# 5109 Locke Drive, Richmond, KY 40475 > **TL;DR:** 4bd/3ba single family, $479,900 ($200/sqft), built 2026, 2,404 sqft. > Fireplace, A/C, 2-car garage. Est. $2,817/mo. Listed 6 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $479,900 | | Price/sqft | $200 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,404 | | Year Built | 2026 | | Lot Size | 8,538 sqft (0.20 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 6 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,427 | | Estimated Insurance | $140 | | HOA | $250 | | **Total** | **$2,817** | ## Nearby Schools - **Elementary:** Daniel Boone - **Middle:** Clark-Moores - **High:** Madison Central ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2026 - 0.20 acre lot - 2 stories - Fireplace ## Description ### Agent Description LOT 241 - The Stafford Plan - Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $250/Year. Magnolia Pointe offers a unique location in Richmond with a dog park, family park, fishing lakes and walking trails. ## Location - **Address:** 5109 Locke Drive, Richmond, KY 40475 - **County:** Madison - **Neighborhood:** Magnolia Pointe - **Coordinates:** 37.771799, -84.274754 - **Google Maps:** https://www.google.com/maps?q=37.771799,-84.274754 ## Listing Agent - **Name:** Amanda S Marcum - **Brokerage:** Prudential Don Foster Realtors - **Broker Phone:** (859) 623-9427 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5109-Locke-Dr_Richmond_KY_40475_M94604-94481?f=listhub&s=LBARKY&m=26029456&c=propsimple) ## Photos ![5109 Locke Drive - Photo 1](http://lh.rdcpix.com/0fe7295ae1321111303ad5e60d4f9f7bl-f413124305r.jpg) ![5109 Locke Drive - Photo 2](http://lh.rdcpix.com/0fe7295ae1321111303ad5e60d4f9f7bl-f1441771973r.jpg) ![5109 Locke Drive - Photo 3](http://lh.rdcpix.com/0fe7295ae1321111303ad5e60d4f9f7bl-f170509160r.jpg) --- **MLS#:** 26029456 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5109-locke-drive-richmond-ky-40475-06bd232d73e24532baea60e5e4795daa) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5109-locke-drive-richmond-ky-40475-06bd232d73e24532baea60e5e4795daa#listing", "url": "https://staging.propertysimple.ai/listing/5109-locke-drive-richmond-ky-40475-06bd232d73e24532baea60e5e4795daa", "name": "5109 Locke Drive, Richmond, KY 40475", "description": "LOT 241 - The Stafford Plan - Purchase with confidence and discover the distinctive quality of Payne Homes. 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