# 4945 SPANISH OAKS Circle, Fernandina Beach, FL 32034 > **TL;DR:** 4bd/2ba single family, $1,225,000 ($599/sqft), built 1994, 2,045 sqft. > Pool, Fireplace, A/C, 2-car garage. Est. $7,101/mo. Listed 54 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,225,000 | | Price/sqft | $599 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,045 | | Year Built | 1994 | | Lot Size | 22,651 sqft (0.52 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 54 | ## Why This Home Stands Out - **Pool** - Porch ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,194 | | Estimated Insurance | $357 | | HOA | $550 | | **Total** | **$7,101** | ## Key Amenities - Pool - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1994 - 0.52 acre lot - 2 stories - Private pool - Fireplace ## Description ### Agent Description Step inside this stunning, move-in ready home--completely renovated from top to bottom--sitting on a private, treed .52-acre lot in a quiet, established neighborhood. With 4 bedrooms, 2 baths and 2,045 sq ft of beautifully updated living space, this home blends modern finishes with relaxed, indoor-outdoor living. Every detail has been refreshed: all-new Simonton windows, fresh interior and exterior paint, new floors, doors, hardware, and contemporary lighting and fans throughout. The heart of the home is a brand-new kitchen with all-new appliances, and both bathrooms have been fully remodeled. Outside, enjoy an entertainer's dream with a fully rescreened lanai and a fabulous inground pool complete with a waterfall. Practical upgrades include new vin yl soffits, reconditioned garage doors with new remotes and Shark garage flooring, an upgraded R38 insulation topper, and a new hot water heater. Perfectly placed near the Ritz-Carlton and Scott Road beach access, this home offers a rare combination of modern luxury and an unbeatable location. Don't miss the full list of renovation items in the documents--schedule your tour today and see everything this gorgeous home has to offer! Realtor is related to seller. ## Location - **Address:** 4945 SPANISH OAKS Circle, Fernandina Beach, FL 32034 - **County:** Nassau - **Neighborhood:** Ocean Walk - **Coordinates:** 30.586552, -81.448281 - **Google Maps:** https://www.google.com/maps?q=30.586552,-81.448281 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/066c54f8-8751-46da-928c-d2f3cba13598?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** DEBORAH BARCLAY - **Brokerage:** Iron Valley Real Estate North Florida - **Broker Phone:** (904) 849-5163 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4945-Spanish-Oaks-Cir_Fernandina-Beach_FL_32034_M61621-10237?f=listhub&s=NEFMLS&m=2163486&c=propsimple) ## Photos ![4945 SPANISH OAKS Circle - Photo 1](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1190405122r.jpg) ![4945 SPANISH OAKS Circle - Photo 2](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1614737278r.jpg) ![4945 SPANISH OAKS Circle - Photo 3](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f2929282689r.jpg) ![4945 SPANISH OAKS Circle - Photo 4](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3817691750r.jpg) ![4945 SPANISH OAKS Circle - Photo 5](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1990991977r.jpg) ![4945 SPANISH OAKS Circle - Photo 6](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f951411928r.jpg) ![4945 SPANISH OAKS Circle - Photo 7](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1569521483r.jpg) ![4945 SPANISH OAKS Circle - Photo 8](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1731793574r.jpg) ![4945 SPANISH OAKS Circle - Photo 9](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f2484387267r.jpg) ![4945 SPANISH OAKS Circle - Photo 10](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f2377937406r.jpg) ![4945 SPANISH OAKS Circle - Photo 11](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f4095248424r.jpg) ![4945 SPANISH OAKS Circle - 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Photo 84](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f548629704r.jpg) ![4945 SPANISH OAKS Circle - Photo 85](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f4270060653r.jpg) ![4945 SPANISH OAKS Circle - Photo 86](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3442106215r.jpg) ![4945 SPANISH OAKS Circle - Photo 87](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1564303312r.jpg) ![4945 SPANISH OAKS Circle - Photo 88](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1034066445r.jpg) ![4945 SPANISH OAKS Circle - Photo 89](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3387449720r.jpg) ![4945 SPANISH OAKS Circle - Photo 90](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3240709981r.jpg) ![4945 SPANISH OAKS Circle - Photo 91](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3841274364r.jpg) ![4945 SPANISH OAKS Circle - Photo 92](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3937910818r.jpg) ![4945 SPANISH OAKS Circle - Photo 93](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f3505828813r.jpg) ![4945 SPANISH OAKS Circle - Photo 94](http://lh.rdcpix.com/67413966ab08f37e925c4ebe815e75afl-f1444917902r.jpg) --- **MLS#:** 2163486 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/4945-spanish-oaks-circle-fernandina-beach-fl-32034-8e14526594d742e3bd6ad65d4ed7f990) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/4945-spanish-oaks-circle-fernandina-beach-fl-32034-8e14526594d742e3bd6ad65d4ed7f990#listing", "url": "https://staging.propertysimple.ai/listing/4945-spanish-oaks-circle-fernandina-beach-fl-32034-8e14526594d742e3bd6ad65d4ed7f990", "name": "4945 SPANISH OAKS Circle, Fernandina Beach, FL 32034", "description": "Step inside this stunning, move-in ready home--completely renovated from top to bottom--sitting on a private, treed .52-acre lot in a quiet, established neighborhood. With 4 bedrooms, 2 baths and 2,045 sq ft of beautifully updated living space, this home blends modern finishes with relaxed, indoor-outdoor living. Every detail has been refreshed: all-new Simonton windows, fresh interior and exterior paint, new floors, doors, hardware, and contemporary lighting and fans throughout. The heart of the home is a brand-new kitchen with all-new appliances, and both bathrooms have been fully remodeled. Outside, enjoy an entertainer's dream with a fully rescreened lanai and a fabulous inground pool complete with a waterfall. Practical upgrades include new vin yl soffits, reconditioned garage doors with new remotes and Shark garage flooring, an upgraded R38 insulation topper, and a new hot water heater. Perfectly placed near the Ritz-Carlton and Scott Road beach access, this home offers a rare combination of modern luxury and an unbeatable location. Don't miss the full list of renovation items in the documents--schedule your tour today and see everything this gorgeous home has to offer! 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