# 499 Columbia Street, Waterloo, IA 50703

> **TL;DR:** 2bd/1ba single family, $99,900 ($90/sqft), built 1899, 1,104 sqft. Est. $433/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,900 |
| Price/sqft | $90 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,104 |
| Year Built | 1899 |
| Lot Size | 5,924 sqft (0.14 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 10 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $433 |
| **Total** | **$433** |

## Nearby Schools

- **Elementary:** Fred Becker Elementary
- **Middle:** Central
- **High:** East High

## Property Highlights

- Built in 1899
- 0.14 acre lot

## Description

### Agent Description
Whether you're searching for your first home or looking to add another property to your investment portfolio, this one is worth a look. Inside, you'll find a spacious kitchen with plenty of cabinet and counter space, making meal prep or tackling your weekly grocery haul a whole lot easier. The eat in kitchen flows into the large living room, creating an open and comfortable space for everyday living. Fresh paint and updated flooring throughout give the home a clean, move in ready feel. Two generously sized bedrooms connect to the full bathroom, complete with a clawfoot tub that adds a touch of character. Main floor laundry adds extra convenience, while the oversized basement provides plenty of room for storage. Situated on a corner lot, the property also features a two stall garage. Priced under $100,000, this home offers an opportunity to move right in, start building equity, or add a ready to rent property to your portfolio.

## Location

- **Address:** 499 Columbia Street, Waterloo, IA 50703
- **County:** Black Hawk
- **Coordinates:** 42.51013, -92.342823
- **Google Maps:** https://www.google.com/maps?q=42.51013,-92.342823

## Listing Agent

- **Name:** Paige Peyton
- **Brokerage:** Oakridge Real Estate
- **Phone:** 3194049899
- **Email:** paige.peyton@oakridge.net

## Primary Photo

![499 Columbia Street - Primary Photo](http://lh.rdcpix.com/9cc553d0dca2da986159df8f0f7e9431l-f176935725r.jpg)

*18 total photos available on [listing page](https://www.propertysimple.com/listing/499-columbia-street-waterloo-ia-50703-20262687)*

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**MLS#:** 20262687 | **Updated:** 2026-06-25
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/499-columbia-street-waterloo-ia-50703-20262687)

---

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