# 490 Lado De Loma Drive, Vista, CA 92083 > **TL;DR:** 14bd/12ba single family, $2,395,000, built 2025. > Solar, A/C, 2-car garage. Est. $12,809/mo. Listed 45 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,395,000 | | Bedrooms | 14 | | Bathrooms | 12 full | | Year Built | 2025 | | Lot Size | 9,148 sqft (0.21 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 45 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $12,110 | | Estimated Insurance | $699 | | **Total** | **$12,809** | ## Key Amenities - Solar - A/C - 2-car garage ## Property Highlights - Built in 2025 - 0.21 acre lot - 3 stories - 4 parking spaces ## Description ### Agent Description Built in 2025 and fully occupied, 490 Lado de Loma offers four rental units, $170,160 in gross scheduled annual income, and six on-site parking spaces. Parking includes two attached one-car garages and four driveway spaces, with room for two cars in front of each garage. Street parking is also available nearby. Two spacious three-story townhome-style units each offer five bedrooms, 3.5 bathrooms, an attached garage with an electric vehicle charging outlet, mini-split heating and air conditioning, and in-unit laundry. A separate building contains two single-level units, each with two bedrooms, two bathrooms, and mini-split heating and air conditioning. Investor features include four separate electric meters, owned solar, fire sprinklers throughout, and no HOA. Two large bonus storage spaces beneath the second building are not currently reflected in the rent roll and provide additional utility and potential future opportunities. This newer construction is exempt from the statewide AB 1482 rent cap for 15 years from the applicable certificate-of-occupancy date. With all four units leased, modern systems, and six on-site parking spaces, this property offers an established income stream in Vista. Call or text Deborah for a tour. ## Location - **Address:** 490 Lado De Loma Drive, Vista, CA 92083 - **County:** San Diego ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/58672863-9c08-4fd0-9978-6e5c45ed65d6?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Deborah See · **License:** 02003187 - **Brokerage:** eXp Realty of California, Inc. - **Broker Phone:** (888) 584-9427 ## Photos ![490 Lado De Loma Drive - Photo 1](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f2285961538r.jpg) ![490 Lado De Loma Drive - Photo 2](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f3355965506r.jpg) ![490 Lado De Loma Drive - Photo 3](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f1215509203r.jpg) ![490 Lado De Loma Drive - Photo 4](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f1902681992r.jpg) ![490 Lado De Loma Drive - Photo 5](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f3719231973r.jpg) ![490 Lado De Loma Drive - Photo 6](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f938981265r.jpg) ![490 Lado De Loma Drive - Photo 7](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f3228887939r.jpg) ![490 Lado De Loma Drive - Photo 8](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f2036069943r.jpg) ![490 Lado De Loma Drive - Photo 9](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f295151006r.jpg) ![490 Lado De Loma Drive - Photo 10](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f750776023r.jpg) ![490 Lado De Loma Drive - Photo 11](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f3028885090r.jpg) ![490 Lado De Loma Drive - Photo 12](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f1853358150r.jpg) ![490 Lado De Loma Drive - Photo 13](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f2685556059r.jpg) ![490 Lado De Loma Drive - Photo 14](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f321002384r.jpg) ![490 Lado De Loma Drive - Photo 15](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f3283865471r.jpg) ![490 Lado De Loma Drive - Photo 16](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f4210713786r.jpg) ![490 Lado De Loma Drive - Photo 17](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f628831982r.jpg) ![490 Lado De Loma Drive - Photo 18](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f241732104r.jpg) ![490 Lado De Loma Drive - Photo 19](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f2122485277r.jpg) ![490 Lado De Loma Drive - Photo 20](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f3425902710r.jpg) ![490 Lado De Loma Drive - Photo 21](http://lh.rdcpix.com/db9927ca7959df2241c44e61c5ccba19l-f1538536028r.jpg) --- **MLS#:** PTP2607015 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/490-lado-de-loma-drive-vista-ca-92083-395dd017c4c64e3397edf97d5760c9b5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/490-lado-de-loma-drive-vista-ca-92083-395dd017c4c64e3397edf97d5760c9b5#listing", "url": "https://staging.propertysimple.ai/listing/490-lado-de-loma-drive-vista-ca-92083-395dd017c4c64e3397edf97d5760c9b5", "name": "490 Lado De Loma Drive, Vista, CA 92083", "description": "Built in 2025 and fully occupied, 490 Lado de Loma offers four rental units, $170,160 in gross scheduled annual income, and six on-site parking spaces. Parking includes two attached one-car garages and four driveway spaces, with room for two cars in front of each garage. 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