closing cost or prepays! 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