About This Home

This 4-bedroom, 3-bathroom single family at 503 Spinnaker Street in Elizabeth City, NC is listed for $499,999 ($177 per sqft). Built in 2022, the home offers 2,830 sqft of living space on a 0.52 acres lot.

Key Features

  • Built in 2022
  • 0.52 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
3 full
2-car garage
2022

Amenities

A/C
Listing Description

Welcome to Tooley Harbor, where small-town charm meets modern comfort along the banks of the Elizabeth River. Tucked away on a quiet cul-de-sac and sitting on a full half acre, this 2022-built Belhaven floor plan gives you all the benefits of new construction without the wait.

From the moment you arrive, you'll notice the details that set this home apart. Inside, you'll find 4 bedrooms, 3 full baths, a downstairs office with elegant double doors, and a versatile flex room (or FROG) that adapts to however you live, whether that's extra living space, a playroom, or guest retreat.

Luxury vinyl plank flooring runs throughout, giving the home a clean, cohesive feel that's as durable as it is beautiful. The heart of the home is an oversized living room that flows seamlessly into an open concept kitchen and dining area, complete with a large island made for entertaining.

Step out back to a patio perfect for grilling and gathering, with plenty of room to spread out on your private half acre lot, which backs directly to River Road Middle School and its sports fields. Retreat to the primary suite, where a free-standing soaking tub, custom tiled shower, and dual vanities create a spa-like escape at the end of the day.

A dedicated laundry room with sink adds everyday convenience, while a massive walk-on attic on both sides of the home offers storage most buyers only dream of. The oversized garage comes equipped with a smart opener for effortless access. Life in Tooley Harbor means more than just a beautiful house.

This growing riverside community offers a boat ramp for easy access to fishing and days on the water, all just minutes from downtown Elizabeth City, the Coast Guard bases, and a growing lineup of local shopping and dining. Add in the rich history that makes this part of Coastal North Carolina so special, and you have a location that's hard to beat. New construction pricing without the new construction wait. This one won't last.

Monthly Cost Estimate

$3,094/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,167
Insurance$146
HOA$420

Estimates only. Actual payments may vary.

Location

503 Spinnaker Street

Elizabeth City, NC 27909

Tooley Harbor

Features & Amenities

Interior Features

Master DownstairsWalk-in Closet(s)Tray Ceiling(s)High CeilingsEntrance FoyerMud RoomSolid SurfaceKitchen IslandPantryWalk-in ShowerSmart ThermostatWalk-In Closet(s)

Property Details

Flooring

Lvt/lvpCarpet

Construction

Block Vinyl Siding Wood Frame

Outdoor Features

PatioPorch

Parking

Off StreetGarageOpen

Heating

ZonedHeat Pump (Heating)Electric (Heating)

Cooling

Ceiling Fan(s)ZonedCentral AirHeat Pump

Appliances

Electric OvenBuilt-In MicrowaveRefrigeratorDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 503 Spinnaker Street is listed at $499,999 ($177/sqft). The estimated monthly payment is $3,094 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $420/month.

Key features include: Built in 2022, 0.52 acre lot, 2 stories, 4 parking spaces. Interior Features: Master Downstairs, Walk-in Closet(s), Tray Ceiling(s).

This property is listed by Russell Bryant.

RB

Russell Bryant

License 324349

Agent at Thrive Realty

Listed by Thrive Realty · Broker phone: 7577443456 · View on Broker Site

MLS# 100602455· Source: Hive MLS· 54 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

503 Spinnaker Street, Elizabeth City, NC 27909

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