# 505 Phillips Court, Panama City, FL 32404 > **TL;DR:** 3bd/2ba single family, $255,000 ($183/sqft), built 2002, 1,394 sqft. > Fireplace, A/C, 2-car garage. Est. $1,363/mo. Listed 286 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $255,000 | | Price/sqft | $183 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,394 | | Year Built | 2002 | | Lot Size | 6,970 sqft (0.16 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 286 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,289 | | Estimated Insurance | $74 | | **Total** | **$1,363** | ## Nearby Schools - **Elementary:** Parker - **Middle:** Rutherford Middle - **High:** Rutherford ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2002 - 0.16 acre lot - Fireplace ## Description ### Agent Description Welcome to this charming home in the heart of East Bay County, offering the perfect combination of comfort, convenience, and flexibility. Ideally located just minutes from Tyndall Air Force Base, shopping, dining, schools, and everyday amenities, you'll love having everything you need close to home. Situated on a large privacy-fenced corner lot this property offers plenty of outdoor space for children, pets, gardening, or creating your own backyard retreat--all with no HOA restrictions. Step inside to a warm and inviting open living area featuring a cozy wood-burning fireplace, perfect for relaxing evenings with family and friends. One of this home's standout features is its versatile floor plan. The third bedroom is currently being used as a home office, but thanks to its side hallway entrance, large archway connecting to the kitchen, and closet, it can easily serve as a bedroom, formal dining room, office, playroom, or flex space. Simply close the doors to both entrances, and you have a private third bedroom--giving you the flexibility to adapt the home to your lifestyle without sacrificing space. Whether you're a first-time homebuyer, military family, or simply looking for a home with room to grow, this property offers endless possibilities. Don't miss your opportunity to own this well-located, move-in-ready home with a flexible layout, spacious fenced yard, and no HOA. Schedule your private showing today! ## Location - **Address:** 505 Phillips Court, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Hickory Manor - **Coordinates:** 30.138021, -85.593506 - **Google Maps:** https://www.google.com/maps?q=30.138021,-85.593506 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/c3f50001-ea51-4ce7-ae75-ad3b347877c9?initialViewType=pano ## Listing Agent - **Name:** Terry L Nutter · **License:** SL3454200 - **Brokerage:** Realty ONE Group Emerald Coast - **Broker Phone:** (850) 830-5955 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/505-Phillips-Ct_Panama-City_FL_32404_M65582-19171?f=listhub&s=BCARFL&m=793613&c=propsimple) ## Photos ![505 Phillips Court - Photo 1](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f920893807r.jpg) ![505 Phillips Court - Photo 2](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f181821032r.jpg) ![505 Phillips Court - Photo 3](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f25699697r.jpg) ![505 Phillips Court - Photo 4](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1042965106r.jpg) ![505 Phillips Court - Photo 5](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f3679403573r.jpg) ![505 Phillips Court - Photo 6](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f531981257r.jpg) ![505 Phillips Court - Photo 7](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f712645080r.jpg) ![505 Phillips Court - Photo 8](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f181821032r.jpg) ![505 Phillips Court - Photo 9](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f440670425r.jpg) ![505 Phillips Court - Photo 10](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f2584022798r.jpg) ![505 Phillips Court - Photo 11](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f826447140r.jpg) ![505 Phillips Court - Photo 12](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1950105236r.jpg) ![505 Phillips Court - Photo 13](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1339459261r.jpg) ![505 Phillips Court - Photo 14](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1717950719r.jpg) ![505 Phillips Court - Photo 15](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f25699697r.jpg) ![505 Phillips Court - Photo 16](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f3017963397r.jpg) ![505 Phillips Court - Photo 17](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f4031928328r.jpg) ![505 Phillips Court - Photo 18](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1785914828r.jpg) ![505 Phillips Court - Photo 19](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1937777740r.jpg) ![505 Phillips Court - Photo 20](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f3077460106r.jpg) ![505 Phillips Court - Photo 21](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f238098563r.jpg) ![505 Phillips Court - Photo 22](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f774493110r.jpg) ![505 Phillips Court - Photo 23](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f439762345r.jpg) ![505 Phillips Court - Photo 24](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f2225173674r.jpg) ![505 Phillips Court - Photo 25](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f527857963r.jpg) ![505 Phillips Court - Photo 26](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f4100718382r.jpg) ![505 Phillips Court - Photo 27](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f2058055572r.jpg) ![505 Phillips Court - Photo 28](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1965683748r.jpg) ![505 Phillips Court - Photo 29](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1779392818r.jpg) ![505 Phillips Court - Photo 30](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1646835449r.jpg) ![505 Phillips Court - Photo 31](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1042965106r.jpg) ![505 Phillips Court - Photo 32](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f2042810189r.jpg) ![505 Phillips Court - Photo 33](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f909225804r.jpg) ![505 Phillips Court - Photo 34](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f25761982r.jpg) ![505 Phillips Court - Photo 35](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1977681261r.jpg) ![505 Phillips Court - Photo 36](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f3012311014r.jpg) ![505 Phillips Court - Photo 37](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f1634357242r.jpg) ![505 Phillips Court - Photo 38](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f3679403573r.jpg) ![505 Phillips Court - Photo 39](http://lh.rdcpix.com/30e1c06a11d60bc995e4133c7544c9a0l-f725487403r.jpg) --- **MLS#:** 793613 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/505-phillips-court-panama-city-fl-32404-0bc29481fb5b4c2f8dd0b11411e2fadd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/505-phillips-court-panama-city-fl-32404-0bc29481fb5b4c2f8dd0b11411e2fadd#listing", "url": "https://staging.propertysimple.ai/listing/505-phillips-court-panama-city-fl-32404-0bc29481fb5b4c2f8dd0b11411e2fadd", "name": "505 Phillips Court, Panama City, FL 32404", "description": "Welcome to this charming home in the heart of East Bay County, offering the perfect combination of comfort, convenience, and flexibility. 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