About This Home

This 2-bedroom, 4-bathroom single family at 5121 Stratford Avenue in Panama City, FL is listed for $505,000 ($335 per sqft). Built in 1959, the home offers 1,509 sqft of living space on a 0.48 acres lot.

Key Features

  • Built in 1959
  • 0.48 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full, 1 half
1-car garage
1959

Amenities

FireplaceWaterfrontA/C
Listing Description

A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle.

Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround.

The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat.

The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

Monthly Cost Estimate

$2,701/mo

20% down · 6.5% · 30 years

Principal$365
Interest$2,188
Insurance$147

Estimates only. Actual payments may vary.

Location

5121 Stratford Avenue

Panama City, FL 32404

[No Recorded Subdiv]

Features & Amenities

Interior Features

MainLevelPrimarySoakingTubSeparateShowerWalkInClosetsWorkshop

Exterior Features

CoveredPatioDock

Property Details

Construction

Brick Block

Outdoor Features

PatioDeckPorch

Heating

CentralElectric (Heating)Fireplace(s)

Cooling

Ceiling Fan(s)Window Unit(s)Central Air

Appliances

ElectricCooktopElectricWaterHeater

Questions & Answers

This 2-bedroom, 4-bathroom single family at 5121 Stratford Avenue is listed at $505,000 ($335/sqft). The estimated monthly payment is $2,701 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1959, 0.48 acre lot, Fireplace, Waterfront. Interior Features: MainLevelPrimary, SoakingTub, SeparateShower. Exterior Features: CoveredPatio, Dock.

This property is listed by Mary Sowell.

MS

Mary Sowell

License 3171556

Agent at Keller Williams Success Realty

Listed by Keller Williams Success Realty · Broker phone: (850) 249-0313 · View on Broker Site

MLS# 796333· Source: Central Panhandle Association of REALTORS· 21 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5121 Stratford Avenue, Panama City, FL 32404

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