# 5063 Rock Road, Waterloo, IL 62298

> **TL;DR:** 4bd/2ba single family, $515,000 ($243/sqft), built 1988, 2,116 sqft.
> Pool, Fireplace. Est. $2,232/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $515,000 |
| Price/sqft | $243 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,116 |
| Year Built | 1988 |
| Lot Size | 512,266 sqft (11.76 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Pool** - Private pool

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,232 |
| **Total** | **$2,232** |

## Nearby Schools

- **Elementary:** WATERLOO DIST 5
- **Middle:** WATERLOO DIST 5
- **High:** Waterloo

## Key Amenities

- Pool
- Fireplace

## Property Highlights

- Built in 1988
- 11.76 acre lot
- 5 parking spaces
- Private pool
- Fireplace

## Description

### Agent Description
Acreage, sheds, woods, pond, wildlife, mushrooms… this property is every outdoor lover’s daydream. With the current owner being relocated, their opportunity becomes yours. This 4 bed, 2 bath BERM (energy effcient and storm safe) home sits on nearly 12 acres just beyond the Waterloo city limits and offers an unbeatable blend of privacy, efficiency, and natural beauty. Nestled into the hillside of rural Monroe County, the home is designed for exceptional energy efficiency, using the earth to help regulate temperature. On the coldest days, a wood burning stove inside and a wood furnace outside keep utility costs low, with an almost new HVAC system available when needed.
Step into the formal foyer and you’ll immediately notice the new LVP flooring throughout. The vaulted living room features rustic beams, a fireplace with wood burning insert, and a wall of windows that flood the space with natural light and frame the wooded views. You will be watching that beautiful snow fall dreaming of snow days and play.  The remodeled kitchen offers abundant storage, granite countertops, pendant lighting, stainless steel appliances, and a clear sightline straight through the home—perfect for enjoying the scenery while you cook. The split floor plan places the primary suite on one side and three secondary bedrooms with a full remodeled bath on the other. The primary suite includes sliding glass doors to a private patio/yard area, a French door framed walk in closet, and an ensuite with antique double bowl vanity and tub/shower combo. A spacious laundry room with drop zone provides the ideal spot to kick off muddy boots after a day outdoors.
Outside, the property becomes your private playground. Nearly 12 mostly wooded acres offer cleared trails, a small pond with recreational potential, and endless opportunities for exploration by foot or ATV. The detached 3+ car garage is fully equipped and will serve as your detached basement, private cave, party barn and more.  Just beyond sits a large entertainment area with built in BBQ grill, paver patio, and access to the above ground pool. Two additional sheds—one previously used as a chicken coop—complete the compound. A deer stand remains for your convenience, whether you prefer hunting or simply photographing the abundant wildlife that passes through. And yes… there are mushrooms, lots of mushrooms!

New Heat pump 2024. Hall bath remodel 2025, Flooring 2021, All new windows and doors 2021,  new light fixtures 2021, resided grey shed, new roof 2023, Water heater 2021, laundry room reconfiguration 2023. Well water with UV light, private sewer serviced 2024.  Agent Owned

## Location

- **Address:** 5063 Rock Road, Waterloo, IL 62298
- **County:** Monroe
- **Neighborhood:** Not in a Subdivision
- **Coordinates:** 38.26130909, -90.20530352
- **Google Maps:** https://www.google.com/maps?q=38.26130909,-90.20530352

## Listing Agent

- **Name:** Tammy Hines
- **Brokerage:** Tammy Mitchell Hines & Co.
- **Phone:** 6182813959
- **Email:** Tammy@TammyMitchellHines.com

## Primary Photo

![5063 Rock Road - Primary Photo](http://lh.rdcpix.com/0cbcacfd5b70e29187eb0e226210feb4l-f3196063965r.jpg)

*85 total photos available on [listing page](https://www.propertysimple.com/listing/5063-rock-road-waterloo-il-62298-26003347)*

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**MLS#:** 26003347 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/5063-rock-road-waterloo-il-62298-26003347)

---

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