51 Old Barn Way, Santa Rosa Beach, FL 32459

$15,000 FLEX MONEY TOWARD RATE BUY-DOWN | 5.250% 5/1 ARM (6.451% APR FHA / 5.802% APR VA) | INTERIOR UNIT TOWNHOME | $374,900 | GE APPLIANCES + REFRIGERATOR, WASHER, DRYER & BLINDS INCLUDED! Sawgrass Reserve new-construction interior unit townhome: 3 BR, 2.5 BA, community pool, 5 minutes to the beach, near North Beach Social, Farm & Fire, The Bay and JD Miller dog park.

Quartz countertops, farmhouse sink, LVP flooring, white shaker soft-close cabinets, 9' ceilings, impact windows and doors. GE kitchen appliances included. $15,000 seller flex money available to help buy down your rate, or apply to closing costs or prepaids, any lender.

Not a price reduction. Subject to loan program limits and contract terms. CrossCountry Mortgage, LLC NMLS 3029. Rates based on primary residence. FHA: 5.250% rate, 6.451% APR, 30-yr 5/1 ARM, $374,900 price, 3.5% down. VA: 5.250% rate, 5.802% APR, 30-yr 5/1 ARM, $374,900 price, 0% down.

Fixed 5 yrs, then may increase or decrease. May require points; not for all credit profiles. MIP required for FHA. Excludes taxes, insurance, assessments; payment may be higher. Valid 10/20/26; 740 FICO, 30-day lock, FL owner-occupied single-family. Rate through CrossCountry only.

Subject to underwriting approval; may change without notice. Equal Housing Opportunity. Prices, features and options subject to change without notice. Sq. footages approximate. Renderings and photos are illustrative and will vary from the home as built.

Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**