# 4838 CREEK BLUFF Lane, Middleburg, FL 32068 > **TL;DR:** 4bd/2ba single family, $322,500 ($170/sqft), built 2014, 1,901 sqft. > A/C, 2-car garage. Est. $1,810/mo. Listed 54 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $322,500 | | Price/sqft | $170 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,901 | | Year Built | 2014 | | Lot Size | 6,534 sqft (0.15 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 54 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,631 | | Estimated Insurance | $94 | | HOA | $85 | | **Total** | **$1,810** | ## Nearby Schools - **Elementary:** Tynes - **Middle:** Wilkinson - **High:** Ridgeview ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2014 - 0.15 acre lot ## Description ### Agent Description Introducing this just listed 4 bedroom, 2 bathroom gem tucked away in the desirable Pine Ridge neighborhood! This move-in ready home qualifies for USDA financing, a $0 DOWN loan, making home ownership more affordable than ever! Designed w/both comfort & convenience in mind, this spacious layout flows effortlessly from room to room. This home is packed with major updates so you can move right in with total confidence. Rest easy knowing you have a BRAND NEW roof, HVAC, updated flooring & newer appliances--saving you big on energy bills & future upkeep! Enjoy a bright, clean slate w/a freshly painted interior & sleek, durable newer LVP flooring running seamlessly throughout the main living areas. Relax on your covered patio--the ideal spot for morning coffee or shade on summer afternoons in this completely fenced backyard. Zoned for top-rated Clay County Schools, this home offers access to an excellent education system where students truly thrive. Spectacular resort-style amenities include a swimming pool with thrilling waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts. Schedule a tour today! ## Location - **Address:** 4838 CREEK BLUFF Lane, Middleburg, FL 32068 - **County:** Clay - **Neighborhood:** Pine Ridge - **Coordinates:** 30.121577, -81.851139 - **Google Maps:** https://www.google.com/maps?q=30.121577,-81.851139 ## Listing Agent - **Name:** LINDSEY WOLFF - **Brokerage:** United Real Estate Gallery - **Broker Phone:** (904) 500-3948 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4838-Creek-Bluff-Ln_Middleburg_FL_32068_M54166-14533?f=listhub&s=NEFMLS&m=2164213&c=propsimple) ## Photos ![4838 CREEK BLUFF Lane - Photo 1](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3438411338r.jpg) ![4838 CREEK BLUFF Lane - Photo 2](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1303154549r.jpg) ![4838 CREEK BLUFF Lane - Photo 3](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3074196808r.jpg) ![4838 CREEK BLUFF Lane - Photo 4](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1443558482r.jpg) ![4838 CREEK BLUFF Lane - Photo 5](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f50142718r.jpg) ![4838 CREEK BLUFF Lane - Photo 6](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2243862217r.jpg) ![4838 CREEK BLUFF Lane - Photo 7](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3521032636r.jpg) ![4838 CREEK BLUFF Lane - Photo 8](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2804149674r.jpg) ![4838 CREEK BLUFF Lane - Photo 9](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f83393797r.jpg) ![4838 CREEK BLUFF Lane - Photo 10](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f178323705r.jpg) ![4838 CREEK BLUFF Lane - Photo 11](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3990382166r.jpg) ![4838 CREEK BLUFF Lane - Photo 12](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f4075614835r.jpg) ![4838 CREEK BLUFF Lane - Photo 13](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1617122055r.jpg) ![4838 CREEK BLUFF Lane - Photo 14](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f459939631r.jpg) ![4838 CREEK BLUFF Lane - Photo 15](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3709111465r.jpg) ![4838 CREEK BLUFF Lane - Photo 16](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3139609009r.jpg) ![4838 CREEK BLUFF Lane - Photo 17](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f756790921r.jpg) ![4838 CREEK BLUFF Lane - Photo 18](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2045220533r.jpg) ![4838 CREEK BLUFF Lane - Photo 19](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2186992678r.jpg) ![4838 CREEK BLUFF Lane - Photo 20](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1130631536r.jpg) ![4838 CREEK BLUFF Lane - Photo 21](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3800763169r.jpg) ![4838 CREEK BLUFF Lane - Photo 22](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1710164955r.jpg) ![4838 CREEK BLUFF Lane - Photo 23](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f220440947r.jpg) ![4838 CREEK BLUFF Lane - Photo 24](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1202412714r.jpg) ![4838 CREEK BLUFF Lane - Photo 25](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3094469954r.jpg) ![4838 CREEK BLUFF Lane - Photo 26](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2944405792r.jpg) ![4838 CREEK BLUFF Lane - Photo 27](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f559472630r.jpg) ![4838 CREEK BLUFF Lane - Photo 28](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f4109996850r.jpg) ![4838 CREEK BLUFF Lane - Photo 29](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3312320415r.jpg) ![4838 CREEK BLUFF Lane - Photo 30](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3931709642r.jpg) ![4838 CREEK BLUFF Lane - Photo 31](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3935465467r.jpg) ![4838 CREEK BLUFF Lane - Photo 32](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3184908111r.jpg) ![4838 CREEK BLUFF Lane - Photo 33](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f42741111r.jpg) ![4838 CREEK BLUFF Lane - Photo 34](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2324984939r.jpg) ![4838 CREEK BLUFF Lane - Photo 35](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2315123808r.jpg) ![4838 CREEK BLUFF Lane - Photo 36](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2525240514r.jpg) ![4838 CREEK BLUFF Lane - Photo 37](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3175750978r.jpg) ![4838 CREEK BLUFF Lane - Photo 38](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2946506818r.jpg) ![4838 CREEK BLUFF Lane - Photo 39](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2080290213r.jpg) ![4838 CREEK BLUFF Lane - Photo 40](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3614461199r.jpg) ![4838 CREEK BLUFF Lane - Photo 41](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3340104264r.jpg) ![4838 CREEK BLUFF Lane - Photo 42](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3192331932r.jpg) ![4838 CREEK BLUFF Lane - Photo 43](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f4017718957r.jpg) ![4838 CREEK BLUFF Lane - Photo 44](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2399875690r.jpg) ![4838 CREEK BLUFF Lane - Photo 45](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f3261105925r.jpg) ![4838 CREEK BLUFF Lane - Photo 46](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f1114291307r.jpg) ![4838 CREEK BLUFF Lane - Photo 47](http://lh.rdcpix.com/344e233a32240fb2c7720083bad04446l-f2296139481r.jpg) --- **MLS#:** 2164213 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4838-creek-bluff-lane-middleburg-fl-32068-88ff8c67814342b09d615f91b5ab2a9a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4838-creek-bluff-lane-middleburg-fl-32068-88ff8c67814342b09d615f91b5ab2a9a#listing", "url": "https://staging.propertysimple.ai/listing/4838-creek-bluff-lane-middleburg-fl-32068-88ff8c67814342b09d615f91b5ab2a9a", "name": "4838 CREEK BLUFF Lane, Middleburg, FL 32068", "description": "Introducing this just listed 4 bedroom, 2 bathroom gem tucked away in the desirable Pine Ridge neighborhood! This move-in ready home qualifies for USDA financing, a $0 DOWN loan, making home ownership more affordable than ever! 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