About This Home

This 4-bedroom, 4-bathroom single family at 4896 Ashville Bay Road in Ashville, NY is listed for $925,000 ($385 per sqft). Built in 1949, the home offers 2,400 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 1949
  • 0.34 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
4 full
2-car garage
1949

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Welcome to 4896 Ashville Bay Road, a rare lakefront retreat on Chautauqua Lake offering over 141 feet of shoreline across five parcels, breathtaking water views, and the perfect blend of charm, comfort, and privacy. Tucked away at the end of a quiet road, this special property captures the essence of classic Chautauqua Lake living while offering space for gathering, relaxing, and creating lasting memories.

Start your day on the inviting covered porch overlooking the lake, or enjoy the panoramic views from the bright year-round sunporch, the perfect place for morning coffee, reading, or watching boats drift across the water. Inside, the cozy living room with a fireplace flows into a charming dining area, creating a warm and welcoming space for entertaining family and friends.

The main bedroom features an en-suite bathroom with a walk-in closet, plus two additional bedrooms and a full hallway bath, providing comfortable accommodations for guests. Above the garage is a spacious bunk room with its own full bathroom, which offers even more flexibility, making this home ideal for hosting lake weekends and summer gatherings.

The large kitchen offers great space and potential, ready for your personal touches to make it your own. Enjoy the scenic walk down the staircase to the lake, or take the included mule (ATV), which comes with the property, for an easy ride to the shoreline, where you are greeted by the included dock.

Just steps from the water sits a charming guest cottage with a living/sleeping area, kitchenette, and full bathroom, creating the perfect space for visitors, extended family, or a peaceful private retreat by the lake. Additional highlights include an attached garage, an expansive adjacent lot for additional parking, lush landscaping, and being sold furnished, making it easy to begin enjoying lake life right away.

Whether you are searching for a year-round lakefront home, a Chautauqua Lake summer cottage, or a private family retreat with a guest house and expansive frontage, 4896 Ashville Bay Road offers a rare opportunity to experience the beauty, serenity, and lifestyle of true Chautauqua Lake waterfront living.

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

4896 Ashville Bay Road

Ashville, NY 14710

Features & Amenities

Interior Features

SeparateFormalLivingRoomCountryKitchenLivingDiningRoomMainLevelPrimaryPrimarySuite

Exterior Features

GravelDrivewayPatio

Property Details

Flooring

CarpetTileHardwoodVariesLaminate

Construction

WoodSiding

Views

Water

Outdoor Features

PorchPatio

Parking

Garage

Heating

Hot Water(Heating)Natural Gas

Cooling

Central Air

Appliances

DryerDishwasherGasCooktopDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 4896 Ashville Bay Road is listed at $925,000 ($385/sqft). The estimated monthly payment is $4,947 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1949, 0.34 acre lot, Fireplace, Waterfront. Interior Features: SeparateFormalLivingRoom, CountryKitchen, LivingDiningRoom. Exterior Features: GravelDriveway, Patio.

This property is listed by Rachel Willow.

RW

Rachel Willow

License 10401298021

Agent at Howard Hanna Holt Real Estate

Listed by Howard Hanna Holt Real Estate · Broker phone: (716) 269-4208 · View on Broker Site · Broker website

MLS# R1629699· Source: New York State Alliance of MLSs, LLC· 200 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4896 Ashville Bay Road, Ashville, NY 14710

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