# 5115 Gulf Drive #1403, Panama City Beach, FL 32408 > **TL;DR:** 1bd/2ba condo, $385,900 ($437/sqft), built 2006, 883 sqft. > Waterfront, A/C. Est. $4,434/mo. Listed 231 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $385,900 | | Price/sqft | $437 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 883 | | Year Built | 2006 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 231 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,951 | | Estimated Insurance | $113 | | HOA | $2,370 | | **Total** | **$4,434** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2006 - Waterfront ## Description ### Agent Description ncredible value for this turnkey 1BD/2BA Gulf-front condo at Seychelles! Perfect timing to capture the upcoming high rental season. Even better, quarterly HOA dues cover ALL utilities -- including electricity, WiFi, cable, and water, making ownership simple and predictable. This beautifully maintained condo lives large, open, and bright. Expansive 9' sliding glass doors flood the living area with natural Florida sunshine while showcasing panoramic views of the dazzling white sand beaches and emerald Gulf waters. Step onto the private balcony to enjoy tranquil sea breezes and breathtaking views -- the ultimate setting for relaxed coastal living. ## Location - **Address:** 5115 Gulf Drive #1403, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** SEYCHELLES CONDO - **Coordinates:** 30.14069, -85.754275 - **Google Maps:** https://www.google.com/maps?q=30.14069,-85.754275 ## Listing Agent - **Name:** At The Beach Team - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5115-Gulf-Dr-Unit-1403_Panama-City-Beach_FL_32408_M56620-54604?f=listhub&s=ECARMLSFL&m=998189&c=propsimple) ## Photos ![5115 Gulf Drive #1403 - Photo 1](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1846246610r.jpg) ![5115 Gulf Drive #1403 - Photo 2](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1847552723r.jpg) ![5115 Gulf Drive #1403 - Photo 3](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f3324199502r.jpg) ![5115 Gulf Drive #1403 - Photo 4](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f2983959713r.jpg) ![5115 Gulf Drive #1403 - Photo 5](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f349967970r.jpg) ![5115 Gulf Drive #1403 - Photo 6](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f3118217217r.jpg) ![5115 Gulf Drive #1403 - Photo 7](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f243050094r.jpg) ![5115 Gulf Drive #1403 - Photo 8](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f722176734r.jpg) ![5115 Gulf Drive #1403 - Photo 9](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1472196491r.jpg) ![5115 Gulf Drive #1403 - Photo 10](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f2959157114r.jpg) ![5115 Gulf Drive #1403 - Photo 11](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f62183200r.jpg) ![5115 Gulf Drive #1403 - Photo 12](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f4004318433r.jpg) ![5115 Gulf Drive #1403 - Photo 13](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f2005541876r.jpg) ![5115 Gulf Drive #1403 - Photo 14](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f3711685983r.jpg) ![5115 Gulf Drive #1403 - Photo 15](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f40626918r.jpg) ![5115 Gulf Drive #1403 - Photo 16](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f3718757650r.jpg) ![5115 Gulf Drive #1403 - Photo 17](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1458516019r.jpg) ![5115 Gulf Drive #1403 - Photo 18](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f53849677r.jpg) ![5115 Gulf Drive #1403 - Photo 19](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1313248343r.jpg) ![5115 Gulf Drive #1403 - Photo 20](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f2366598486r.jpg) ![5115 Gulf Drive #1403 - Photo 21](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f3159131307r.jpg) ![5115 Gulf Drive #1403 - Photo 22](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f3094327950r.jpg) ![5115 Gulf Drive #1403 - Photo 23](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1982710626r.jpg) ![5115 Gulf Drive #1403 - Photo 24](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f2712204574r.jpg) ![5115 Gulf Drive #1403 - Photo 25](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f1843936950r.jpg) ![5115 Gulf Drive #1403 - Photo 26](http://lh.rdcpix.com/77a5aeb014a1e3a349250cbf5f5bdf33l-f57492406r.jpg) --- **MLS#:** 998189 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5115-gulf-drive-panama-city-beach-fl-32408-7832cef8d3124607a15e5a73a9419dfc) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5115-gulf-drive-panama-city-beach-fl-32408-7832cef8d3124607a15e5a73a9419dfc#listing", "url": "https://staging.propertysimple.ai/listing/5115-gulf-drive-panama-city-beach-fl-32408-7832cef8d3124607a15e5a73a9419dfc", "name": "5115 Gulf Drive #1403, Panama City Beach, FL 32408", "description": "ncredible value for this turnkey 1BD/2BA Gulf-front condo at Seychelles! Perfect timing to capture the upcoming high rental season. 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