# 491 N Homestead Lane, Lancaster, KY 40444 > **TL;DR:** 3bd/2ba single family, $485,000 ($233/sqft), built 1992, 2,078 sqft. > Fireplace, Waterfront, View, A/C. Est. $2,643/mo. Listed 91 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $485,000 | | Price/sqft | $233 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,078 | | Year Built | 1992 | | Lot Size | 43,342 sqft (0.99 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 91 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,452 | | Estimated Insurance | $141 | | HOA | $50 | | **Total** | **$2,643** | ## Nearby Schools - **Elementary:** Camp Dick - **Middle:** Garrard Co - **High:** Garrard Co ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1992 - 0.99 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Find your inspiration on Herrington Lake - A peaceful place to call home! Imagine starting your day with beautiful lake views, enjoying your morning in a sunroom, and settling into a quiet space where you can focus, create, or simply enjoy a slower pace of life. Welcome to this beautiful lakefront ranch on North Homestead Lane in the desirable Homestead Herrington subdivision in Garrard County, near Lancaster, Kentucky. For those who work remotely, write, create, or simply value peace and privacy, this home offers a setting that is hard to find. Located in a No Wake Zone on Herrington Lake, the the property offers a calmer waterfront environment where you can enjoy the beauty of the lake without the constant activity of the busier boating areas. Whether you're working from home, writing your next chapter, pursuing a creative passion, or looking for a peaceful retreat at the end of the day, the setting provides plenty of inspiration. With three bedrooms, two full bathrooms, and 2,078 square feet of living space, this inviting ranch offers room to live, work, and relax. The bright great room opens into a sunroom addition, creating a wonderful place to enjoy the changing seasons and beautiful lake views. A galley-style kitchen with abundant cabinet space adds everyday convenience, while a charming reading room overlooks the water, offering you a special place to curl up with a book, gather your thoughts, or find inspiration. The primary suite features a deep soaking tub and a separate shower, providing a comfortable place to unwind. Outside, the nearly one acre property offers lake access via steps leading down to the water where there is space to build add a boat dock. A two-car garage with additional room for a riding lawnmower, along with a garden shed and generous crawl-space storage, provides practical space for everyday needs. Although the surroundings feel a world away from the rush of everyday life, Lexington, Danville, Nicholasville and many other small towns are all within a short safe and convenient drive, making it possible to enjoy peaceful lake living without giving up access to nearby communities. If you've been searching for more than just a house - a place to find your focus, recharge your spirit, and enjoy the beauty of everyday life - this Herrington Lake property may be exactly what you've been looking for. Experience the quiet, the views, and the possibilities for yourself. Schedule your private showing today! ## Location - **Address:** 491 N Homestead Lane, Lancaster, KY 40444 - **County:** Garrard - **Neighborhood:** Homestead Herrington - **Coordinates:** 37.722659, -84.690522 - **Google Maps:** https://www.google.com/maps?q=37.722659,-84.690522 ## Listing Agent - **Name:** C Andrew Gnas - **Brokerage:** Keller Williams Bluegrass Realty - **Broker Phone:** (859) 260-1444 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/491-N-Homestead-Ln_Lancaster_KY_40444_M45786-00278?f=listhub&s=LBARKY&m=26020431&c=propsimple) ## Photos ![491 N Homestead Lane - Photo 1](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3201625649r.jpg) ![491 N Homestead Lane - Photo 2](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f676413959r.jpg) ![491 N Homestead Lane - Photo 3](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f1487056668r.jpg) ![491 N Homestead Lane - Photo 4](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f2607764346r.jpg) ![491 N Homestead Lane - 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Photo 55](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3740445235r.jpg) ![491 N Homestead Lane - Photo 56](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f817510218r.jpg) ![491 N Homestead Lane - Photo 57](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f4141700938r.jpg) ![491 N Homestead Lane - Photo 58](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f28086037r.jpg) ![491 N Homestead Lane - Photo 59](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3727979193r.jpg) ![491 N Homestead Lane - Photo 60](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f1712659146r.jpg) ![491 N Homestead Lane - Photo 61](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3826084253r.jpg) ![491 N Homestead Lane - Photo 62](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f2226804875r.jpg) ![491 N Homestead Lane - Photo 63](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3187188687r.jpg) ![491 N Homestead Lane - Photo 64](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3290844198r.jpg) ![491 N Homestead Lane - Photo 65](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f1379938955r.jpg) ![491 N Homestead Lane - Photo 66](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f2731832734r.jpg) ![491 N Homestead Lane - Photo 67](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f467327945r.jpg) ![491 N Homestead Lane - Photo 68](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f202552436r.jpg) ![491 N Homestead Lane - Photo 69](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f4077130778r.jpg) ![491 N Homestead Lane - Photo 70](http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3641234226r.jpg) --- **MLS#:** 26020431 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/491-n-homestead-lane-lancaster-ky-40444-c53db1a79f744c2c8b4cfcde69cfec6f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/491-n-homestead-lane-lancaster-ky-40444-c53db1a79f744c2c8b4cfcde69cfec6f#listing", "url": "https://staging.propertysimple.ai/listing/491-n-homestead-lane-lancaster-ky-40444-c53db1a79f744c2c8b4cfcde69cfec6f", "name": "491 N Homestead Lane, Lancaster, KY 40444", "description": "Find your inspiration on Herrington Lake - A peaceful place to call home! Imagine starting your day with beautiful lake views, enjoying your morning in a sunroom, and settling into a quiet space where you can focus, create, or simply enjoy a slower pace of life. Welcome to this beautiful lakefront ranch on North Homestead Lane in the desirable Homestead Herrington subdivision in Garrard County, near Lancaster, Kentucky. For those who work remotely, write, create, or simply value peace and privacy, this home offers a setting that is hard to find. Located in a No Wake Zone on Herrington Lake, the the property offers a calmer waterfront environment where you can enjoy the beauty of the lake without the constant activity of the busier boating areas. Whether you're working from home, writing your next chapter, pursuing a creative passion, or looking for a peaceful retreat at the end of the day, the setting provides plenty of inspiration. With three bedrooms, two full bathrooms, and 2,078 square feet of living space, this inviting ranch offers room to live, work, and relax. The bright great room opens into a sunroom addition, creating a wonderful place to enjoy the changing seasons and beautiful lake views. A galley-style kitchen with abundant cabinet space adds everyday convenience, while a charming reading room overlooks the water, offering you a special place to curl up with a book, gather your thoughts, or find inspiration. The primary suite features a deep soaking tub and a separate shower, providing a comfortable place to unwind. Outside, the nearly one acre property offers lake access via steps leading down to the water where there is space to build add a boat dock. A two-car garage with additional room for a riding lawnmower, along with a garden shed and generous crawl-space storage, provides practical space for everyday needs. Although the surroundings feel a world away from the rush of everyday life, Lexington, Danville, Nicholasville and many other small towns are all within a short safe and convenient drive, making it possible to enjoy peaceful lake living without giving up access to nearby communities. If you've been searching for more than just a house - a place to find your focus, recharge your spirit, and enjoy the beauty of everyday life - this Herrington Lake property may be exactly what you've been looking for. Experience the quiet, the views, and the possibilities for yourself. Schedule your private showing today!", "image": [ "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3201625649r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f676413959r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f1487056668r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f2607764346r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f1769073229r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3561900198r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f4216771748r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3893550935r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f1197021002r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3513409985r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f3870850546r.jpg", "http://lh.rdcpix.com/aa9a9585e543388590bb9ea27a42e1a2l-f4075457944r.jpg", 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