# 509 Upper Hines Creek Road, Richmond, KY 40475 > **TL;DR:** 5bd/3ba single family, $775,000 ($218/sqft), built 2026, 3,548 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $4,395/mo. Listed 198 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $775,000 | | Price/sqft | $218 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 3,548 | | Year Built | 2026 | | Lot Size | 56,192 sqft (1.29 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 198 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,919 | | Estimated Insurance | $226 | | HOA | $250 | | **Total** | **$4,395** | ## Nearby Schools - **Elementary:** Boonesborough - **Middle:** Michael Caudill - **High:** Madison Central ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2026 - 1.29 acre lot - Fireplace ## Description ### Agent Description BUILDER PAY A 2-1 RATE BUY DOWN FOR THE BUYER (VAULE $18,000!) The popular Devonshire Plan by Payne Homes has won countless awards with the BIA of Central Kentucky and once you walk in the front door... you'll know why! This luxury all brick/stone ranch home is located in the established Shiloh Pointe subdivision of North Madison County. The main level comes complete with a double door grand formal foyer, 2 spare bedrooms (each with walk in closets) and one connects directly to the full bathroom (with quartz counters and 2 sinks), a large formal dining room (which would make a great office if needed), open concept kitchen/dining/great room, a gorgeous feature wall with a gas logs fireplace and built ins surrounding, primary ensuite, laundry room + mud room spaces. More details on the kitchen include: soft close hinges and drawers, stainless appliances including a gas range, walk in pantry, quartz counter tops and an 8' island bar. The primary ensuite is truly a retreat and features a walk in closet, trey ceiling with crown molding, double bowl raised height vanity, linen closet and a fully tiled walk in shower with frameless glass door. Downstairs: spacious and comfortable family/rec room, bedrooms 4 + 5, 3rd full bathroom (also with quartz counters & a linen closet), TWO unfinished storage spaces and one has double man doors leading to the outside... ideal for storing your lawn equipment! Outside this home will have a covered back deck off the kitchen and a lower level covered patio. This home features a gas tankless water heater, city sewer, 1.29 acres and a side entry garage. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA fee is $250/year. This home is now finished and move in ready! One year builders warranty for your peace of mind. Seller has a real estate license. ## Location - **Address:** 509 Upper Hines Creek Road, Richmond, KY 40475 - **County:** Madison - **Neighborhood:** Shiloh Pointe - **Coordinates:** 37.853495, -84.34356 - **Google Maps:** https://www.google.com/maps?q=37.853495,-84.34356 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/220d9a0a-6cc1-403f-9a0c-3c003b1863cf?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Amanda S Marcum - **Brokerage:** Prudential Don Foster Realtors - **Broker Phone:** (859) 623-9427 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/509-Lower-Hines-Creek-Rd_Richmond_KY_40475_M91220-94839?f=listhub&s=LBARKY&m=26008532&c=propsimple) ## Photos ![509 Upper Hines Creek Road - Photo 1](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f4184522400r.jpg) ![509 Upper Hines Creek Road - Photo 2](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f4208744675r.jpg) ![509 Upper Hines Creek Road - Photo 3](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f2125064808r.jpg) ![509 Upper Hines Creek Road - Photo 4](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1759675717r.jpg) ![509 Upper Hines Creek Road - Photo 5](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1663310792r.jpg) ![509 Upper Hines Creek Road - Photo 6](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f2496812460r.jpg) ![509 Upper Hines Creek Road - Photo 7](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f2763821004r.jpg) ![509 Upper Hines Creek Road - Photo 8](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f4174134144r.jpg) ![509 Upper Hines Creek Road - Photo 9](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1342440457r.jpg) ![509 Upper Hines Creek Road - Photo 10](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3214812616r.jpg) ![509 Upper Hines Creek Road - Photo 11](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1382115260r.jpg) ![509 Upper Hines Creek Road - Photo 12](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f981962966r.jpg) ![509 Upper Hines Creek Road - Photo 13](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3005739937r.jpg) ![509 Upper Hines Creek Road - Photo 14](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3436295033r.jpg) ![509 Upper Hines Creek Road - Photo 15](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1507125379r.jpg) ![509 Upper Hines Creek Road - Photo 16](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3865432016r.jpg) ![509 Upper Hines Creek Road - Photo 17](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f2055059175r.jpg) ![509 Upper Hines Creek Road - Photo 18](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3192600526r.jpg) ![509 Upper Hines Creek Road - Photo 19](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1991352145r.jpg) ![509 Upper Hines Creek Road - Photo 20](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f4277186723r.jpg) ![509 Upper Hines Creek Road - 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Photo 48](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3510878809r.jpg) ![509 Upper Hines Creek Road - Photo 49](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f349479678r.jpg) ![509 Upper Hines Creek Road - Photo 50](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f2037639940r.jpg) ![509 Upper Hines Creek Road - Photo 51](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f2384233121r.jpg) ![509 Upper Hines Creek Road - Photo 52](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1016689915r.jpg) ![509 Upper Hines Creek Road - Photo 53](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3977647629r.jpg) ![509 Upper Hines Creek Road - Photo 54](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1475407450r.jpg) ![509 Upper Hines Creek Road - Photo 55](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f140756977r.jpg) ![509 Upper Hines Creek Road - Photo 56](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1418884886r.jpg) ![509 Upper Hines Creek Road - Photo 57](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f686860205r.jpg) ![509 Upper Hines Creek Road - Photo 58](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f4232103558r.jpg) ![509 Upper Hines Creek Road - Photo 59](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f4014303451r.jpg) ![509 Upper Hines Creek Road - Photo 60](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f112943545r.jpg) ![509 Upper Hines Creek Road - Photo 61](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3701268557r.jpg) ![509 Upper Hines Creek Road - Photo 62](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1468110407r.jpg) ![509 Upper Hines Creek Road - Photo 63](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f39825638r.jpg) ![509 Upper Hines Creek Road - Photo 64](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f3967702050r.jpg) ![509 Upper Hines Creek Road - Photo 65](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f1699710535r.jpg) ![509 Upper Hines Creek Road - Photo 66](http://lh.rdcpix.com/9b8f50a5d761bdb1770f01c052ae8408l-f842600343r.jpg) --- **MLS#:** 26008532 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/509-upper-hines-creek-road-richmond-ky-40475-40603f9bd4fb4ea38d8806ae84708215) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/509-upper-hines-creek-road-richmond-ky-40475-40603f9bd4fb4ea38d8806ae84708215#listing", "url": "https://staging.propertysimple.ai/listing/509-upper-hines-creek-road-richmond-ky-40475-40603f9bd4fb4ea38d8806ae84708215", "name": "509 Upper Hines Creek Road, Richmond, KY 40475", "description": "BUILDER PAY A 2-1 RATE BUY DOWN FOR THE BUYER (VAULE $18,000!) The popular Devonshire Plan by Payne Homes has won countless awards with the BIA of Central Kentucky and once you walk in the front door... you'll know why! This luxury all brick/stone ranch home is located in the established Shiloh Pointe subdivision of North Madison County. The main level comes complete with a double door grand formal foyer, 2 spare bedrooms (each with walk in closets) and one connects directly to the full bathroom (with quartz counters and 2 sinks), a large formal dining room (which would make a great office if needed), open concept kitchen/dining/great room, a gorgeous feature wall with a gas logs fireplace and built ins surrounding, primary ensuite, laundry room + mud room spaces. More details on the kitchen include: soft close hinges and drawers, stainless appliances including a gas range, walk in pantry, quartz counter tops and an 8' island bar. The primary ensuite is truly a retreat and features a walk in closet, trey ceiling with crown molding, double bowl raised height vanity, linen closet and a fully tiled walk in shower with frameless glass door. Downstairs: spacious and comfortable family/rec room, bedrooms 4 + 5, 3rd full bathroom (also with quartz counters & a linen closet), TWO unfinished storage spaces and one has double man doors leading to the outside... ideal for storing your lawn equipment! Outside this home will have a covered back deck off the kitchen and a lower level covered patio. This home features a gas tankless water heater, city sewer, 1.29 acres and a side entry garage. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA fee is $250/year. This home is now finished and move in ready! One year builders warranty for your peace of mind. 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