# 5108 Blue Harbor Drive, Panama City, FL 32404 > **TL;DR:** 3bd/3ba townhouse, $475,000 ($201/sqft), built 1999, 2,358 sqft. > Waterfront, View, 2-car garage. Est. $2,756/mo. Listed 42 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $475,000 | | Price/sqft | $201 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,358 | | Year Built | 1999 | | Lot Size | 4,356 sqft (0.10 acres) | | Garage | 2-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 42 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,402 | | Estimated Insurance | $139 | | HOA | $215 | | **Total** | **$2,756** | ## Nearby Schools - **Elementary:** Parker - **Middle:** Rutherford - **High:** Rutherford ## Key Amenities - Waterfront - View - 2-car garage ## Property Highlights - Built in 1999 - 0.10 acre lot - Waterfront ## Description ### Agent Description DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side of the home, providing comfortable space for family or guests. With its combination of boating convenience, beautiful views, spacious living areas, and thoughtful extras, this home is ready to make waterfront living part of your everyday life. Come see why Paradise on Pitts Bayou could be your next home! ## Location - **Address:** 5108 Blue Harbor Drive, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** [No Recorded Subdiv] - **Coordinates:** 30.11787, -85.59797 - **Google Maps:** https://www.google.com/maps?q=30.11787,-85.59797 ## Virtual Tour & Media - **Video Tour:** https://sites.awp.media/5108_blue_harbor_dr-2974?branding=false ## Listing Agent - **Name:** Melany Hathcock · **License:** SL3462926 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5108-Blue-Harbor-Dr_Panama-City_FL_32404_M65069-41234?f=listhub&s=BCARFL&m=795522&c=propsimple) ## Photos ![5108 Blue Harbor Drive - Photo 1](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2562913391r.jpg) ![5108 Blue Harbor Drive - Photo 2](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f397904855r.jpg) ![5108 Blue Harbor Drive - Photo 3](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2810983805r.jpg) ![5108 Blue Harbor Drive - Photo 4](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f4193877383r.jpg) ![5108 Blue Harbor Drive - Photo 5](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1687019129r.jpg) ![5108 Blue Harbor Drive - Photo 6](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2580854339r.jpg) ![5108 Blue Harbor Drive - Photo 7](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2474034952r.jpg) ![5108 Blue Harbor Drive - Photo 8](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f128766270r.jpg) ![5108 Blue Harbor Drive - Photo 9](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1828091624r.jpg) ![5108 Blue Harbor Drive - Photo 10](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f487895790r.jpg) ![5108 Blue Harbor Drive - Photo 11](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1885115197r.jpg) ![5108 Blue Harbor Drive - Photo 12](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3292582014r.jpg) ![5108 Blue Harbor Drive - Photo 13](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3285321701r.jpg) ![5108 Blue Harbor Drive - Photo 14](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2920653560r.jpg) ![5108 Blue Harbor Drive - Photo 15](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2126372393r.jpg) ![5108 Blue Harbor Drive - Photo 16](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2375609988r.jpg) ![5108 Blue Harbor Drive - Photo 17](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1243486262r.jpg) ![5108 Blue Harbor Drive - Photo 18](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f194584858r.jpg) ![5108 Blue Harbor Drive - Photo 19](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f252258622r.jpg) ![5108 Blue Harbor Drive - Photo 20](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f211185271r.jpg) ![5108 Blue Harbor Drive - Photo 21](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1349006698r.jpg) ![5108 Blue Harbor Drive - Photo 22](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1441510926r.jpg) ![5108 Blue Harbor Drive - Photo 23](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1984550981r.jpg) ![5108 Blue Harbor Drive - Photo 24](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1466001630r.jpg) ![5108 Blue Harbor Drive - Photo 25](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f656995464r.jpg) ![5108 Blue Harbor Drive - Photo 26](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f4183590677r.jpg) ![5108 Blue Harbor Drive - Photo 27](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2490671488r.jpg) ![5108 Blue Harbor Drive - Photo 28](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2485993955r.jpg) ![5108 Blue Harbor Drive - Photo 29](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2719950184r.jpg) ![5108 Blue Harbor Drive - Photo 30](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3311146408r.jpg) ![5108 Blue Harbor Drive - Photo 31](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3967911383r.jpg) ![5108 Blue Harbor Drive - Photo 32](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3394119276r.jpg) ![5108 Blue Harbor Drive - Photo 33](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f743663826r.jpg) ![5108 Blue Harbor Drive - Photo 34](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1227158439r.jpg) ![5108 Blue Harbor Drive - Photo 35](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f650249122r.jpg) ![5108 Blue Harbor Drive - Photo 36](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f33595293r.jpg) ![5108 Blue Harbor Drive - Photo 37](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f336733932r.jpg) ![5108 Blue Harbor Drive - Photo 38](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3219996433r.jpg) ![5108 Blue Harbor Drive - Photo 39](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f421859673r.jpg) ![5108 Blue Harbor Drive - Photo 40](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2150233744r.jpg) ![5108 Blue Harbor Drive - Photo 41](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f111023711r.jpg) ![5108 Blue Harbor Drive - Photo 42](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2733256353r.jpg) ![5108 Blue Harbor Drive - Photo 43](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1337621053r.jpg) ![5108 Blue Harbor Drive - Photo 44](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2169963374r.jpg) ![5108 Blue Harbor Drive - Photo 45](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2816093393r.jpg) ![5108 Blue Harbor Drive - Photo 46](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2501280821r.jpg) ![5108 Blue Harbor Drive - Photo 47](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f4293713363r.jpg) ![5108 Blue Harbor Drive - Photo 48](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3243604658r.jpg) ![5108 Blue Harbor Drive - Photo 49](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f308516657r.jpg) ![5108 Blue Harbor Drive - Photo 50](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f653192477r.jpg) ![5108 Blue Harbor Drive - Photo 51](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3823218742r.jpg) ![5108 Blue Harbor Drive - Photo 52](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3576564391r.jpg) ![5108 Blue Harbor Drive - Photo 53](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3809539146r.jpg) ![5108 Blue Harbor Drive - Photo 54](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f1994422870r.jpg) ![5108 Blue Harbor Drive - Photo 55](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3432491602r.jpg) ![5108 Blue Harbor Drive - Photo 56](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3421485757r.jpg) ![5108 Blue Harbor Drive - Photo 57](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f914984269r.jpg) ![5108 Blue Harbor Drive - Photo 58](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f2958627654r.jpg) ![5108 Blue Harbor Drive - Photo 59](http://lh.rdcpix.com/d736c9b32dda8579b7b164cee7af18d7l-f3977456069r.jpg) --- **MLS#:** 795522 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5108-blue-harbor-drive-panama-city-fl-32404-9f591ea37d4640b99f8a9961443afae6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5108-blue-harbor-drive-panama-city-fl-32404-9f591ea37d4640b99f8a9961443afae6#listing", "url": "https://staging.propertysimple.ai/listing/5108-blue-harbor-drive-panama-city-fl-32404-9f591ea37d4640b99f8a9961443afae6", "name": "5108 Blue Harbor Drive, Panama City, FL 32404", "description": "DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. 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