# 506 4th Street, Spencer, IA 51301

> **TL;DR:** 2bd/2ba single family, $249,000 ($143/sqft), built 1999, 1,741 sqft.
> A/C, 2-car garage. Est. $1,332/mo. Listed 103 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $249,000 |
| Price/sqft | $143 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Square Feet | 1,741 |
| Year Built | 1999 |
| Lot Size | 21,061 sqft (0.48 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 103 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,259 |
| Estimated Insurance | $73 |
| **Total** | **$1,332** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1999
- 0.48 acre lot

## Description

### Agent Description
There is a lot of summer left to enjoy and it begins right here. This 2 bedroom 2 bath ranch home sits on an oversized lot just steps from the aquatic center, bike trails, East Leach Park and more. Situated on nearly a half acre lot you will find room to spread out and enjoy your green space with mature trees or even expand the garden of your dreams. Inside you can appreciate a large functional kitchen, an updated 3/4 bath, nice sized bedrooms and more. Off the back you will soak in the southern sun in the four seasons room that also offers a view to remind you, today might be a good day for a swim. Summer is still calling, make this a must see today!

## Location

- **Address:** 506 4th Street, Spencer, IA 51301
- **County:** Clay
- **Coordinates:** 43.132886, -95.1368651
- **Google Maps:** https://www.google.com/maps?q=43.132886,-95.1368651

## Listing Agent

- **Name:** Bryan Sebastian
- **Brokerage:** Hinn Real Estate
- **Broker Phone:** (712) 336-1240
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/506-4th-St-SE_Spencer_IA_51301_M88214-84680?f=listhub&s=IGLBORIA&m=260842&c=propsimple)

## Photos

![506 4th Street - Photo 1](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f2579937647r.jpg)

![506 4th Street - Photo 2](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1370454201r.jpg)

![506 4th Street - Photo 3](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1312023354r.jpg)

![506 4th Street - Photo 4](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3589158020r.jpg)

![506 4th Street - Photo 5](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f2546762865r.jpg)

![506 4th Street - Photo 6](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1001923437r.jpg)

![506 4th Street - Photo 7](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f435338920r.jpg)

![506 4th Street - Photo 8](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1143503224r.jpg)

![506 4th Street - Photo 9](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f2321051358r.jpg)

![506 4th Street - Photo 10](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f704668084r.jpg)

![506 4th Street - Photo 11](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f292333621r.jpg)

![506 4th Street - Photo 12](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3711066695r.jpg)

![506 4th Street - Photo 13](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3408300086r.jpg)

![506 4th Street - Photo 14](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3982573170r.jpg)

![506 4th Street - Photo 15](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1432350837r.jpg)

![506 4th Street - Photo 16](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1099854876r.jpg)

![506 4th Street - Photo 17](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f1282641901r.jpg)

![506 4th Street - Photo 18](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f919016132r.jpg)

![506 4th Street - Photo 19](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3485571160r.jpg)

![506 4th Street - Photo 20](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3994247056r.jpg)

![506 4th Street - Photo 21](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f2369452968r.jpg)

![506 4th Street - Photo 22](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f2987011459r.jpg)

![506 4th Street - Photo 23](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3918181647r.jpg)

![506 4th Street - Photo 24](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3350693218r.jpg)

![506 4th Street - Photo 25](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f3458096583r.jpg)

![506 4th Street - Photo 26](http://lh.rdcpix.com/904e8a2354da84f3ef489a69a7f088cfl-f2295539614r.jpg)

---

**MLS#:** 260842 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/506-4th-street-spencer-ia-51301-8d10f5c974c24aae9c2a5fccf2125163)

---

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