# 5121 Stratford Avenue, Panama City, FL 32404 > **TL;DR:** 2bd/4ba single family, $505,000 ($335/sqft), built 1959, 1,509 sqft. > Fireplace, Waterfront, A/C, 1-car garage. Est. $2,701/mo. Listed 22 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $505,000 | | Price/sqft | $335 | | Bedrooms | 2 | | Bathrooms | 3 full, 1 half | | Square Feet | 1,509 | | Year Built | 1959 | | Lot Size | 20,909 sqft (0.48 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 22 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,554 | | Estimated Insurance | $147 | | **Total** | **$2,701** | ## Nearby Schools - **Elementary:** Tyndall Academy - **Middle:** Tyndall Academy - **High:** Rutherford ## Key Amenities - Fireplace - Waterfront - A/C - 1-car garage ## Property Highlights - Built in 1959 - 0.48 acre lot - Fireplace - Waterfront ## Description ### Agent Description A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today! ## Location - **Address:** 5121 Stratford Avenue, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** [No Recorded Subdiv] - **Coordinates:** 30.126491, -85.597773 - **Google Maps:** https://www.google.com/maps?q=30.126491,-85.597773 ## Listing Agent - **Name:** Mary Sowell · **License:** 3171556 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5121-Stratford-Ave_Panama-City_FL_32404_M61677-50540?f=listhub&s=BCARFL&m=796333&c=propsimple) ## Photos ![5121 Stratford Avenue - Photo 1](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3614284752r.jpg) ![5121 Stratford Avenue - Photo 2](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3253290829r.jpg) ![5121 Stratford Avenue - Photo 3](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f632044830r.jpg) ![5121 Stratford Avenue - Photo 4](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3397225659r.jpg) ![5121 Stratford Avenue - Photo 5](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f604279212r.jpg) ![5121 Stratford Avenue - Photo 6](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3812840483r.jpg) ![5121 Stratford Avenue - Photo 7](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3292822826r.jpg) ![5121 Stratford Avenue - Photo 8](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f356974676r.jpg) ![5121 Stratford Avenue - Photo 9](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3293326135r.jpg) ![5121 Stratford Avenue - Photo 10](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f829983401r.jpg) ![5121 Stratford Avenue - Photo 11](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3111577349r.jpg) ![5121 Stratford Avenue - Photo 12](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2766020687r.jpg) ![5121 Stratford Avenue - Photo 13](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2622127990r.jpg) ![5121 Stratford Avenue - Photo 14](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f580212845r.jpg) ![5121 Stratford Avenue - Photo 15](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f1454161770r.jpg) ![5121 Stratford Avenue - Photo 16](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f1263610583r.jpg) ![5121 Stratford Avenue - Photo 17](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2588623524r.jpg) ![5121 Stratford Avenue - Photo 18](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f216905623r.jpg) ![5121 Stratford Avenue - Photo 19](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2010604022r.jpg) ![5121 Stratford Avenue - Photo 20](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2818593680r.jpg) ![5121 Stratford Avenue - Photo 21](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3837714587r.jpg) ![5121 Stratford Avenue - Photo 22](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f458078999r.jpg) ![5121 Stratford Avenue - Photo 23](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f1563352376r.jpg) ![5121 Stratford Avenue - Photo 24](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f4058010760r.jpg) ![5121 Stratford Avenue - Photo 25](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f1613982006r.jpg) ![5121 Stratford Avenue - Photo 26](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3243706858r.jpg) ![5121 Stratford Avenue - Photo 27](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2531641613r.jpg) ![5121 Stratford Avenue - Photo 28](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2897493164r.jpg) ![5121 Stratford Avenue - Photo 29](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2827918740r.jpg) ![5121 Stratford Avenue - Photo 30](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3669603202r.jpg) ![5121 Stratford Avenue - Photo 31](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f1485167158r.jpg) ![5121 Stratford Avenue - Photo 32](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3522282898r.jpg) ![5121 Stratford Avenue - Photo 33](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2483169131r.jpg) ![5121 Stratford Avenue - Photo 34](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f386888832r.jpg) ![5121 Stratford Avenue - Photo 35](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f1532334129r.jpg) ![5121 Stratford Avenue - Photo 36](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2484900040r.jpg) ![5121 Stratford Avenue - Photo 37](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f2010292775r.jpg) ![5121 Stratford Avenue - Photo 38](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3528918003r.jpg) ![5121 Stratford Avenue - Photo 39](http://lh.rdcpix.com/c97d791d627d384b9df06a01f73140c7l-f3896065841r.jpg) --- **MLS#:** 796333 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5121-stratford-avenue-panama-city-fl-32404-4e6f7ddec8394f43868013cc9dcfd4df) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5121-stratford-avenue-panama-city-fl-32404-4e6f7ddec8394f43868013cc9dcfd4df#listing", "url": "https://staging.propertysimple.ai/listing/5121-stratford-avenue-panama-city-fl-32404-4e6f7ddec8394f43868013cc9dcfd4df", "name": "5121 Stratford Avenue, Panama City, FL 32404", "description": "A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. 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