# 4739 Valley Oak Dr, Loveland, CO 80538 > **TL;DR:** 5bd/4ba single family, $2,595,000 ($536/sqft), built 2000, 4,844 sqft. > Fireplace, Waterfront, View, A/C. Est. $14,944/mo. Listed 47 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,595,000 | | Price/sqft | $536 | | Bedrooms | 5 | | Bathrooms | 3 full, 1 half | | Square Feet | 4,844 | | Year Built | 2000 | | Lot Size | 11,326 sqft (0.26 acres) | | Stories | 1 | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 47 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Hills, Water - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $13,122 | | Estimated Insurance | $757 | | HOA | $1,065 | | **Total** | **$14,944** | ## Nearby Schools - **Elementary:** High Plains - **Middle:** Ball (Conrad) - **High:** Mountain View ## Key Amenities - Fireplace - Waterfront - View - A/C - RV Parking - 4-car garage ## Property Highlights - Built in 2000 - 0.26 acre lot - Fireplace - Waterfront ## Description ### Agent Description There is waterfront-and then there is a Boyd Lake residence offering what buyers hope to find, but almost never do: direct water access, mountain views, dock, exceptional garage & storage space, and a COMPLETE, HIGH-END FULL RENOVATION by one of Northern Colorado's most respected designers. Fully reimagined by renowned designer Susan Kosonocky, the home carries a singular, luxury lakefront vision throughout. From the design, to the luxury finishes inc. Milcarc cabinets, Thermador appliances, integrated filtered dispenser, to the selected furnishings & automated Hunter Douglas Blinds, every element oozes lakefront luxury. Available fully furnished, it offers the opportunity to step into the designer's complete vision & enjoy it immediately. The main level was opened to seamlessly connect the kitchen, dining/cocktail, and living spaces. A substantial statement island anchors the kitchen and creates a generous gathering place. Expansive windows draw the lake into the home, while the deck railing (carried through from the interior) sets the stage for alfresco dinners, sunset cocktails, and effortless entertaining. Enjoy watching the boats go by or the eagles fly from the large West facing deck. 5 bedrooms, 3 bath, 2 living areas both w/ fireplaces, provide gracious accommodations for guests. The primary suite captures sweeping lake views, framed by aspen & pine trees. Its bath features heated floors & a zero-entry shower. Custom built-in desks also overlook the water, creating inspiring workspaces w/beautifully distracting views. The nearly 900-sq-foot garage can accommodate up to 4 vehicles. A dedicated lower-level workshop & storage area, attached to the full finished walkout basement, provides space for all the lake toys. Pairing this waterfront setting with a renovation of this calibur makes the property nearly impossible to replicate. This is Boyd Lake luxury in its most complete form-beautifully designed, exceptionally functional, and ready to enjoy from day one. ## Location - **Address:** 4739 Valley Oak Dr, Loveland, CO 80538 - **County:** Larimer - **Neighborhood:** Boyd Lake - **Coordinates:** 40.440786, -105.027789 - **Google Maps:** https://www.google.com/maps?q=40.440786,-105.027789 ## Virtual Tour & Media - **Video Tour:** https://www.listingsmagic.com/sps/tour-slider/index.php?property_ID=285967 ## Listing Agent - **Name:** Lani Carwin - **Brokerage:** RE/MAX Alliance - **Broker Phone:** (877) 412-4811 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4739-Valley-Oak-Dr_Loveland_CO_80538_M11305-80632?f=listhub&s=IRESCO&m=1068767&c=propsimple) ## Photos ![4739 Valley Oak Dr - Photo 1](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1715040417r.jpg) ![4739 Valley Oak Dr - Photo 2](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2079251485r.jpg) ![4739 Valley Oak Dr - Photo 3](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4250355748r.jpg) ![4739 Valley Oak Dr - Photo 4](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1262280897r.jpg) ![4739 Valley Oak Dr - Photo 5](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1727107708r.jpg) ![4739 Valley Oak Dr - Photo 6](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f44873294r.jpg) ![4739 Valley Oak Dr - Photo 7](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2294742860r.jpg) ![4739 Valley Oak Dr - Photo 8](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1468966210r.jpg) ![4739 Valley Oak Dr - Photo 9](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f179249245r.jpg) ![4739 Valley Oak Dr - Photo 10](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f3788228199r.jpg) ![4739 Valley Oak Dr - Photo 11](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2145921978r.jpg) ![4739 Valley Oak Dr - Photo 12](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1330487546r.jpg) ![4739 Valley Oak Dr - Photo 13](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f776210198r.jpg) ![4739 Valley Oak Dr - Photo 14](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4137202740r.jpg) ![4739 Valley Oak Dr - Photo 15](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1641079791r.jpg) ![4739 Valley Oak Dr - Photo 16](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f3990272833r.jpg) ![4739 Valley Oak Dr - Photo 17](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2731552207r.jpg) ![4739 Valley Oak Dr - Photo 18](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2326163900r.jpg) ![4739 Valley Oak Dr - Photo 19](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f142495660r.jpg) ![4739 Valley Oak Dr - Photo 20](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2824976296r.jpg) ![4739 Valley Oak Dr - Photo 21](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4111708085r.jpg) ![4739 Valley Oak Dr - Photo 22](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f187145343r.jpg) ![4739 Valley Oak Dr - Photo 23](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2417697470r.jpg) ![4739 Valley Oak Dr - Photo 24](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4256952999r.jpg) ![4739 Valley Oak Dr - Photo 25](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4262022103r.jpg) ![4739 Valley Oak Dr - Photo 26](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1418010764r.jpg) ![4739 Valley Oak Dr - Photo 27](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f3251600985r.jpg) ![4739 Valley Oak Dr - Photo 28](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f690289595r.jpg) ![4739 Valley Oak Dr - Photo 29](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4205497014r.jpg) ![4739 Valley Oak Dr - Photo 30](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1702813081r.jpg) ![4739 Valley Oak Dr - Photo 31](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1928451118r.jpg) ![4739 Valley Oak Dr - Photo 32](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1750120652r.jpg) ![4739 Valley Oak Dr - Photo 33](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1380732684r.jpg) ![4739 Valley Oak Dr - Photo 34](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1570583068r.jpg) ![4739 Valley Oak Dr - Photo 35](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f928921729r.jpg) ![4739 Valley Oak Dr - Photo 36](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f728515572r.jpg) ![4739 Valley Oak Dr - Photo 37](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f774348363r.jpg) ![4739 Valley Oak Dr - Photo 38](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1424164790r.jpg) ![4739 Valley Oak Dr - Photo 39](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f4048313541r.jpg) ![4739 Valley Oak Dr - Photo 40](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f691560483r.jpg) ![4739 Valley Oak Dr - Photo 41](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f893533520r.jpg) ![4739 Valley Oak Dr - Photo 42](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1515638816r.jpg) ![4739 Valley Oak Dr - Photo 43](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f3696381984r.jpg) ![4739 Valley Oak Dr - Photo 44](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1623283192r.jpg) ![4739 Valley Oak Dr - Photo 45](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f932208236r.jpg) ![4739 Valley Oak Dr - Photo 46](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f2908586967r.jpg) ![4739 Valley Oak Dr - Photo 47](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f186481311r.jpg) ![4739 Valley Oak Dr - Photo 48](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f1563323590r.jpg) ![4739 Valley Oak Dr - Photo 49](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f3995250474r.jpg) ![4739 Valley Oak Dr - Photo 50](http://lh.rdcpix.com/78c1541276753f1be34e32d2e493632fl-f80493983r.jpg) --- **MLS#:** 1068767 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4739-valley-oak-dr-loveland-co-80538-c7f8aa055b144d9486b7fb98fee96592) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4739-valley-oak-dr-loveland-co-80538-c7f8aa055b144d9486b7fb98fee96592#listing", "url": "https://staging.propertysimple.ai/listing/4739-valley-oak-dr-loveland-co-80538-c7f8aa055b144d9486b7fb98fee96592", "name": "4739 Valley Oak Dr, Loveland, CO 80538", "description": "There is waterfront-and then there is a Boyd Lake residence offering what buyers hope to find, but almost never do: direct water access, mountain views, dock, exceptional garage & storage space, and a COMPLETE, HIGH-END FULL RENOVATION by one of Northern Colorado's most respected designers. Fully reimagined by renowned designer Susan Kosonocky, the home carries a singular, luxury lakefront vision throughout. From the design, to the luxury finishes inc. Milcarc cabinets, Thermador appliances, integrated filtered dispenser, to the selected furnishings & automated Hunter Douglas Blinds, every element oozes lakefront luxury. Available fully furnished, it offers the opportunity to step into the designer's complete vision & enjoy it immediately. The main level was opened to seamlessly connect the kitchen, dining/cocktail, and living spaces. A substantial statement island anchors the kitchen and creates a generous gathering place. Expansive windows draw the lake into the home, while the deck railing (carried through from the interior) sets the stage for alfresco dinners, sunset cocktails, and effortless entertaining. Enjoy watching the boats go by or the eagles fly from the large West facing deck. 5 bedrooms, 3 bath, 2 living areas both w/ fireplaces, provide gracious accommodations for guests. The primary suite captures sweeping lake views, framed by aspen & pine trees. Its bath features heated floors & a zero-entry shower. Custom built-in desks also overlook the water, creating inspiring workspaces w/beautifully distracting views. The nearly 900-sq-foot garage can accommodate up to 4 vehicles. A dedicated lower-level workshop & storage area, attached to the full finished walkout basement, provides space for all the lake toys. Pairing this waterfront setting with a renovation of this calibur makes the property nearly impossible to replicate. 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