# 5105 Locke Drive, Richmond, KY 40475 > **TL;DR:** 3bd/2ba single family, $439,900 ($225/sqft), built 2026, 1,955 sqft. > Fireplace, A/C, 2-car garage. Est. $2,602/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $439,900 | | Price/sqft | $225 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,955 | | Year Built | 2026 | | Lot Size | 8,538 sqft (0.20 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 57 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,224 | | Estimated Insurance | $128 | | HOA | $250 | | **Total** | **$2,602** | ## Nearby Schools - **Elementary:** Daniel Boone - **Middle:** Clark-Moores - **High:** Madison Central ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2026 - 0.20 acre lot - Fireplace ## Description ### Agent Description Lot 240 - The Devonshire Plan is a sprawling nearly 2000sqft ranch home with all the bells & whistles! The main living areas are wide open & ideal for entertaining or just being all together. There is not only a breakfast bar but 2 additional dining areas. The focal point of the living area is the fireplace with built in book shelves on each side. This home also features a spacious laundry/drop zone off the garage leading to the kitchen with a walk in pantry too! Notable primary ensuite with 5' x 3' tiled shower with fiberglass pan & glass shower door. All bedrooms have walk in closets. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $250/Year. Magnolia Pointe offers a family park, walking trails, fishing ponds, street lights, cluster mailboxes for neater looking streets and a dog park for its residents to enjoy! KU Electric, Richmond Utilities for Gas, Water & Sewer. 1 Year Builder's Warranty. ## Location - **Address:** 5105 Locke Drive, Richmond, KY 40475 - **County:** Madison - **Neighborhood:** Magnolia Pointe - **Coordinates:** 37.770601, -84.273405 - **Google Maps:** https://www.google.com/maps?q=37.770601,-84.273405 ## Listing Agent - **Name:** Amanda S Marcum - **Brokerage:** Prudential Don Foster Realtors - **Broker Phone:** (859) 623-9427 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1113-Mission-Dr_Richmond_KY_40475_M91343-18642?f=listhub&s=LBARKY&m=26024088&c=propsimple) ## Photos ![5105 Locke Drive - Photo 1](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1700390200r.jpg) ![5105 Locke Drive - Photo 2](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3475966283r.jpg) ![5105 Locke Drive - Photo 3](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1722034407r.jpg) ![5105 Locke Drive - Photo 4](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1745835995r.jpg) ![5105 Locke Drive - Photo 5](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2899093384r.jpg) ![5105 Locke Drive - Photo 6](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f764121997r.jpg) ![5105 Locke Drive - Photo 7](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3023161024r.jpg) ![5105 Locke Drive - Photo 8](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3504910651r.jpg) ![5105 Locke Drive - Photo 9](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f230829331r.jpg) ![5105 Locke Drive - Photo 10](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2602631386r.jpg) ![5105 Locke Drive - Photo 11](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f923606133r.jpg) ![5105 Locke Drive - Photo 12](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2113938980r.jpg) ![5105 Locke Drive - Photo 13](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3759283377r.jpg) ![5105 Locke Drive - Photo 14](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2037194651r.jpg) ![5105 Locke Drive - Photo 15](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2237534808r.jpg) ![5105 Locke Drive - Photo 16](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3698013528r.jpg) ![5105 Locke Drive - Photo 17](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3917010267r.jpg) ![5105 Locke Drive - Photo 18](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1261043630r.jpg) ![5105 Locke Drive - Photo 19](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2289379135r.jpg) ![5105 Locke Drive - Photo 20](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2166847021r.jpg) ![5105 Locke Drive - Photo 21](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1815748947r.jpg) ![5105 Locke Drive - Photo 22](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1114999812r.jpg) ![5105 Locke Drive - Photo 23](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f638300380r.jpg) ![5105 Locke Drive - Photo 24](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2131943570r.jpg) ![5105 Locke Drive - Photo 25](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f4242917517r.jpg) ![5105 Locke Drive - Photo 26](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2272849285r.jpg) ![5105 Locke Drive - Photo 27](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3284154746r.jpg) ![5105 Locke Drive - Photo 28](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2790497402r.jpg) ![5105 Locke Drive - Photo 29](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1451631349r.jpg) ![5105 Locke Drive - Photo 30](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3498694160r.jpg) ![5105 Locke Drive - Photo 31](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2186359859r.jpg) ![5105 Locke Drive - Photo 32](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1897642934r.jpg) ![5105 Locke Drive - Photo 33](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3555056967r.jpg) ![5105 Locke Drive - Photo 34](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f714601062r.jpg) ![5105 Locke Drive - Photo 35](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3300302443r.jpg) ![5105 Locke Drive - Photo 36](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f4252307064r.jpg) ![5105 Locke Drive - Photo 37](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2112340595r.jpg) ![5105 Locke Drive - Photo 38](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1076060852r.jpg) ![5105 Locke Drive - Photo 39](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3571272917r.jpg) ![5105 Locke Drive - Photo 40](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2625764288r.jpg) ![5105 Locke Drive - Photo 41](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2793115914r.jpg) ![5105 Locke Drive - Photo 42](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1257482908r.jpg) ![5105 Locke Drive - Photo 43](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f1694968809r.jpg) ![5105 Locke Drive - Photo 44](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f839097248r.jpg) ![5105 Locke Drive - Photo 45](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2301470505r.jpg) ![5105 Locke Drive - Photo 46](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3251248341r.jpg) ![5105 Locke Drive - Photo 47](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2292950949r.jpg) ![5105 Locke Drive - Photo 48](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f225786970r.jpg) ![5105 Locke Drive - Photo 49](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3385695314r.jpg) ![5105 Locke Drive - Photo 50](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3371745164r.jpg) ![5105 Locke Drive - Photo 51](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f2581456133r.jpg) ![5105 Locke Drive - Photo 52](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f4244854841r.jpg) ![5105 Locke Drive - Photo 53](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f955910905r.jpg) ![5105 Locke Drive - Photo 54](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3492320688r.jpg) ![5105 Locke Drive - Photo 55](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f407803086r.jpg) ![5105 Locke Drive - Photo 56](http://lh.rdcpix.com/cc999cf4d8c1bf9b3647601b93198641l-f3376768837r.jpg) --- **MLS#:** 26024088 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5105-locke-drive-richmond-ky-40475-4c4d0d2671f0463fba77f4b79280e292) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5105-locke-drive-richmond-ky-40475-4c4d0d2671f0463fba77f4b79280e292#listing", "url": "https://staging.propertysimple.ai/listing/5105-locke-drive-richmond-ky-40475-4c4d0d2671f0463fba77f4b79280e292", "name": "5105 Locke Drive, Richmond, KY 40475", "description": "Lot 240 - The Devonshire Plan is a sprawling nearly 2000sqft ranch home with all the bells & whistles! The main living areas are wide open & ideal for entertaining or just being all together. There is not only a breakfast bar but 2 additional dining areas. The focal point of the living area is the fireplace with built in book shelves on each side. This home also features a spacious laundry/drop zone off the garage leading to the kitchen with a walk in pantry too! Notable primary ensuite with 5' x 3' tiled shower with fiberglass pan & glass shower door. All bedrooms have walk in closets. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $250/Year. Magnolia Pointe offers a family park, walking trails, fishing ponds, street lights, cluster mailboxes for neater looking streets and a dog park for its residents to enjoy! 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