# 5120 Watermead Lane #135, Belmont, NC 28012 > **TL;DR:** land, $130,000. > View. Est. $2,042/mo. Listed 232 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $130,000 | | Lot Size | 28,750 sqft (0.66 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 232 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $657 | | Estimated Insurance | $38 | | HOA | $1,347 | | **Total** | **$2,042** | ## Nearby Schools - **Elementary:** Belmont Central - **Middle:** Belmont - **High:** South Point (NC) ## Key Amenities - View ## Property Highlights - 0.66 acre lot ## Description ### Agent Description Experience the pinnacle of custom living on this premier .66-acre homesite, perfectly positioned deep within the exclusive gated community of Reflection Pointe. This exceptional lot offers seasonal water views of Lake Wylie and features a sloped topography ideal for a custom walk-out basement or crawl space foundation. Rare privacy is built-in, as the property borders community greenspace on both the rear and side, providing a natural buffer and a scenic path leading directly to the clubhouse. As a true custom-home community, Reflection Pointe allows you to work with a featured builder or your own to meet the high standards of the neighborhood (minimums of 2,000 sq. ft. for 1-story and 2,400 sq. ft. for 2-story homes). Residents enjoy resort-style amenities including a waterfront pavilion, community beach, marina area, boat storage, pool, and tennis/pickleball courts. While there is no immediate timeframe to start your build, the community ensures a high-quality environment with a 12-month completion window once plans are approved. Located just 20 minutes from Charlotte Douglas International Airport and 30 minutes from Uptown Charlotte, you can enjoy the quiet, small-town charm of Belmont's restaurants and breweries while remaining connected to the city. If you are ready to build your dream home, this unique lakeside opportunity is a must-see. ## Location - **Address:** 5120 Watermead Lane #135, Belmont, NC 28012 - **County:** Gaston - **Neighborhood:** Reflection Pointe - **Coordinates:** 35.15399287, -81.02345708 - **Google Maps:** https://www.google.com/maps?q=35.15399287,-81.02345708 ## Listing Agent - **Name:** Jeff Moll - **Brokerage:** Keller Williams Ballantyne Area - **Broker Phone:** (704) 887-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5120-Watermead-Ln_Belmont_NC_28012_M69574-39765?f=listhub&s=CMLSNC&m=4356753&c=propsimple) ## Photos ![5120 Watermead Lane #135 - Photo 1](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f78267558r.jpg) ![5120 Watermead Lane #135 - Photo 2](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3585564287r.jpg) ![5120 Watermead Lane #135 - Photo 3](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2446823445r.jpg) ![5120 Watermead Lane #135 - Photo 4](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f372035035r.jpg) ![5120 Watermead Lane #135 - Photo 5](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f4131757772r.jpg) ![5120 Watermead Lane #135 - Photo 6](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f877505676r.jpg) ![5120 Watermead Lane #135 - Photo 7](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1652890835r.jpg) ![5120 Watermead Lane #135 - Photo 8](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1797467996r.jpg) ![5120 Watermead Lane #135 - Photo 9](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f634092997r.jpg) ![5120 Watermead Lane #135 - Photo 10](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3232976585r.jpg) ![5120 Watermead Lane #135 - Photo 11](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2336562074r.jpg) ![5120 Watermead Lane #135 - Photo 12](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1227309636r.jpg) ![5120 Watermead Lane #135 - Photo 13](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3170517651r.jpg) ![5120 Watermead Lane #135 - Photo 14](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1589641365r.jpg) ![5120 Watermead Lane #135 - Photo 15](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1434957334r.jpg) ![5120 Watermead Lane #135 - Photo 16](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3003433967r.jpg) ![5120 Watermead Lane #135 - Photo 17](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3745145466r.jpg) ![5120 Watermead Lane #135 - Photo 18](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3071916095r.jpg) ![5120 Watermead Lane #135 - Photo 19](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f46164414r.jpg) ![5120 Watermead Lane #135 - Photo 20](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f961667958r.jpg) ![5120 Watermead Lane #135 - Photo 21](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1855378425r.jpg) ![5120 Watermead Lane #135 - Photo 22](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3347973473r.jpg) ![5120 Watermead Lane #135 - Photo 23](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3807046154r.jpg) ![5120 Watermead Lane #135 - Photo 24](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3440385450r.jpg) ![5120 Watermead Lane #135 - Photo 25](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3962414197r.jpg) ![5120 Watermead Lane #135 - Photo 26](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f915912597r.jpg) ![5120 Watermead Lane #135 - Photo 27](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2027170851r.jpg) ![5120 Watermead Lane #135 - Photo 28](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2106497361r.jpg) ![5120 Watermead Lane #135 - Photo 29](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2244890230r.jpg) ![5120 Watermead Lane #135 - Photo 30](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1751160000r.jpg) ![5120 Watermead Lane #135 - Photo 31](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2858657945r.jpg) ![5120 Watermead Lane #135 - Photo 32](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3512680704r.jpg) ![5120 Watermead Lane #135 - Photo 33](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1232256960r.jpg) ![5120 Watermead Lane #135 - Photo 34](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f222355246r.jpg) ![5120 Watermead Lane #135 - Photo 35](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2002337650r.jpg) ![5120 Watermead Lane #135 - Photo 36](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3108685356r.jpg) ![5120 Watermead Lane #135 - Photo 37](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1207000551r.jpg) ![5120 Watermead Lane #135 - Photo 38](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1763258607r.jpg) ![5120 Watermead Lane #135 - Photo 39](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f2094659070r.jpg) ![5120 Watermead Lane #135 - Photo 40](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3472801797r.jpg) ![5120 Watermead Lane #135 - Photo 41](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3367694714r.jpg) ![5120 Watermead Lane #135 - Photo 42](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1756673795r.jpg) ![5120 Watermead Lane #135 - Photo 43](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1363319046r.jpg) ![5120 Watermead Lane #135 - Photo 44](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f1753516586r.jpg) ![5120 Watermead Lane #135 - Photo 45](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f783647097r.jpg) ![5120 Watermead Lane #135 - Photo 46](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f978163388r.jpg) ![5120 Watermead Lane #135 - Photo 47](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f914548121r.jpg) ![5120 Watermead Lane #135 - Photo 48](http://lh.rdcpix.com/278cec3221c4ae9e47f2c5615a553c36l-f3993938945r.jpg) --- **MLS#:** 4356753 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5120-watermead-lane-belmont-nc-28012-cff37b1e8d0c4da2a69379a3d8bdd2e5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5120-watermead-lane-belmont-nc-28012-cff37b1e8d0c4da2a69379a3d8bdd2e5#listing", "url": "https://staging.propertysimple.ai/listing/5120-watermead-lane-belmont-nc-28012-cff37b1e8d0c4da2a69379a3d8bdd2e5", "name": "5120 Watermead Lane #135, Belmont, NC 28012", "description": "Experience the pinnacle of custom living on this premier .66-acre homesite, perfectly positioned deep within the exclusive gated community of Reflection Pointe. This exceptional lot offers seasonal water views of Lake Wylie and features a sloped topography ideal for a custom walk-out basement or crawl space foundation. Rare privacy is built-in, as the property borders community greenspace on both the rear and side, providing a natural buffer and a scenic path leading directly to the clubhouse. As a true custom-home community, Reflection Pointe allows you to work with a featured builder or your own to meet the high standards of the neighborhood (minimums of 2,000 sq. ft. for 1-story and 2,400 sq. ft. for 2-story homes). Residents enjoy resort-style amenities including a waterfront pavilion, community beach, marina area, boat storage, pool, and tennis/pickleball courts. While there is no immediate timeframe to start your build, the community ensures a high-quality environment with a 12-month completion window once plans are approved. 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