# 505 N Cedar Drive, Saint Joseph, IL 61873

> **TL;DR:** 4bd/3ba single family, $455,000 ($243/sqft), built 1999, 1,871 sqft.
> Waterfront, Hardwood, A/C, 2-car garage. Est. $2,434/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $455,000 |
| Price/sqft | $243 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,871 |
| Year Built | 1999 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 10 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,301 |
| Estimated Insurance | $133 |
| **Total** | **$2,434** |

## Nearby Schools

- **Elementary:** St. Joseph Elementary School
- **Middle:** St. Joseph Junior High School
- **High:** St. Joseph-Ogden High School

## Key Amenities

- Waterfront
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 1999
- 0.22 acre lot
- 2 stories
- 2 parking spaces
- Waterfront

## Description

### Agent Description
Enjoy incredible lake views from this spacious 4 bedroom, 2.5 bath home in St. Joe! Designed to capture the beauty of its setting, the home features abundant natural light, numerous windows, and an open floor plan that seamlessly connects the kitchen, bar area, and living room with a cozy fireplace. The main-floor primary suite offers a relaxing retreat with a separate sitting area, two walk-in closets, and a private bath featuring a whirlpool tub and tile finishes. The finished basement provides additional living space, plenty of storage, and a radon mitigation system already installed. With its inviting layout, generous space, and stunning lake views, this home offers the perfect blend of comfort and scenic living!

## Location

- **Address:** 505 N Cedar Drive, Saint Joseph, IL 61873
- **County:** Champaign
- **Neighborhood:** Woodard's Crestlake
- **Coordinates:** 40.115447, -88.025118
- **Google Maps:** https://www.google.com/maps?q=40.115447,-88.025118

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/188de828-5e79-4a70-972d-1aa8c1e5c88a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Ryan Dallas
- **Brokerage:** Ryan Dallas Real Estate
- **Broker Phone:** (217) 351-4900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/505-N-Cedar-Dr_Saint-Joseph_IL_61873_M76385-06992?f=listhub&s=MREDIL&m=12787210&c=propsimple)

## Photos

![505 N Cedar Drive - Photo 1](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f174052293r.jpg)

![505 N Cedar Drive - Photo 2](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f1489009556r.jpg)

![505 N Cedar Drive - Photo 3](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f890133648r.jpg)

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![505 N Cedar Drive - Photo 37](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f2977241139r.jpg)

![505 N Cedar Drive - Photo 38](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f2855659052r.jpg)

![505 N Cedar Drive - Photo 39](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f4036576706r.jpg)

![505 N Cedar Drive - Photo 40](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f1969704957r.jpg)

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![505 N Cedar Drive - Photo 42](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f1364999747r.jpg)

![505 N Cedar Drive - Photo 43](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f2999402845r.jpg)

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![505 N Cedar Drive - Photo 46](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f881734472r.jpg)

![505 N Cedar Drive - Photo 47](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f3472648260r.jpg)

![505 N Cedar Drive - Photo 48](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f3334691132r.jpg)

![505 N Cedar Drive - Photo 49](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f3075780178r.jpg)

![505 N Cedar Drive - Photo 50](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f30105612r.jpg)

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![505 N Cedar Drive - Photo 52](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f2351462375r.jpg)

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![505 N Cedar Drive - Photo 54](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f2251957474r.jpg)

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![505 N Cedar Drive - Photo 57](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f1437192885r.jpg)

![505 N Cedar Drive - Photo 58](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f2020811933r.jpg)

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![505 N Cedar Drive - Photo 61](http://lh.rdcpix.com/2826e91af58306cc8919dac019c082fdl-f3053081204r.jpg)

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---

**MLS#:** 12787210 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/505-n-cedar-drive-saint-joseph-il-61873-4fffaea6133b4154a323f287f2034394)

---

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