# 5101 Locke Drive, Richmond, KY 40475 > **TL;DR:** 3bd/2ba single family, $419,900 ($246/sqft), built 2026, 1,709 sqft. > Fireplace, A/C, 2-car garage. Est. $2,495/mo. Listed 60 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $419,900 | | Price/sqft | $246 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,709 | | Year Built | 2026 | | Lot Size | 8,538 sqft (0.20 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 60 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,123 | | Estimated Insurance | $122 | | HOA | $250 | | **Total** | **$2,495** | ## Nearby Schools - **Elementary:** Daniel Boone - **Middle:** Clark-Moores - **High:** Madison Central ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2026 - 0.20 acre lot - Fireplace ## Description ### Agent Description LOT 239 - The Georgia III Plan: Get excited because this ranch plan is over 1700 sqft and offers plenty of room to spread out! All 3 bedrooms are generously sized each with WALK IN CLOSETS! Both bathrooms feature tiled floors & double sink vanities. The main living areas of the home are wide open with gorgeous engineered wood floors, gas logs fireplace, kitchen with a breakfast bar, stainless appliances and a pantry! There is also a mudroom/laundry space thats conveniently located right off the garage. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $250/Year. Magnolia Pointe offers a family park, walking trails, fishing ponds, street lights, cluster mailboxes for neater looking streets and a dog park for its residents to enjoy! KU Electric, Richmond Utilities for Gas, Water & Sewer. 1 Year Builder's Warranty. ## Location - **Address:** 5101 Locke Drive, Richmond, KY 40475 - **County:** Madison - **Neighborhood:** Magnolia Pointe - **Coordinates:** 37.770924, -84.27423 - **Google Maps:** https://www.google.com/maps?q=37.770924,-84.27423 ## Listing Agent - **Name:** Amanda S Marcum - **Brokerage:** Prudential Don Foster Realtors - **Broker Phone:** (859) 623-9427 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5101-Locke-Dr_Richmond_KY_40475_M93498-63452?f=listhub&s=LBARKY&m=26024084&c=propsimple) ## Photos ![5101 Locke Drive - Photo 1](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2407593661r.jpg) ![5101 Locke Drive - Photo 2](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2164282563r.jpg) ![5101 Locke Drive - Photo 3](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1946901344r.jpg) ![5101 Locke Drive - Photo 4](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3279552620r.jpg) ![5101 Locke Drive - Photo 5](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3178933485r.jpg) ![5101 Locke Drive - Photo 6](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2388289995r.jpg) ![5101 Locke Drive - Photo 7](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2308680385r.jpg) ![5101 Locke Drive - Photo 8](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2466671522r.jpg) ![5101 Locke Drive - Photo 9](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1900785034r.jpg) ![5101 Locke Drive - Photo 10](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2360929648r.jpg) ![5101 Locke Drive - Photo 11](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f591396873r.jpg) ![5101 Locke Drive - Photo 12](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f4029428826r.jpg) ![5101 Locke Drive - Photo 13](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3347046178r.jpg) ![5101 Locke Drive - Photo 14](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f651267086r.jpg) ![5101 Locke Drive - Photo 15](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3303930336r.jpg) ![5101 Locke Drive - Photo 16](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3542823160r.jpg) ![5101 Locke Drive - Photo 17](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f69045731r.jpg) ![5101 Locke Drive - Photo 18](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1261043630r.jpg) ![5101 Locke Drive - Photo 19](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f196158318r.jpg) ![5101 Locke Drive - Photo 20](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f641325245r.jpg) ![5101 Locke Drive - Photo 21](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3044603970r.jpg) ![5101 Locke Drive - Photo 22](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f980747600r.jpg) ![5101 Locke Drive - Photo 23](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3061453199r.jpg) ![5101 Locke Drive - Photo 24](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f697359401r.jpg) ![5101 Locke Drive - Photo 25](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2375835319r.jpg) ![5101 Locke Drive - Photo 26](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f417052530r.jpg) ![5101 Locke Drive - Photo 27](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3258516701r.jpg) ![5101 Locke Drive - Photo 28](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3311374487r.jpg) ![5101 Locke Drive - Photo 29](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3061248485r.jpg) ![5101 Locke Drive - Photo 30](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1175453956r.jpg) ![5101 Locke Drive - Photo 31](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f42502647r.jpg) ![5101 Locke Drive - Photo 32](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f110689767r.jpg) ![5101 Locke Drive - Photo 33](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1325204680r.jpg) ![5101 Locke Drive - Photo 34](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1875290919r.jpg) ![5101 Locke Drive - Photo 35](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3353997937r.jpg) ![5101 Locke Drive - Photo 36](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2073562112r.jpg) ![5101 Locke Drive - Photo 37](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f128276787r.jpg) ![5101 Locke Drive - Photo 38](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3727798145r.jpg) ![5101 Locke Drive - Photo 39](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1216374204r.jpg) ![5101 Locke Drive - Photo 40](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3612488210r.jpg) ![5101 Locke Drive - Photo 41](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f372640034r.jpg) ![5101 Locke Drive - Photo 42](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f93742957r.jpg) ![5101 Locke Drive - Photo 43](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f334031526r.jpg) ![5101 Locke Drive - Photo 44](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1301505089r.jpg) ![5101 Locke Drive - Photo 45](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3266486696r.jpg) ![5101 Locke Drive - Photo 46](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f114223980r.jpg) ![5101 Locke Drive - Photo 47](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f2566769290r.jpg) ![5101 Locke Drive - Photo 48](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f601675362r.jpg) ![5101 Locke Drive - Photo 49](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3750495329r.jpg) ![5101 Locke Drive - Photo 50](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f843000651r.jpg) ![5101 Locke Drive - Photo 51](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f748279680r.jpg) ![5101 Locke Drive - Photo 52](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f198160785r.jpg) ![5101 Locke Drive - Photo 53](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f3386285316r.jpg) ![5101 Locke Drive - Photo 54](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f1686262042r.jpg) ![5101 Locke Drive - Photo 55](http://lh.rdcpix.com/d23f121850d71efc627b74bc9e871242l-f578096373r.jpg) --- **MLS#:** 26024084 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5101-locke-drive-richmond-ky-40475-054de014f0454602ab3e48309eb47e6b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5101-locke-drive-richmond-ky-40475-054de014f0454602ab3e48309eb47e6b#listing", "url": "https://staging.propertysimple.ai/listing/5101-locke-drive-richmond-ky-40475-054de014f0454602ab3e48309eb47e6b", "name": "5101 Locke Drive, Richmond, KY 40475", "description": "LOT 239 - The Georgia III Plan: Get excited because this ranch plan is over 1700 sqft and offers plenty of room to spread out! All 3 bedrooms are generously sized each with WALK IN CLOSETS! Both bathrooms feature tiled floors & double sink vanities. The main living areas of the home are wide open with gorgeous engineered wood floors, gas logs fireplace, kitchen with a breakfast bar, stainless appliances and a pantry! There is also a mudroom/laundry space thats conveniently located right off the garage. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $250/Year. Magnolia Pointe offers a family park, walking trails, fishing ponds, street lights, cluster mailboxes for neater looking streets and a dog park for its residents to enjoy! 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