# 485 Waters Street, Holt, MO 64048 > **TL;DR:** 4bd/3ba single family, $399,900 ($167/sqft), built 1880, 2,400 sqft. > Fireplace, A/C, 3-car garage. Est. $2,139/mo. Listed 10 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $167 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,400 | | Year Built | 1880 | | Lot Size | 28,314 sqft (0.65 acres) | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 10 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Key Amenities - Fireplace - A/C - 3-car garage ## Property Highlights - Built in 1880 - 0.65 acre lot - Fireplace ## Description ### Agent Description Timeless Historic Charm Meets Modern Comfort & Investment Potential! Welcome to this beautifully renovated 4-bed home in Holt, Missouri, where timeless 1870 character meets modern comfort! Offering approximately 2,400 square feet, 2 full bathrooms, 1 half bath, and a picturesque 0.65-acre lot, this inviting property features a detached 3-car garage with workshop space, generous outdoor living areas, and beautiful views of a neighboring babbling brook. Located at 485 Water Street, this charming home has been thoughtfully renovated to restore and preserve its natural historic appeal while incorporating tasteful modern updates. The welcoming atmosphere and spacious layout provide plenty of room for gathering, relaxing, and entertaining. Its blend of original character and updated comfort makes this a truly distinctive property. Step outside to enjoy the spacious back patio, inviting front porch, and beautiful level yard surrounded by mature trees. Take in the peaceful creek views, host outdoor gatherings, or simply unwind in the natural surroundings. The detached 3-car garage and workshop provide excellent space for vehicles, hobbies, storage, and projects. Currently operating as a short-term rental, this property benefits from its convenient proximity to nearby wineries, popular wedding venues, and several area golf courses. Its established rental use adds flexibility for buyers considering a primary residence, personal getaway, or investment opportunity. Additional land may also be available for purchase at an increased price. From its rich history and tasteful renovation to its relaxing outdoor spaces and versatile possibilities, this 4-bed home in Holt brings together the best of historic charm and modern living. Schedule your private tour of 485 Water Street today! ## Location - **Address:** 485 Waters Street, Holt, MO 64048 - **County:** Clay - **Coordinates:** 39.45154339, -94.34331916 - **Google Maps:** https://www.google.com/maps?q=39.45154339,-94.34331916 ## Listing Agent - **Name:** HHKC TEAM - **Brokerage:** EXP Realty, LLC - **Broker Phone:** (866) 224-1761 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/485-Water-St_Holt_MO_64048_M87030-03380?f=listhub&s=HMLSKS&m=2648438&c=propsimple) ## Photos ![485 Waters Street - Photo 1](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2099334125r.jpg) ![485 Waters Street - Photo 2](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f635744409r.jpg) ![485 Waters Street - Photo 3](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f171009876r.jpg) ![485 Waters Street - Photo 4](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3375961610r.jpg) ![485 Waters Street - Photo 5](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3386956406r.jpg) ![485 Waters Street - Photo 6](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f220422151r.jpg) ![485 Waters Street - Photo 7](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f4252336102r.jpg) ![485 Waters Street - Photo 8](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f648955197r.jpg) ![485 Waters Street - Photo 9](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f1103589935r.jpg) ![485 Waters Street - Photo 10](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f1667815255r.jpg) ![485 Waters Street - Photo 11](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f1316839443r.jpg) ![485 Waters Street - Photo 12](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2447859532r.jpg) ![485 Waters Street - Photo 13](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2818018884r.jpg) ![485 Waters Street - Photo 14](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f169097411r.jpg) ![485 Waters Street - Photo 15](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f1722946581r.jpg) ![485 Waters Street - Photo 16](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3737113928r.jpg) ![485 Waters Street - Photo 17](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f317537394r.jpg) ![485 Waters Street - Photo 18](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3534025290r.jpg) ![485 Waters Street - Photo 19](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3163960251r.jpg) ![485 Waters Street - Photo 20](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3016402687r.jpg) ![485 Waters Street - Photo 21](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3410124365r.jpg) ![485 Waters Street - Photo 22](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f828847361r.jpg) ![485 Waters Street - Photo 23](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2846831372r.jpg) ![485 Waters Street - Photo 24](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3756997072r.jpg) ![485 Waters Street - Photo 25](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3662235772r.jpg) ![485 Waters Street - Photo 26](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2135966578r.jpg) ![485 Waters Street - Photo 27](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2436302027r.jpg) ![485 Waters Street - Photo 28](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f28141305r.jpg) ![485 Waters Street - Photo 29](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3158874624r.jpg) ![485 Waters Street - Photo 30](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2018659765r.jpg) ![485 Waters Street - Photo 31](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f2648204191r.jpg) ![485 Waters Street - Photo 32](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f3245089973r.jpg) ![485 Waters Street - Photo 33](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f446888822r.jpg) ![485 Waters Street - Photo 34](http://lh.rdcpix.com/f4ae7f83732cf6059d76d8e8a421b369l-f372247333r.jpg) --- **MLS#:** 2648438 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/485-waters-street-holt-mo-64048-019eaca73c3549d485a75aa86f9f9069) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/485-waters-street-holt-mo-64048-019eaca73c3549d485a75aa86f9f9069#listing", "url": "https://staging.propertysimple.ai/listing/485-waters-street-holt-mo-64048-019eaca73c3549d485a75aa86f9f9069", "name": "485 Waters Street, Holt, MO 64048", "description": "Timeless Historic Charm Meets Modern Comfort & Investment Potential! Welcome to this beautifully renovated 4-bed home in Holt, Missouri, where timeless 1870 character meets modern comfort! Offering approximately 2,400 square feet, 2 full bathrooms, 1 half bath, and a picturesque 0.65-acre lot, this inviting property features a detached 3-car garage with workshop space, generous outdoor living areas, and beautiful views of a neighboring babbling brook. Located at 485 Water Street, this charming home has been thoughtfully renovated to restore and preserve its natural historic appeal while incorporating tasteful modern updates. The welcoming atmosphere and spacious layout provide plenty of room for gathering, relaxing, and entertaining. Its blend of original character and updated comfort makes this a truly distinctive property. Step outside to enjoy the spacious back patio, inviting front porch, and beautiful level yard surrounded by mature trees. Take in the peaceful creek views, host outdoor gatherings, or simply unwind in the natural surroundings. The detached 3-car garage and workshop provide excellent space for vehicles, hobbies, storage, and projects. Currently operating as a short-term rental, this property benefits from its convenient proximity to nearby wineries, popular wedding venues, and several area golf courses. Its established rental use adds flexibility for buyers considering a primary residence, personal getaway, or investment opportunity. Additional land may also be available for purchase at an increased price. From its rich history and tasteful renovation to its relaxing outdoor spaces and versatile possibilities, this 4-bed home in Holt brings together the best of historic charm and modern living. 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