About This Home

This 3-bedroom, 2-bathroom single family at 491 N Homestead Lane in Lancaster, KY is listed for $485,000 ($233 per sqft). Built in 1992, the home offers 2,078 sqft of living space on a 0.99 acres lot.

Key Features

  • Built in 1992
  • 0.99 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
2-car garage
1992

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Find your inspiration on Herrington Lake - A peaceful place to call home! Imagine starting your day with beautiful lake views, enjoying your morning in a sunroom, and settling into a quiet space where you can focus, create, or simply enjoy a slower pace of life.

Welcome to this beautiful lakefront ranch on North Homestead Lane in the desirable Homestead Herrington subdivision in Garrard County, near Lancaster, Kentucky. For those who work remotely, write, create, or simply value peace and privacy, this home offers a setting that is hard to find.

Located in a No Wake Zone on Herrington Lake, the the property offers a calmer waterfront environment where you can enjoy the beauty of the lake without the constant activity of the busier boating areas. Whether you're working from home, writing your next chapter, pursuing a creative passion, or looking for a peaceful retreat at the end of the day, the setting provides plenty of inspiration.

With three bedrooms, two full bathrooms, and 2,078 square feet of living space, this inviting ranch offers room to live, work, and relax. The bright great room opens into a sunroom addition, creating a wonderful place to enjoy the changing seasons and beautiful lake views.

A galley-style kitchen with abundant cabinet space adds everyday convenience, while a charming reading room overlooks the water, offering you a special place to curl up with a book, gather your thoughts, or find inspiration. The primary suite features a deep soaking tub and a separate shower, providing a comfortable place to unwind.

Outside, the nearly one acre property offers lake access via steps leading down to the water where there is space to build add a boat dock. A two-car garage with additional room for a riding lawnmower, along with a garden shed and generous crawl-space storage, provides practical space for everyday needs.

Although the surroundings feel a world away from the rush of everyday life, Lexington, Danville, Nicholasville and many other small towns are all within a short safe and convenient drive, making it possible to enjoy peaceful lake living without giving up access to nearby communities.

If you've been searching for more than just a house - a place to find your focus, recharge your spirit, and enjoy the beauty of everyday life - this Herrington Lake property may be exactly what you've been looking for. Experience the quiet, the views, and the possibilities for yourself. Schedule your private showing today!

Monthly Cost Estimate

$2,644/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141
HOA$50

Estimates only. Actual payments may vary.

Location

491 N Homestead Lane

Lancaster, KY 40444

Homestead Herrington

Features & Amenities

Interior Features

Breakfast BarEntrance FoyerPrimary First FloorCeiling Fan(s)Soaking Tub

Exterior Features

Storm Door(s)

Property Details

Flooring

CarpetParquet WoodLaminate

Construction

Vinyl Siding

Views

WaterLake

Parking

GarageDrivewayGarage - Attached

Heating

Propane (Heating)Electric (Heating)Forced Air

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DryerDishwasherRefrigeratorWasherRangeSelf Cleaning OvenDryerDishwasherRefrigeratorWasherRangeSelf Cleaning Oven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 491 N Homestead Lane is listed at $485,000 ($233/sqft). The estimated monthly payment is $2,643 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $50/month.

Key features include: Built in 1992, 0.99 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Entrance Foyer, Primary First Floor. Exterior Features: Storm Door(s).

This property is listed by C Andrew Gnas.

CG

C Andrew Gnas

Agent at Keller Williams Bluegrass Realty

Listed by Keller Williams Bluegrass Realty · Broker phone: (859) 260-1444 · View on Broker Site · Broker website

MLS# 26020431· Source: ImagineMLS· 90 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

491 N Homestead Lane, Lancaster, KY 40444

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