About This Home

This 14-bedroom, 12-bathroom single family at 490 Lado De Loma Drive in Vista, CA is listed for $2,395,000. Built in 2025, on a 0.21 acres lot.

Key Features

  • Built in 2025
  • 0.21 acre lot
  • 3 stories
  • 4 parking spaces

Property Details

3 stories
12 full
2-car garage
2025

Amenities

SolarA/C
Listing Description

Built in 2025 and fully occupied, 490 Lado de Loma offers four rental units, $170,160 in gross scheduled annual income, and six on-site parking spaces. Parking includes two attached one-car garages and four driveway spaces, with room for two cars in front of each garage.

Street parking is also available nearby. Two spacious three-story townhome-style units each offer five bedrooms, 3.5 bathrooms, an attached garage with an electric vehicle charging outlet, mini-split heating and air conditioning, and in-unit laundry. A separate building contains two single-level units, each with two bedrooms, two bathrooms, and mini-split heating and air conditioning.

Investor features include four separate electric meters, owned solar, fire sprinklers throughout, and no HOA. Two large bonus storage spaces beneath the second building are not currently reflected in the rent roll and provide additional utility and potential future opportunities.

This newer construction is exempt from the statewide AB 1482 rent cap for 15 years from the applicable certificate-of-occupancy date. With all four units leased, modern systems, and six on-site parking spaces, this property offers an established income stream in Vista. Call or text Deborah for a tour.

Monthly Cost Estimate

$12,809/mo

20% down · 6.5% · 30 years

Principal$1,732
Interest$10,378
Insurance$699

Estimates only. Actual payments may vary.

Location

490 Lado De Loma Drive

Vista, CA 92083

Property Details

Heating

Wall Furnace

Cooling

Wall/Window Unit(s)Window Unit(s)

Questions & Answers

This 14-bedroom, 12-bathroom single family at 490 Lado De Loma Drive is listed at $2,395,000. The estimated monthly payment is $12,809 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2025, 0.21 acre lot, 3 stories, 4 parking spaces.

This property is listed by Deborah See.

DS

Deborah See

License 02003187

Agent at eXp Realty of California, Inc.

Listed by eXp Realty of California, Inc. · Broker phone: (888) 584-9427 · Broker website

MLS# PTP2607015· Source: California Regional Multiple Listing Service, Inc· 44 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

490 Lado De Loma Drive, Vista, CA 92083

Open this listing in: